Job ID: 37611
Location: London, GB
Area of interest: Corporate & Commercial Banking
Job type: Regular Employee
Work style: Office Working
Opening date: 2 Sept 2025

JOB SUMMARY

Assist Regional Head CPM and Head Stressed Asset Group to implement the strategy for CPM as it relates to management of stressed exposures across Europe & Americas region. Stressed exposures to include legacy CG 13 and CG 14 exposures managed solely by Stressed Asset Group, all new CG 13 and CG 14 exposures managed together with the respective Client Coverage Relationship Managers effective 1 March 2022, and any other exposure(s) across the CIB balance sheet with imminent signs of impending stress including CG12 exposures under co management with Frontline. Ensure adherence to CPM business conduct framework in implementing this strategy.
Reinforce the principle of first line ownership of risk in managing emerging risks in the Europe & Americas CIB portfolio, ensure timely detection and mitigation of such emergent risk, and collaborate with Risk, and FM/Banking teams in managing down the overall stressed asset portfolio aimed at improving the overall RoTE for CIB and the Group.
Providing transparency on the cost and risk of any mitigation action, and on the underlying decision making process as they relate to the stressed asset portfolio. Work towards optimisation of RWA and liquidity in the legacy stressed asset portfolio for Europe & Americas as a priority and ensure appropriate data capture/ data management that can feed into and improve CIB’s data/ credit modelling regimes. Monitoring the overall CIB credit risk portfolio together with CPM Regional Heads for any potential credit issues and help reduce exposures through secondary distribution and/or hedging - thereby playing a key role in reducing concentration risks and freeing up regulatory capital. Optimising the portfolio while remaining within risk tolerance.

SKILLS AND EXPERIENCE

Financial Analysis
Financial Statement analysis
Business markets
Capital management
Commercial Loan review
Portfolio Management
Financial Products and Markets
Asset and Liability Management (ALM)
Legal analysis

QUALIFICATIONS

• Graduate qualifications (or conversions): Post-Graduate qualifications such as MBA, CFA, Chartered Accountancy, Mathematics/ Statistics, Qualified Lawyer
• Over 20 years of relevant experience in the banking and financial services industry with hands on experience of underwriting, managing, and recovering credit exposures across both developing and developed jurisdictions
• Extensive Knowledge and experience in executing / work out of Structured Finance, Project Finance, Leverage Finance and CRE
• Extensive knowledge of fundamental drivers of credit risk, documentary and legal risks, portfolio, and balance sheet management; including market and regulatory dynamics
• Extensive experience in structuring credit risk products, restructuring of credit exposures, asset distribution, and exposure to credit derivatives and asset securitisation

ABOUT STANDARD CHARTERED

We’re an international bank, nimble enough to act, big enough for impact. For more than 170 years, we’ve worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you’re looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can’t wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you’ll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

OTHER RESPONSIBILITIES

• Leverage the opportunity provided by Corporate Social Responsibility to enhance the Group’s internal and external reputation and indirectly influence the bottom line
• Promote the Group’s brand with clients, stakeholders and regulators
• Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures