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SVP, Retail & Operations Audit at United Overseas Bank Limited Co
Bangkok, , Thailand - Full Time
Skills Needed
Audit Strategy, Audit Plan Management, Staff Development, Budget Management, Thematic Audits, Business Portfolio Audits, Audit Execution Monitoring, Audit Program Enhancement, Performance Evaluation, External Auditor Coordination, Regulator Coordination, Data Analysis, Behavioral Analysis, Continuous Auditing, Audit Techniques, Audit Reporting
Specialization
Candidates must possess a Bachelor's or Master's degree in Accounting, Finance, or Business Administration, with 15+ years of progressive audit experience, including 8-10 years in a leadership role within banking/financial services focusing on retail banking and operations. Strong knowledge of retail banking risks, banking laws in Thailand, international audit standards, and exceptional communication skills in both Thai and English are essential.
Experience Required
Minimum 10 year(s)
Retail Customer Service Rental at M & D Supply Ace Hardware
Beaumont, Texas, United States - Full Time
Skills Needed
Customer Service, Safety Awareness, Teamwork, Inventory Management, Equipment Operation, Communication, Physical Fitness, Problem Solving
Specialization
Candidates must be at least 18 years old and able to perform various physical activities, including lifting up to 100 pounds. Visual acuity is required for operating machinery and performing skilled tasks.
Bilingual Retail Store Manager at Sun Com Mobile
Simpsonville, South Carolina, United States - Full Time
Skills Needed
Self Start, Motivation, Leadership, Sales, Inventory, Marketing, Training, Scheduling, Forecasting, Customer Complaint Resolution
Specialization
Candidates must possess strong leadership qualities, an energetic and positive attitude, and the ability to self-start and maintain motivation. The role requires bilingual capabilities, with Spanish being preferred.
Experience Required
Minimum 2 year(s)
Retail Sales Associate Footwear at DICK'S Sporting Goods
Harlingen, Texas, United States - Full Time
Skills Needed
Customer Focus, Collaboration, Accountability, Decision Making, Action Oriented
Specialization
Prior retail sales or customer-focused experience is preferred, along with the ability to perform physical tasks such as lifting and standing for extended periods. The role requires a commitment to safety and adherence to company policies.
Retail Sales and Store Support at Albertsons Companies
Phoenix, Arizona, United States - Full Time
Skills Needed
Customer Service, Teamwork, Communication, Organization, Problem Solving, Adaptability, Attention To Detail, Learning, Community Engagement, Positive Attitude
Specialization
Candidates should take pride in their work and enjoy helping customers and fellow associates. A willingness to learn and a belief in community involvement are also important.
Retail Sales Travel Specialist at Staples Inc.
Lutherville Timonium, Maryland, United States - Full Time
Skills Needed
Customer Service, Sales, Microsoft Office, Conflict Management, Integrity, Data Capture, Fingerprinting, Troubleshooting, Flexibility, Professionalism
Specialization
Candidates must be at least 18 years old, a U.S. citizen, and have 1+ years of customer service experience. Proficiency in Microsoft Office and the ability to work in a fast-paced environment are also required.
Retail Sales Travel Specialist at Staples Inc.
Concord, North Carolina, United States - Full Time
Skills Needed
Customer Service, Microsoft Office, Conflict Management, Integrity, Data Capture, Fingerprinting, Sales, Travel Services
Specialization
Candidates must be at least 18 years old, a U.S. citizen, and have 1+ years of customer service experience. Proficiency in Microsoft Office and the ability to manage conflict in a cooperative manner are also required.
Retail Sales and Store Support at Albertsons Companies
Puyallup, Washington, United States - Full Time
Skills Needed
Customer Service, Teamwork, Communication, Organization, Problem Solving, Adaptability, Attention To Detail, Learning, Community Engagement, Positive Attitude
Specialization
Candidates should take pride in their work and enjoy helping customers and fellow associates. A willingness to learn and a belief in community involvement are also important.
Retail Key Carrier Coordinator at TJX Companies
South Portland, Maine, United States - Full Time
Skills Needed
Customer Service, Leadership, Communication, Problem Solving, Coaching, Delegation, Multi Tasking, Organizational Skills, Attention To Detail, Flexibility, Teamwork, Operational Procedures, Safety Awareness, Training, Recognition, Integrity
Specialization
Candidates must have open availability, including nights and weekends, and at least 1 year of retail experience with 6 months in a leadership role. They should possess strong communication and organizational skills, along with the ability to coach and delegate effectively.
Seasonal Retail Sales Associate at Lowe's Companies, Inc.
Phoenix, Arizona, United States - Full Time
Skills Needed
Customer Service, Sales, Product Knowledge, Communication, Teamwork, Problem Solving, Safety Compliance, Retail Technology, Housekeeping, Inventory Management, Shoplifting Detection, Contract Writing, Cross Training, Equipment Operation, Customer Relationship Building, Zone Recovery
Specialization
Candidates should have less than one year of retail experience and familiarity with retail technology. They must also be able to obtain any necessary sales-related licensure as required by law.
Retail Sales Associate Footwear at DICK'S Sporting Goods
Lakewood, Colorado, United States - Full Time
Skills Needed
Customer Focus, Collaboration, Accountability, Trust, Decision Making, Action Oriented
Specialization
Prior retail sales or customer-focused experience is preferred, along with the ability to perform physical tasks such as lifting and standing for extended periods. The role requires adherence to safety and operational procedures.
Retail Sales and Store Support at Albertsons Companies
Portland, Maine, United States - Full Time
Skills Needed
Customer Service, Teamwork, Communication, Organization, Problem Solving, Adaptability, Attention To Detail, Learning, Community Engagement, Positive Attitude
Specialization
Candidates should take pride in their work and enjoy helping customers and fellow associates. A willingness to learn and a belief in community involvement are also important.
Retail Sales Travel Specialist at Staples Inc.
Largo, Florida, United States - Full Time
Skills Needed
Customer Service, Travel Services, Tsa Precheck Assistance, Passport Photos, Background Checks, Identity Verification, Data Capture, Biometric Capture, Retail Sales, Equipment Troubleshooting, Microsoft Office Proficiency, Conflict Management, Integrity, Physical Stamina
Specialization
Applicants must be 18 years or older and a U.S. citizen, able to work a flexible schedule, and possess proficiency in Microsoft Office and basic office equipment operation. A minimum of one year of customer service experience is required, along with the ability to handle a fast-paced environment and lift materials up to 50 pounds.
Retail Sales Travel Specialist at Staples Inc.
Largo, Florida, United States - Full Time
Skills Needed
Customer Service, Travel Services, Tsa Precheck Assistance, Passport Photos, Background Checks, Identity Verification, Data Capture, Biometric Capture, Retail Sales, Equipment Troubleshooting, Microsoft Office Proficiency, Conflict Management, Integrity, Physical Stamina, Flexibility
Specialization
Applicants must be 18 years or older and a U.S. citizen, able to work a flexible schedule, and possess proficiency in Microsoft Office and basic office equipment operation. A minimum of one year of customer service experience is required, along with the ability to handle a fast-paced environment and lift materials up to 50 pounds.
Retail Sales Travel Specialist at Staples Inc.
Concord, North Carolina, United States - Full Time
Skills Needed
Customer Service, Microsoft Office, Conflict Management, Integrity, Data Capture, Fingerprinting, Sales, Travel Services
Specialization
Candidates must be at least 18 years old, a U.S. citizen, and have 1+ years of customer service experience. Proficiency in Microsoft Office and the ability to manage conflict in a cooperative manner are also required.
Retail Merchandiser California at SPAR Inc.
Mojave, California, United States - Full Time
Skills Needed
Merchandising, Retail Experience, Plan O Grams, Inventory Management, Product Display, Customer Service, Communication, Time Management, Problem Solving, Team Collaboration, Attention To Detail, Physical Stamina, Transportation Management, Technology Proficiency, Reporting Skills
Specialization
Candidates should have merchandising and/or retail experience and be available for weekday daytime hours. They must be able to understand plan-o-grams and lift up to 40 lbs, along with having reliable transportation for travel between stores.
Retail Assistant Store Manager at Vuori, Inc
San Diego, California, United States - Full Time
Skills Needed
Customer Experience, Sales Leadership, Product Knowledge, Team Motivation, Inventory Management, Visual Merchandising, Operations Management, Customer Relationship Building, Sales Strategy, Punctuality, Accountability, Interpersonal Skills, Organizational Skills, Task Prioritization, Feedback Responsiveness
Specialization
Candidates must be available for 8-hour shifts, five days a week, including mornings, evenings, and at least one weekend day, demonstrating strong punctuality and attendance. Essential abilities include developing customer and colleague relationships, expert customer service, prioritizing multiple tasks in a fast-paced setting, and showing high levels of ownership and initiative.
Experience Required
Minimum 2 year(s)
Retail Merchandising Supervisor at Staples Inc.
Brighton, Michigan, United States - Full Time
Skills Needed
Inventory Management, Customer Service, Team Leadership, Merchandising, Coaching, Conflict Management, Multitasking, Sales Skills
Specialization
Candidates should have a clear understanding of merchandising and retail operations, along with experience in managing and coaching a team. They must also possess strong customer engagement skills and the ability to multitask effectively.
Experience Required
Minimum 2 year(s)
Retail Salesperson - Culverden at Farmlands Group
Culverden, Canterbury, New Zealand - Full Time
Skills Needed
Retail Sales, Customer Service, Point Of Sale (Pos) System Operation, Administrative Tasks, Stock Ordering, Stock Receipting, Restocking, Product Display, Farming Sector Knowledge, Computer Skills, Lifting, Manual Handling
Specialization
Candidates should have a background in the farming sector, strong interpersonal skills to engage with anyone, and proven experience in retail sales or customer service. Sound computer skills and physical fitness for lifting and manual handling tasks are also required.
Retail Sales and Store Support at Albertsons Companies
Discovery Bay, California, United States - Full Time
Skills Needed
Customer Service, Teamwork, Communication, Organization, Problem Solving, Adaptability, Attention To Detail, Learning Agility
Specialization
Candidates should take pride in their work and enjoy helping customers and fellow associates. A willingness to learn and a belief in community involvement are also important.
SVP, Retail & Operations Audit at United Overseas Bank Limited Co
Bangkok, , Thailand -
Full Time


Start Date

Immediate

Expiry Date

17 May, 26

Salary

0.0

Posted On

16 Feb, 26

Experience

10 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

No

Skills

Audit Strategy, Audit Plan Management, Staff Development, Budget Management, Thematic Audits, Business Portfolio Audits, Audit Execution Monitoring, Audit Program Enhancement, Performance Evaluation, External Auditor Coordination, Regulator Coordination, Data Analysis, Behavioral Analysis, Continuous Auditing, Audit Techniques, Audit Reporting

Industry

Banking

Description
About UOB United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices. Our history spans more than 80 years. Over this time, we have been guided by our values – Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers. Job Description Support the Division Head in defining the audit strategy for PFS & credit-related audits, and manage the annual audit plan, staff development, and budget. Lead team to perform different types of audits such as global, thematic or business portfolio audits of UOBT’s Head Office Operations as well as its subsidiaries. Review, supervise and monitor the execution of audit tasks as planned. Develop/enhance audit activities and update audit programs as necessary. Evaluate direct reports’ performances and provide appropriate supervision and feedback. Coordinate/provide audit efforts where appropriate with external auditors and regulators. Initiate and oversee PFS and UOBT Subsidiaries’ audit transformation towards data/behavioral analyses and continuous auditing. Identify/develop new audit techniques, tools and update audit manual where applicable to enhance the effectiveness and efficiency of audit works. Prepare, finalize, and distribute audit reports to relevant stakeholders and management, ensuring timely responses, appropriate documentation, and implementation of remedial actions as required. Job Qualifications: Bachelor's degree or Master's Degree in Accounting, Finance, Business Administration, or a related field. Master's degree or professional certifications (e.g., CPA, CIA, CISA) highly preferred. Minimum of 15 years of progressive experience in internal or external audit, with at least 8-10 years in a leadership role within the banking or financial services industry, specifically focusing on retail banking and operations. In-depth knowledge of retail banking products, processes, and associated risks (e.g., credit risk, operational risk, market risk, fraud risk). Strong understanding of banking laws, regulations, and best practices in Thailand and international audit standards. Proven track record of successfully managing and developing high-performing audit teams. Excellent analytical, problem-solving, and critical thinking skills. Exceptional written and verbal communication skills in both Thai and English, with the ability to articulate complex issues clearly and concisely to diverse audiences. Strong interpersonal skills with the ability to build effective relationships and influence stakeholders at all levels. High level of integrity, objectivity, and professional skepticism. หมายเหตุ : ธนาคารมีความจำเป็นจะต้องดำเนินตรวจสอบและเก็บข้อมูลประวัติอาชญากรรมของผู้สมัครในตำแหน่งงานนี้เพื่อตรวจสอบคุณสมบัติหรือลักษณะต้องห้ามตามนโยบายของธนาคาร Remark: The Bank requires the checking and collection of criminal records for candidates of this position in order to verify qualifications and/or disqualifications for the job position in accordance with the Bank’s policy. Additional Requirements University-Bachelor - Accountancy & Business Be a Part of the UOB Family UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application. Apply now and make a Difference Together, Let’s Build the Future of ASEAN We value our people and invest in them as we look to fulfil our purpose of building the future of ASEAN. We seek to create a collaborative and progressive environment for them to succeed in their careers for the long term. Explore career opportunities with us today. UOB is rated as one of the world's top banks, ranked 'Aa1' by Moody's Investors Service and 'AA-' by both S&P Global and Fitch Ratings. With a global network of 500 branches and offices across 19 countries in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia, Thailand and Vietnam, as well as branches and offices throughout the region. Career Site: UOB Career site

