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Part Time Financial Adviser (Westville/ Highway and Surrounds) at Old Mutual Limited
Durban, Occitania, France - Full Time
Skills Needed
Building Trust, Consultative Selling, Customer Focused, Customer Service, Customer Understanding, Direct Selling, Identifying Sales Opportunities, Oral Communications, Probing Questions, Qualifying Prospects, Sales Data Management, Sales Software, Strategic Selling, Strengthening Customer Relationships
Specialization
Candidates must have a Grade 12 education and a valid driver's license with their own car. They should also possess excellent communication skills, proven computer literacy, and an entrepreneurial mindset.
Lead Rotary Driller (Geotechnical) at SOCOTEC UK Limited
Glasgow G33, Scotland, United Kingdom - Full Time
Skills Needed
N/A
Qualification
Graduate
Commissioned Financial Adviser (Pietermaritzburg/ Estcourt/ Greytown) at Old Mutual Limited
Grey Town, Río San Juan, Nicaragua - Full Time
Skills Needed
Building Trust, Consultative Selling, Customer Focused, Customer Service, Customer Understanding, Direct Selling, Identifying Sales Opportunities, Oral Communications, Probing Questions, Qualifying Prospects, Sales Data Management, Sales Software, Strategic Selling, Strengthening Customer Relationships
Specialization
Candidates should be self-motivated and dynamic individuals with a passionate entrepreneurial spirit. An education level of NQF Level 5 or equivalent is required.
American Girl Seasonal Sales Department Clerk at MATTEL PTY LIMITED
Dallas, Texas, United States - Full Time
Skills Needed
Sales Experience, Customer Service, Interpersonal Skills, Product Knowledge, Problem Solving, Point Of Sale Transactions, Team Collaboration, Flexibility, Communication, Upselling, Event Promotion, Merchandise Management, Service Needs Assessment, Child Interaction, Retail Environment, Computer Skills
Specialization
Candidates should have sales experience in retail or service industries and basic computer skills, with experience working with children preferred. A flexible schedule is required, including availability for days, nights, and weekends.
Senior Demand Planner at MATTEL PTY LIMITED
Melbourne, Victoria, Australia - Full Time
Skills Needed
Demand Planning, Forecasting, Supply Chain, Inventory Management, Excel, Powerpoint, As400, Tableau, Cognos, Jda, Sap, Analytical Ability, Problem Solving, Communication, Collaboration, Influencing
Specialization
A bachelor's degree in business administration, Operations Management, Supply-Chain, or Logistics is preferred. At least 3 years of experience in a supply chain demand planning or forecasting role is required.
Experience Required
Minimum 2 year(s)
OM Bank - Platform Engineer at Old Mutual Limited
Cape Town, Western Cape, South Africa - Full Time
Skills Needed
Platform Engineering, Infrastructure As Code, Kubernetes, Aws, Microservices Architecture, Observability Platforms, Gitops, Data Management, Application Development, Technical Support, Problem Resolution, Agile Practices, Cost Optimisation, Risk Management, Customer Experience, Performance Monitoring
Specialization
Candidates must have a bachelor's degree in a relevant field and at least 7 years of software and platform engineering experience. Proficiency in infrastructure as code and experience with Kubernetes and AWS are essential.
Experience Required
Minimum 5 year(s)
Retail Merchandiser Associate - Pittsburgh, PA 15062 at MATTEL PTY LIMITED
Pittsburgh, Pennsylvania, United States - Full Time
Skills Needed
Merchandising, Customer Service, Attention To Detail, Self Motivation, Tech Savviness, Reliable Transportation
Specialization
Candidates should have availability to work daytime hours during the week and some weekends, along with a high school diploma or GED. They must also be able to lift up to 50 lbs and have reliable transportation.
Subcontracts Officer at Ventia Pty Limited
Toowoomba QLD 4350, , Australia - Full Time
Skills Needed
