Texas Capital is built to help businesses and their leaders. Our depth of knowledge and expertise allows us to bring the best of the big firms at a scale that works for our clients, with highly experienced bankers who truly invest in people’s success — today and tomorrow.
While we are rooted in core financial products, we are differentiated by our approach. Our bankers are seasoned financial experts who possess deep experience across a multitude of industries. Equally important, they bring commitment — investing the time and resources to understand our clients’ immediate needs, identify market opportunities and meet long-term objectives. At Texas Capital, we do more than build business success. We build long-lasting relationships.
Texas Capital provides a variety of benefits to colleagues, including health insurance coverage, wellness program, fertility and family building aids, life and disability insurance, retirement savings plans with a generous 401K match, paid leave programs, paid holidays, and paid time off (PTO).
Headquartered in Dallas with offices in Austin, Fort Worth, Houston, Richardson, Plano and San Antonio, Texas Capital was recently named Best Regional Bank in 2024 by Bankrate and was named to The Dallas Morning News’ Dallas-Fort Worth metroplex Top Workplaces 2023 and GoBankingRate’s 2023 list of Best Regional Banks. For more information about joining our team, please visit us at
www.texascapitalbank.com
.
Brief Overview of Position
The Risk Management function, serving as the Bank’s second line of defense (2LOD), is responsible for identifying, assessing, and mitigating risks across the entire organization by evaluating and establishing risk management procedures and policies. The Risk Management organization ensures a strong and robust risk mitigation environment, supporting organizational growth while maintaining adherence to internal policies. The Risk and Compliance Specialist evaluates and ensures that the organization’s operations and procedures comply with applicable standards and regulations.
Serving within the Risk Analytics team of the Risk Management organization, the Risk and Compliance Specialist is responsible for gathering Risk Management-focused AI/ML business use cases and requirements, providing advanced analytics and data science expertise, and offering solution options for business challenges. This role initiates and supports projects for the design and development of advanced AI/ML solutions tailored to Risk Management needs and objectives.

Responsibilities

• Serve as a second line of defense (2LOD) Risk and Compliance Subject Matter Expert.
• Utilize machine learning, natural language processing, and statistical analysis methods.
• Partner with risk and lines of business teams to develop analytic solutions, ad hoc analysis, and modeling to drive new initiatives, improve business processes, and deliver value using data-driven decisions.
• Perform explanatory data analyses, generate and test working hypotheses, prepare and analyze historical data, and identify patterns to develop innovative solutions for financial services, operational risk, and regulatory compliance programs.
• Support credit risk databases, methodologies, controls, and documentation aligned with data governance standards and regulatory reporting.
• Provide data science and modeling expertise to others involved in designing credit risk strategies and solutions.
• Present to key stakeholders regarding approach, data requirements, findings, and solutions.
• Communicate with model validation teams and auditors.
• Prepare communication materials and technical documentation, including methodology descriptions consistent with regulatory guidance.
• Cross-functional relationships—coordinate with IT groups, accounting policy, and finance functions.

Qualifications

• Bachelor’s degree (preferred in Finance, Accounting, Business, Analytics, or Computer Science), or an equivalent combination of education, training, and experience.
• Minimum 0–3 years of work experience in financial services or a related field.
• Developing knowledge of regulatory requirements pertaining to financial services, banking, and/or mortgage services, if applicable.
• Formal business writing skills.
• Strong analytical and quantitative mindset.
• Strong attention to detail and accuracy, ensuring completeness and timeliness of work.
• Proficiency with Python, R, SQL, SAS, C++, coding support tools (Git, Bash, etc.), and the associated analytics packages.
• Technical proficiency in the use of MS Office products for reporting, data analytics, and presentations.
• Ability to collaborate effectively and follow up to ensure achievement of deadlines, outcomes, and results.
• Ability to communicate appropriately and effectively with all organization members, and to effectively present information verbally and in writing within and across the team.
• Self-motivated with strong interpersonal skills to actively lead and implement ideas in a cross-functional team environment.

The duties listed above are the essential functions, or fundamental duties within the job classification. The essential functions of individual positions within the classification may differ. Texas Capital Bank may assign reasonably related additional duties to individual employees consistent with standard departmental policy.Texas Capital is an Equal Opportunity Employer

• Serve as a second line of defense (2LOD) Risk and Compliance Subject Matter Expert.
• Utilize machine learning, natural language processing, and statistical analysis methods.
• Partner with risk and lines of business teams to develop analytic solutions, ad hoc analysis, and modeling to drive new initiatives, improve business processes, and deliver value using data-driven decisions.
• Perform explanatory data analyses, generate and test working hypotheses, prepare and analyze historical data, and identify patterns to develop innovative solutions for financial services, operational risk, and regulatory compliance programs.
• Support credit risk databases, methodologies, controls, and documentation aligned with data governance standards and regulatory reporting.
• Provide data science and modeling expertise to others involved in designing credit risk strategies and solutions.
• Present to key stakeholders regarding approach, data requirements, findings, and solutions.
• Communicate with model validation teams and auditors.
• Prepare communication materials and technical documentation, including methodology descriptions consistent with regulatory guidance.
• Cross-functional relationships—coordinate with IT groups, accounting policy, and finance functions