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Responsibilities
The role involves supporting the Division Head in defining the audit strategy for PFS & credit-related audits, managing the annual audit plan, and leading teams to perform various types of audits across Head Office Operations and subsidiaries. Responsibilities also include overseeing audit transformation towards data/behavioral analyses and ensuring timely distribution and remediation of audit reports.
SVP, Retail & Operations Audit at United Overseas Bank Limited Co
Bangkok, , Thailand - Full Time
Skills Needed
Audit Strategy, Audit Plan Management, Staff Development, Budget Management, Thematic Audits, Business Portfolio Audits, Audit Execution Monitoring, Audit Program Enhancement, Performance Evaluation, External Auditor Coordination, Regulator Coordination, Data Analysis, Behavioral Analysis, Continuous Auditing, Audit Techniques, Audit Reporting
Specialization
Candidates must possess a Bachelor's or Master's degree in Accounting, Finance, or Business Administration, with 15+ years of progressive audit experience, including 8-10 years in a leadership role within banking/financial services focusing on retail banking and operations. Strong knowledge of retail banking risks, banking laws in Thailand, international audit standards, and exceptional communication skills in both Thai and English are essential.
Experience Required
Minimum 10 year(s)
Retail Customer Service Rental at M & D Supply Ace Hardware
Beaumont, Texas, United States - Full Time
Skills Needed
Customer Service, Safety Awareness, Teamwork, Inventory Management, Equipment Operation, Communication, Physical Fitness, Problem Solving
Specialization
Candidates must be at least 18 years old and able to perform various physical activities, including lifting up to 100 pounds. Visual acuity is required for operating machinery and performing skilled tasks.
Bilingual Retail Store Manager at Sun Com Mobile
Simpsonville, South Carolina, United States - Full Time
Skills Needed
Self Start, Motivation, Leadership, Sales, Inventory, Marketing, Training, Scheduling, Forecasting, Customer Complaint Resolution
Specialization
Candidates must possess strong leadership qualities, an energetic and positive attitude, and the ability to self-start and maintain motivation. The role requires bilingual capabilities, with Spanish being preferred.
Experience Required
Minimum 2 year(s)
Retail Sales Associate Footwear at DICK'S Sporting Goods
Harlingen, Texas, United States - Full Time
Skills Needed
Customer Focus, Collaboration, Accountability, Decision Making, Action Oriented
Specialization
Prior retail sales or customer-focused experience is preferred, along with the ability to perform physical tasks such as lifting and standing for extended periods. The role requires a commitment to safety and adherence to company policies.
Retail Sales and Store Support at Albertsons Companies
Phoenix, Arizona, United States - Full Time
Skills Needed
Customer Service, Teamwork, Communication, Organization, Problem Solving, Adaptability, Attention To Detail, Learning, Community Engagement, Positive Attitude
Specialization
Candidates should take pride in their work and enjoy helping customers and fellow associates. A willingness to learn and a belief in community involvement are also important.
Retail Sales Travel Specialist at Staples Inc.
Lutherville Timonium, Maryland, United States - Full Time
Skills Needed
Customer Service, Sales, Microsoft Office, Conflict Management, Integrity, Data Capture, Fingerprinting, Troubleshooting, Flexibility, Professionalism
Specialization
Candidates must be at least 18 years old, a U.S. citizen, and have 1+ years of customer service experience. Proficiency in Microsoft Office and the ability to work in a fast-paced environment are also required.
Retail Sales Travel Specialist at Staples Inc.
Concord, North Carolina, United States - Full Time
Skills Needed