Infrastructure, Procurement, Construction, Communication Skills, Supplier Management
Qualification
Graduate
Aspiring Financial Adviser at Old Mutual Limited
Mahikeng, North West, South Africa - Full Time
Skills Needed
Building Trust, Consultative Selling, Customer Feedback Management, Customer Focused, Customer Service, Customer Understanding, Direct Selling, Identifying Sales Opportunities, Oral Communications, Probing Questions, Qualifying Prospects, Sales Data Management, Sales Software, Strategic Selling, Strengthening Customer Relationships
Specialization
Candidates should be self-motivated, dynamic, and possess a passionate entrepreneurial spirit. A minimum education requirement is NQF Level 4, which includes a Grade 12 or equivalent qualification.
Aspiring Financial Adviser at Old Mutual Limited
Musina, Limpopo, South Africa - Full Time
Skills Needed
Building Trust, Consultative Selling, Customer Feedback Management, Customer Focused, Customer Service, Customer Understanding, Direct Selling, Identifying Sales Opportunities, Oral Communications, Probing Questions, Qualifying Prospects, Sales Data Management, Sales Software, Strategic Selling, Strengthening Customer Relationships
Specialization
Candidates should be self-motivated and dynamic individuals with a passionate entrepreneurial spirit. A minimum education requirement is NQF Level 4, which includes a Grade 12 or equivalent qualification.
Aspiring Financial Adviser at Old Mutual Limited
Musina, Limpopo, South Africa - Full Time
Skills Needed
Building Trust, Consultative Selling, Customer Feedback Management, Customer Focused, Customer Service, Customer Understanding, Direct Selling, Identifying Sales Opportunities, Oral Communications, Probing Questions, Qualifying Prospects, Sales Data Management, Sales Software, Strategic Selling, Strengthening Customer Relationships
Specialization
Candidates should be self-motivated, dynamic, and possess a passionate entrepreneurial spirit. A minimum education requirement is NQF Level 4, which includes a Grade 12 or equivalent qualification.
Aspiring Financial Adviser at Old Mutual Limited
Thohoyandou, Limpopo, South Africa - Full Time
Skills Needed
Building Trust, Consultative Selling, Customer Feedback Management, Customer Focused, Customer Service, Customer Understanding, Direct Selling, Identifying Sales Opportunities, Oral Communications, Probing Questions, Qualifying Prospects, Sales Data Management, Sales Software, Strategic Selling, Strengthening Customer Relationships
Specialization
Candidates should be self-motivated, dynamic, and possess a passionate entrepreneurial spirit. A minimum education requirement is NQF Level 4, which includes a Grade 12 or equivalent qualification.
Aspiring Financial Adviser at Old Mutual Limited
eMalahleni, Mpumalanga, South Africa - Full Time
Skills Needed
Building Trust, Consultative Selling, Customer Feedback Management, Customer Focused, Customer Service, Customer Understanding, Direct Selling, Identifying Sales Opportunities, Oral Communications, Probing Questions, Qualifying Prospects, Sales Data Management, Sales Software, Strategic Selling, Strengthening Customer Relationships
Specialization
Candidates should be self-motivated, dynamic, and possess a passionate entrepreneurial spirit. A minimum education requirement is NQF Level 4, which includes a Grade 12 or equivalent qualification.
Aspiring Financial Adviser at Old Mutual Limited
Steve Tshwete Local Municipality, Mpumalanga, South Africa - Full Time
Skills Needed
Building Trust, Consultative Selling, Customer Feedback Management, Customer Focused, Customer Service, Customer Understanding, Direct Selling, Identifying Sales Opportunities, Oral Communications, Probing Questions, Qualifying Prospects, Sales Data Management, Sales Software, Strategic Selling, Strengthening Customer Relationships
Specialization
Candidates should be self-motivated and dynamic individuals with a passionate entrepreneurial spirit. A minimum education requirement is NQF Level 4, which includes a Grade 12 or equivalent qualification.
