Our Purpose
Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.
Title and Summary
Lead Software Engineer, Cross Border Payments Engineering
Mastercard is a global technology company in the payments industry. We work to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart and accessible.
Our mission is to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart, and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments, and businesses realize their greatest potential.
Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. With connections across more than 210 countries and territories, we are building a sustainable world that unlocks priceless possibilities for all.
Overview:
The Applications team was created to establish Mastercard as the frontrunner in the fast-evolving real-time payments space, and to position MasterCard to be able to incubate the development of new payment flows. The team is responsible for designing, building, and operating the technology that powers Mastercard’s next generation payment applications – Domestic, Cross Border and Bill Payments.
The Mastercard Cross Border platform and services enable secure, near real-time payment transfers to and from billions of card, bank and digital accounts globally. Program Participants (banks, businesses, digital players and more) can modernize the way they send money cross-border, making funds available to recipients almost instantly. Mastercard Cross Border is proven to increase user spend and engagement, strengthening core business performance.
Do you like to be part of a team that is creating and executing strategic initiatives centered around digital payments? Do you look forward to developing and engaging with high-performance diverse teams around the globe? Would you like to be part of a highly visible, strategically important global engineering organization?
The Role:
What’s it all about and what we expect you to do day to day
Technology leader who is hands-on & can lead a team of engineers. Expected to spend 80% of time coding/on code-related activities, and 20% coaching engineers on the team. This person is recognized as a team’s authority and technical expert who drives innovation and organizational growth through their contributions.
They get their adrenaline rush by coding away in IDEs. They spend most of their time in writing non-feature code, and also expertise in Java, Spring Boot, Kubernetes and AWS. They collaborate by writing interfaces, tests (unit or acceptance) and architecture fitness functions, outside of meeting rooms.
They implement, monitor and maintain compliance and security concerns in CI/CD pipelines to bring life to the principle of “Code is Design and Design is Code.”
Domain-driven design is their game. They code to enforce the contextual mappings and aggregates for each bounded context. They drive implementation of consumer-driven contracts to allow for evolution and learning of the domain model with hyper speed while meeting our promises to other teams internally and customers alike.
They are polyglot engineering gurus, bringing cutting-edge engineering practices to life in multiple evolving frameworks – Feature flags, fitness functions and whatever is required to reduce the cost and increase the lifecycle value of the next feature delivered by engineering teams.
They love the declarative paradigm and functional programming. No one can stop them from paying off technical debt and refactoring the code for better SDLC, performance, and availability.
Work on complex enterprise-wide initiatives spanning multiple services/programs and drive resolution.
Work with business/product owners to architect and deliver on new services to introduce new products and bundles.
Participate and contribute to the team’s agile process and decisions. Understand and contribute to prioritization. Drive prioritization decisions and trade-offs in working with product partners.
Drive the architectural design, including dependent services, service interactions, and policies.
Take ownership to improve the customer experience of an entire set of services/applications sold as products or bundled services.
Contribute and lead Guild initiatives by engaging and mentoring Engineers at all levels to improve the craftsmanship of Software Engineering.
Simplify and improve the cost/benefit of a function/service/architecture strategy.
Apply judgment and experience to balance trade-offs between competing interests.
Venture beyond comfort zone to take on assignments across different areas of Software Engineering.
Take on organization-wide and public speaking engagements and publish white papers and blogs on relevant and emerging technical topics.
Consult across teams and across organizational lines to identify synergies and reuse opportunities.
Participate and contribute to Principal review architecture meetings and drive resolutions to enterprise-wide challenges and regulatory needs.
Write recommendations for job promotions based on an unbiased view of one’s accomplishments.
Conduct technical interviews for hiring engineering staff and raising the performance bar.
Identify and raise awareness of siloed behaviors within the organization and teams.
All About You and What you need to bring:
Expert in building highly resilient & scalable distributed systems. Has deep exposure to various database, messaging & caching technologies.
Progressively grown career with proven design and development experiences in multiple languages, secure coding standards and vulnerability management.
Has an expert understanding and experience of DevOps best practices to guide developers and abstract application development from underlying hosting platforms and infrastructure. Infrastructure as code and cloud-first software development knowledge experience preferred.
Experienced in the skills required to implement advanced test setups in production environments.
Experience in Continuous Integration and Delivery concepts, and capabilities to support automation, pipelines, virtualization, and containerization.
Understands internals of operating systems to write interoperable and performant code.
Has skills to develop and evangelize on reference architecture and run principles to help teams adopt Engineering Principles from the start.
Understands use cases for advanced design patterns to implement efficient code.
Understands and implements Application Programming Interface standards and cataloging to drive API/service adoption and commercialization.
Has skills to promote and coach teams on taking on full-stack development and facilitate end-to-end service ownership.
Has skills to engage engineers across the Technology organization to promote standard software patterns and reuse of common libraries and services.
Has experience in leading and coaching teams to perform software planning and estimation for large-scale complex programs.
Has skills to drive trade-off discussions to set the right development capacity based on value drivers.
Has experience in design and execution of automation across multiple business areas and provides guidance on best methods and tools.
Corporate Security Responsibility

All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:

• Abide by Mastercard’s security policies and practices;
• Ensure the confidentiality and integrity of the information being accessed;
• Report any suspected information security violation or breach, and
• Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.

• Abide by Mastercard’s security policies and practices;
• Ensure the confidentiality and integrity of the information being accessed;
• Report any suspected information security violation or breach, and
• Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines