JOB SUMMARY

The ACL Analyst I position will be involved in the analytics, accounting and reporting of Loan Accounting, ACL under the CECL allowance methodology, and related regulatory and financial reporting. ACL Analyst I will assist the Senior CECL Analyst in the preparation of the quarterly ACL estimation and related analysis.

REQUIRED KNOWLEDGE

• Knowledge of Loan Accounting and ACL modeling & guidance
• Intermediate Accounting or Analysis knowledge
• Highly proficient with Microsoft Excel
• Strong oral and written communication skills
• Strong organizational skills with the ability to interact with senior leadership across all areas of the bank to professionally deliver clear and concise analysis and reporting

PREFERRED KNOWLEDGE

• Knowledge of quantitative forecasting models, financial analysis techniques and methodologies
• Understanding of credit risk, financial risk, operations risk, and their processes
• Knowledge in Lending or Credit Administration
• Experience with Financial Reporting, such as management reporting, CALL Report, and Annual Financial Report
• Knowledge of programming languages, such as Python, R, or SQL

EXCELLENT ANALYTICAL SKILLS

• Ability to work effectively and efficiently within a team environment
• Ability to effectively manage multiple tasks and meet deadlines
• Ability to complete projects and assignments with minimal supervision
• Must be able to work in a fast-paced and deadline driven environment
• Must be able to quickly learn new software applications or systems
• Clear understanding of the English language

EDUCATION AND EXPERIENCE

• 4+ years’ experience in financial analysis, statistical modeling, financial reporting or credit risk analysis; Of which, a minimum of 2 years in either ACL or Risk Management
• Banking or financial institution industry experience
• Bachelor’s degree in finance, accounting, information system, or risk management is preferred
• Experience in Sageworks, Moody’s, or other ACL software
• Experience with Jack Henry system or other core banking system

PHYSICAL REQUIREMENTS & WORK ENVIRONMENT

• Requires sitting for prolonged periods of time
• Requires lifting of up to 25 lbs
• Office setting w/controlled temperature
  As a part of the Bank’s internal control systems, employees holding sensitive positions are required to be absent from their duties for a minimum of two consecutive weeks each year. This position has been deemed to meet the test for a sensitive position, and therefore you will be required to meet the minimum absence requirement every year.
  This job description is not intended to be all-inclusive, and employees will be required to perform additional related work duties as assigned by their immediate supervisor and/or management.
  Farmers and Merchants Bank of Long Beach reserve the right to revise or change job duties and responsibilities as the need arises. This job description does not constitute a written or implied contract of employment.

Accounting & Other Duties

• Prepare reconciliation and monthly certification
• Perform other duties and projects assigned
• Assist with the completion of the Risk & Control Self Assessments (RCSA) and Internal Control Trest (ICT) proces