Aspiring Financial Adviser at Old Mutual Limited
Groblersdal, Limpopo, South Africa - Full Time
Skills Needed
Building Trust, Consultative Selling, Customer Feedback Management, Customer Focused, Customer Service, Customer Understanding, Direct Selling, Identifying Sales Opportunities, Oral Communications, Probing Questions, Qualifying Prospects, Sales Data Management, Sales Software, Strategic Selling, Strengthening Customer Relationships
Specialization
Candidates should be self-motivated, dynamic, and possess a passionate entrepreneurial spirit. A minimum education requirement is NQF Level 4, which includes a Grade 12 or equivalent qualification.
Aspiring Financial Adviser at Old Mutual Limited
Steve Tshwete Local Municipality, Mpumalanga, South Africa - Full Time
Skills Needed
Building Trust, Consultative Selling, Customer Feedback Management, Customer Focused, Customer Service, Customer Understanding, Direct Selling, Identifying Sales Opportunities, Oral Communications, Probing Questions, Qualifying Prospects, Sales Data Management, Sales Software, Strategic Selling, Strengthening Customer Relationships
Specialization
Candidates should be self-motivated, dynamic, and possess a passionate entrepreneurial spirit. A minimum education requirement is NQF Level 4, which includes a Grade 12 or equivalent qualification.
Aspiring Financial Adviser at Old Mutual Limited
Hazyview, Mpumalanga, South Africa - Full Time
Skills Needed
Building Trust, Consultative Selling, Customer Feedback Management, Customer Focused, Customer Service, Customer Understanding, Direct Selling, Identifying Sales Opportunities, Oral Communications, Probing Questions, Qualifying Prospects, Sales Data Management, Sales Software, Strategic Selling, Strengthening Customer Relationships
Specialization
Candidates should possess a passionate entrepreneurial spirit and be self-motivated. A minimum education requirement is NQF Level 4, equivalent to Grade 12 or a similar qualification.
Aspiring Financial Adviser at Old Mutual Limited
Secunda, Mpumalanga, South Africa - Full Time
Skills Needed
Building Trust, Consultative Selling, Customer Feedback Management, Customer Focused, Customer Service, Customer Understanding, Direct Selling, Identifying Sales Opportunities, Oral Communications, Probing Questions, Qualifying Prospects, Sales Data Management, Sales Software, Strategic Selling, Strengthening Customer Relationships
Specialization
Candidates should possess a passionate entrepreneurial spirit and be self-motivated. A minimum education requirement is NQF Level 4, which includes a Grade 12 or equivalent qualification.
Aspiring Financial Adviser at Old Mutual Limited
Secunda, Mpumalanga, South Africa - Full Time
Skills Needed
Building Trust, Consultative Selling, Customer Feedback Management, Customer Focused, Customer Service, Customer Understanding, Direct Selling, Identifying Sales Opportunities, Oral Communications, Probing Questions, Qualifying Prospects, Sales Data Management, Sales Software, Strategic Selling, Strengthening Customer Relationships
Specialization
Candidates should possess a passionate entrepreneurial spirit and be self-motivated. A minimum education requirement is NQF Level 4, equivalent to Grade 12 or a similar qualification.
Aspiring Financial Adviser at Old Mutual Limited
Mokopane, Limpopo, South Africa - Full Time
Skills Needed
Building Trust, Consultative Selling, Customer Feedback Management, Customer Focused, Customer Service, Customer Understanding, Direct Selling, Identifying Sales Opportunities, Oral Communications, Probing Questions, Qualifying Prospects, Sales Data Management, Sales Software, Strategic Selling, Strengthening Customer Relationships
Specialization
Candidates should be self-motivated and dynamic individuals with a passionate entrepreneurial spirit. A minimum education requirement is NQF Level 4, which includes a Grade 12 or equivalent qualification.
Part Time Financial Adviser (Westville/ Highway and Surrounds) at Old Mutual Limited
Durban, Occitania, France -
Full Time