Customer Service, Microsoft Office, Conflict Management, Integrity, Data Capture, Fingerprinting, Sales, Travel Services
Specialization
Candidates must be at least 18 years old, a U.S. citizen, and have 1+ years of customer service experience. Proficiency in Microsoft Office and the ability to manage conflict in a cooperative manner are also required.
Retail Sales and Store Support at Albertsons Companies
Puyallup, Washington, United States - Full Time
Skills Needed
Customer Service, Teamwork, Communication, Organization, Problem Solving, Adaptability, Attention To Detail, Learning, Community Engagement, Positive Attitude
Specialization
Candidates should take pride in their work and enjoy helping customers and fellow associates. A willingness to learn and a belief in community involvement are also important.
Retail Key Carrier Coordinator at TJX Companies
South Portland, Maine, United States - Full Time
Skills Needed
Customer Service, Leadership, Communication, Problem Solving, Coaching, Delegation, Multi Tasking, Organizational Skills, Attention To Detail, Flexibility, Teamwork, Operational Procedures, Safety Awareness, Training, Recognition, Integrity
Specialization
Candidates must have open availability, including nights and weekends, and at least 1 year of retail experience with 6 months in a leadership role. They should possess strong communication and organizational skills, along with the ability to coach and delegate effectively.
Seasonal Retail Sales Associate at Lowe's Companies, Inc.
Phoenix, Arizona, United States - Full Time
Skills Needed
Customer Service, Sales, Product Knowledge, Communication, Teamwork, Problem Solving, Safety Compliance, Retail Technology, Housekeeping, Inventory Management, Shoplifting Detection, Contract Writing, Cross Training, Equipment Operation, Customer Relationship Building, Zone Recovery
Specialization
Candidates should have less than one year of retail experience and familiarity with retail technology. They must also be able to obtain any necessary sales-related licensure as required by law.
Retail Sales Associate Footwear at DICK'S Sporting Goods
Lakewood, Colorado, United States - Full Time
Skills Needed
Customer Focus, Collaboration, Accountability, Trust, Decision Making, Action Oriented
Specialization
Prior retail sales or customer-focused experience is preferred, along with the ability to perform physical tasks such as lifting and standing for extended periods. The role requires adherence to safety and operational procedures.
Retail Sales and Store Support at Albertsons Companies
Portland, Maine, United States - Full Time
Skills Needed
Customer Service, Teamwork, Communication, Organization, Problem Solving, Adaptability, Attention To Detail, Learning, Community Engagement, Positive Attitude
Specialization
Candidates should take pride in their work and enjoy helping customers and fellow associates. A willingness to learn and a belief in community involvement are also important.
Retail Sales Travel Specialist at Staples Inc.
Largo, Florida, United States - Full Time
Skills Needed
Customer Service, Travel Services, Tsa Precheck Assistance, Passport Photos, Background Checks, Identity Verification, Data Capture, Biometric Capture, Retail Sales, Equipment Troubleshooting, Microsoft Office Proficiency, Conflict Management, Integrity, Physical Stamina
Specialization
Applicants must be 18 years or older and a U.S. citizen, able to work a flexible schedule, and possess proficiency in Microsoft Office and basic office equipment operation. A minimum of one year of customer service experience is required, along with the ability to handle a fast-paced environment and lift materials up to 50 pounds.
Retail Sales Travel Specialist at Staples Inc.
Largo, Florida, United States - Full Time
Skills Needed
Customer Service, Travel Services, Tsa Precheck Assistance, Passport Photos, Background Checks, Identity Verification, Data Capture, Biometric Capture, Retail Sales, Equipment Troubleshooting, Microsoft Office Proficiency, Conflict Management, Integrity, Physical Stamina, Flexibility