Start Date

Immediate

Expiry Date

27 Dec, 25

Salary

0.0

Posted On

28 Sep, 25

Experience

0 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

No

Skills

Building Trust, Consultative Selling, Customer Focused, Customer Service, Customer Understanding, Direct Selling, Identifying Sales Opportunities, Oral Communications, Probing Questions, Qualifying Prospects, Sales Data Management, Sales Software, Strategic Selling, Strengthening Customer Relationships

Industry

Financial Services

Description
Let's Write Africa's Story Together! Old Mutual is a firm believer in the African opportunity and our diverse talent reflects this. Part-time opportunity: Part-time Financial Adviser Grade 12 Currently in an existing role which he or she wants to retain, but supplement value proposition and/or income by offering financial advice Access to in-segment market and existing network DOFA/Fit & proper A valid Driver’s licence and own car A clear criminal and credit check Proven computer literacy and digital dexterity Excellent communication skills (written and verbal) Sound planning and organising abilities Ability to collate, analyse and synthesize information Entrepreneurial mindset Sound business acumen GRIT, resilience and tenacity to stay the course. Sales orientation Skills Building Trust, Consultative Selling, Customer-Focused, Customer Service, Customer Understanding, Direct Selling, Identifying Sales Opportunities, Oral Communications, Probing Questions, Qualifying Prospects, Sales Data Management, Sales Software, Strategic Selling, Strengthening Customer Relationships Competencies Action Oriented Balances Stakeholders Builds Networks Collaborates Communicates Effectively Customer Focus Drives Results Ensures Accountability Education NQF Level 5 - Higher, Advance or Occupational Certificate or equivalent Closing Date 29 November 2025 , 23:59 The appointment will be made from the designated group in line with the Employment Equity Plan of Old Mutual South Africa and the specific business unit in question. The Old Mutual Story! Old Mutual is a premium African financial services organisation that offers a broad spectrum of financial solutions to retail and corporate customers across key market segments in 14 countries. The lines of business include Life and Savings, Property and Casualty, Asset Management and Banking and Lending. We are rooted in our purpose of Championing Mutually Positive Futures Every Day and believe that a great customer experience is anchored in a great employee experience.
Responsibilities
The Part Time Financial Adviser will provide financial advice to clients while maintaining their current role. They will leverage their existing network and market access to enhance their value proposition and income.
Part Time Financial Adviser (Westville/ Highway and Surrounds) at Old Mutual Limited
Durban, Occitania, France - Full Time
Skills Needed
Building Trust, Consultative Selling, Customer Focused, Customer Service, Customer Understanding, Direct Selling, Identifying Sales Opportunities, Oral Communications, Probing Questions, Qualifying Prospects, Sales Data Management, Sales Software, Strategic Selling, Strengthening Customer Relationships
Specialization
Candidates must have a Grade 12 education and a valid driver's license with their own car. They should also possess excellent communication skills, proven computer literacy, and an entrepreneurial mindset.
Lead Rotary Driller (Geotechnical) at SOCOTEC UK Limited
Glasgow G33, Scotland, United Kingdom - Full Time
Skills Needed
N/A
Qualification
Graduate
Commissioned Financial Adviser (Pietermaritzburg/ Estcourt/ Greytown) at Old Mutual Limited
Grey Town, Río San Juan, Nicaragua - Full Time
Skills Needed
Building Trust, Consultative Selling, Customer Focused, Customer Service, Customer Understanding, Direct Selling, Identifying Sales Opportunities, Oral Communications, Probing Questions, Qualifying Prospects, Sales Data Management, Sales Software, Strategic Selling, Strengthening Customer Relationships
Specialization
Candidates should be self-motivated and dynamic individuals with a passionate entrepreneurial spirit. An education level of NQF Level 5 or equivalent is required.
American Girl Seasonal Sales Department Clerk at MATTEL PTY LIMITED
Dallas, Texas, United States - Full Time
Skills Needed
Sales Experience, Customer Service, Interpersonal Skills, Product Knowledge, Problem Solving, Point Of Sale Transactions, Team Collaboration, Flexibility, Communication, Upselling, Event Promotion, Merchandise Management, Service Needs Assessment, Child Interaction, Retail Environment, Computer Skills
Specialization
Candidates should have sales experience in retail or service industries and basic computer skills, with experience working with children preferred. A flexible schedule is required, including availability for days, nights, and weekends.
Senior Demand Planner at MATTEL PTY LIMITED
Melbourne, Victoria, Australia - Full Time
Skills Needed
Demand Planning, Forecasting, Supply Chain, Inventory Management, Excel, Powerpoint, As400, Tableau, Cognos, Jda, Sap, Analytical Ability, Problem Solving, Communication, Collaboration, Influencing
Specialization
A bachelor's degree in business administration, Operations Management, Supply-Chain, or Logistics is preferred. At least 3 years of experience in a supply chain demand planning or forecasting role is required.
Experience Required
Minimum 2 year(s)
OM Bank - Platform Engineer at Old Mutual Limited
Cape Town, Western Cape, South Africa - Full Time
Skills Needed
Platform Engineering, Infrastructure As Code, Kubernetes, Aws, Microservices Architecture, Observability Platforms, Gitops, Data Management, Application Development, Technical Support, Problem Resolution, Agile Practices, Cost Optimisation, Risk Management, Customer Experience, Performance Monitoring
Specialization
Candidates must have a bachelor's degree in a relevant field and at least 7 years of software and platform engineering experience. Proficiency in infrastructure as code and experience with Kubernetes and AWS are essential.
Experience Required
Minimum 5 year(s)
Retail Merchandiser Associate - Pittsburgh, PA 15062 at MATTEL PTY LIMITED
Pittsburgh, Pennsylvania, United States - Full Time
Skills Needed
Merchandising, Customer Service, Attention To Detail, Self Motivation, Tech Savviness, Reliable Transportation
Specialization
Candidates should have availability to work daytime hours during the week and some weekends, along with a high school diploma or GED. They must also be able to lift up to 50 lbs and have reliable transportation.
Subcontracts Officer at Ventia Pty Limited
Toowoomba QLD 4350, , Australia - Full Time
Skills Needed
Infrastructure, Procurement, Construction, Communication Skills, Supplier Management
Qualification
Graduate
Aspiring Financial Adviser at Old Mutual Limited
Mahikeng, North West, South Africa - Full Time
Skills Needed
Building Trust, Consultative Selling, Customer Feedback Management, Customer Focused, Customer Service, Customer Understanding, Direct Selling, Identifying Sales Opportunities, Oral Communications, Probing Questions, Qualifying Prospects, Sales Data Management, Sales Software, Strategic Selling, Strengthening Customer Relationships
Specialization
Candidates should be self-motivated, dynamic, and possess a passionate entrepreneurial spirit. A minimum education requirement is NQF Level 4, which includes a Grade 12 or equivalent qualification.
Aspiring Financial Adviser at Old Mutual Limited
Musina, Limpopo, South Africa - Full Time
Skills Needed
Building Trust, Consultative Selling, Customer Feedback Management, Customer Focused, Customer Service, Customer Understanding, Direct Selling, Identifying Sales Opportunities, Oral Communications, Probing Questions, Qualifying Prospects, Sales Data Management, Sales Software, Strategic Selling, Strengthening Customer Relationships
Specialization
Candidates should be self-motivated and dynamic individuals with a passionate entrepreneurial spirit. A minimum education requirement is NQF Level 4, which includes a Grade 12 or equivalent qualification.
Aspiring Financial Adviser at Old Mutual Limited
Musina, Limpopo, South Africa - Full Time
Skills Needed
Building Trust, Consultative Selling, Customer Feedback Management, Customer Focused, Customer Service, Customer Understanding, Direct Selling, Identifying Sales Opportunities, Oral Communications, Probing Questions, Qualifying Prospects, Sales Data Management, Sales Software, Strategic Selling, Strengthening Customer Relationships
Specialization
Candidates should be self-motivated, dynamic, and possess a passionate entrepreneurial spirit. A minimum education requirement is NQF Level 4, which includes a Grade 12 or equivalent qualification.
Aspiring Financial Adviser at Old Mutual Limited
Thohoyandou, Limpopo, South Africa - Full Time
Skills Needed
Building Trust, Consultative Selling, Customer Feedback Management, Customer Focused, Customer Service, Customer Understanding, Direct Selling, Identifying Sales Opportunities, Oral Communications, Probing Questions, Qualifying Prospects, Sales Data Management, Sales Software, Strategic Selling, Strengthening Customer Relationships
Specialization
Candidates should be self-motivated, dynamic, and possess a passionate entrepreneurial spirit. A minimum education requirement is NQF Level 4, which includes a Grade 12 or equivalent qualification.
Aspiring Financial Adviser at Old Mutual Limited
eMalahleni, Mpumalanga, South Africa - Full Time
Skills Needed