Specialization
Applicants must be 18 years or older and a U.S. citizen, able to work a flexible schedule, and possess proficiency in Microsoft Office and basic office equipment operation. A minimum of one year of customer service experience is required, along with the ability to handle a fast-paced environment and lift materials up to 50 pounds.
Retail Sales Travel Specialist at Staples Inc.
Concord, North Carolina, United States - Full Time
Skills Needed
Customer Service, Microsoft Office, Conflict Management, Integrity, Data Capture, Fingerprinting, Sales, Travel Services
Specialization
Candidates must be at least 18 years old, a U.S. citizen, and have 1+ years of customer service experience. Proficiency in Microsoft Office and the ability to manage conflict in a cooperative manner are also required.
Retail Merchandiser California at SPAR Inc.
Mojave, California, United States - Full Time
Skills Needed
Merchandising, Retail Experience, Plan O Grams, Inventory Management, Product Display, Customer Service, Communication, Time Management, Problem Solving, Team Collaboration, Attention To Detail, Physical Stamina, Transportation Management, Technology Proficiency, Reporting Skills
Specialization
Candidates should have merchandising and/or retail experience and be available for weekday daytime hours. They must be able to understand plan-o-grams and lift up to 40 lbs, along with having reliable transportation for travel between stores.
Retail Assistant Store Manager at Vuori, Inc
San Diego, California, United States - Full Time
Skills Needed
Customer Experience, Sales Leadership, Product Knowledge, Team Motivation, Inventory Management, Visual Merchandising, Operations Management, Customer Relationship Building, Sales Strategy, Punctuality, Accountability, Interpersonal Skills, Organizational Skills, Task Prioritization, Feedback Responsiveness
Specialization
Candidates must be available for 8-hour shifts, five days a week, including mornings, evenings, and at least one weekend day, demonstrating strong punctuality and attendance. Essential abilities include developing customer and colleague relationships, expert customer service, prioritizing multiple tasks in a fast-paced setting, and showing high levels of ownership and initiative.
Experience Required
Minimum 2 year(s)
Retail Merchandising Supervisor at Staples Inc.
Brighton, Michigan, United States - Full Time
Skills Needed
Inventory Management, Customer Service, Team Leadership, Merchandising, Coaching, Conflict Management, Multitasking, Sales Skills
Specialization
Candidates should have a clear understanding of merchandising and retail operations, along with experience in managing and coaching a team. They must also possess strong customer engagement skills and the ability to multitask effectively.
Experience Required
Minimum 2 year(s)
Retail Salesperson - Culverden at Farmlands Group
Culverden, Canterbury, New Zealand - Full Time
Skills Needed
Retail Sales, Customer Service, Point Of Sale (Pos) System Operation, Administrative Tasks, Stock Ordering, Stock Receipting, Restocking, Product Display, Farming Sector Knowledge, Computer Skills, Lifting, Manual Handling
Specialization
Candidates should have a background in the farming sector, strong interpersonal skills to engage with anyone, and proven experience in retail sales or customer service. Sound computer skills and physical fitness for lifting and manual handling tasks are also required.
Retail Sales and Store Support at Albertsons Companies
Discovery Bay, California, United States - Full Time
Skills Needed
Customer Service, Teamwork, Communication, Organization, Problem Solving, Adaptability, Attention To Detail, Learning Agility
Specialization
Candidates should take pride in their work and enjoy helping customers and fellow associates. A willingness to learn and a belief in community involvement are also important.
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