Building Trust, Consultative Selling, Customer Feedback Management, Customer Focused, Customer Service, Customer Understanding, Direct Selling, Identifying Sales Opportunities, Oral Communications, Probing Questions, Qualifying Prospects, Sales Data Management, Sales Software, Strategic Selling, Strengthening Customer Relationships
Specialization
Candidates should be self-motivated, dynamic, and possess a passionate entrepreneurial spirit. A minimum education requirement is NQF Level 4, which includes a Grade 12 or equivalent qualification.
Aspiring Financial Adviser at Old Mutual Limited
Steve Tshwete Local Municipality, Mpumalanga, South Africa - Full Time
Skills Needed
Building Trust, Consultative Selling, Customer Feedback Management, Customer Focused, Customer Service, Customer Understanding, Direct Selling, Identifying Sales Opportunities, Oral Communications, Probing Questions, Qualifying Prospects, Sales Data Management, Sales Software, Strategic Selling, Strengthening Customer Relationships
Specialization
Candidates should be self-motivated and dynamic individuals with a passionate entrepreneurial spirit. A minimum education requirement is NQF Level 4, which includes a Grade 12 or equivalent qualification.
Aspiring Financial Adviser at Old Mutual Limited
Groblersdal, Limpopo, South Africa - Full Time
Skills Needed
Building Trust, Consultative Selling, Customer Feedback Management, Customer Focused, Customer Service, Customer Understanding, Direct Selling, Identifying Sales Opportunities, Oral Communications, Probing Questions, Qualifying Prospects, Sales Data Management, Sales Software, Strategic Selling, Strengthening Customer Relationships
Specialization
Candidates should be self-motivated, dynamic, and possess a passionate entrepreneurial spirit. A minimum education requirement is NQF Level 4, which includes a Grade 12 or equivalent qualification.
Aspiring Financial Adviser at Old Mutual Limited
Steve Tshwete Local Municipality, Mpumalanga, South Africa - Full Time
Skills Needed
Building Trust, Consultative Selling, Customer Feedback Management, Customer Focused, Customer Service, Customer Understanding, Direct Selling, Identifying Sales Opportunities, Oral Communications, Probing Questions, Qualifying Prospects, Sales Data Management, Sales Software, Strategic Selling, Strengthening Customer Relationships
Specialization
Candidates should be self-motivated, dynamic, and possess a passionate entrepreneurial spirit. A minimum education requirement is NQF Level 4, which includes a Grade 12 or equivalent qualification.
Aspiring Financial Adviser at Old Mutual Limited
Hazyview, Mpumalanga, South Africa - Full Time
Skills Needed
Building Trust, Consultative Selling, Customer Feedback Management, Customer Focused, Customer Service, Customer Understanding, Direct Selling, Identifying Sales Opportunities, Oral Communications, Probing Questions, Qualifying Prospects, Sales Data Management, Sales Software, Strategic Selling, Strengthening Customer Relationships
Specialization
Candidates should possess a passionate entrepreneurial spirit and be self-motivated. A minimum education requirement is NQF Level 4, equivalent to Grade 12 or a similar qualification.
Aspiring Financial Adviser at Old Mutual Limited
Secunda, Mpumalanga, South Africa - Full Time
Skills Needed
Building Trust, Consultative Selling, Customer Feedback Management, Customer Focused, Customer Service, Customer Understanding, Direct Selling, Identifying Sales Opportunities, Oral Communications, Probing Questions, Qualifying Prospects, Sales Data Management, Sales Software, Strategic Selling, Strengthening Customer Relationships
Specialization
Candidates should possess a passionate entrepreneurial spirit and be self-motivated. A minimum education requirement is NQF Level 4, which includes a Grade 12 or equivalent qualification.
Aspiring Financial Adviser at Old Mutual Limited
Secunda, Mpumalanga, South Africa - Full Time
Skills Needed
Building Trust, Consultative Selling, Customer Feedback Management, Customer Focused, Customer Service, Customer Understanding, Direct Selling, Identifying Sales Opportunities, Oral Communications, Probing Questions, Qualifying Prospects, Sales Data Management, Sales Software, Strategic Selling, Strengthening Customer Relationships
Specialization
Candidates should possess a passionate entrepreneurial spirit and be self-motivated. A minimum education requirement is NQF Level 4, equivalent to Grade 12 or a similar qualification.
Aspiring Financial Adviser at Old Mutual Limited
Mokopane, Limpopo, South Africa - Full Time
Skills Needed
Building Trust, Consultative Selling, Customer Feedback Management, Customer Focused, Customer Service, Customer Understanding, Direct Selling, Identifying Sales Opportunities, Oral Communications, Probing Questions, Qualifying Prospects, Sales Data Management, Sales Software, Strategic Selling, Strengthening Customer Relationships
Specialization
Candidates should be self-motivated and dynamic individuals with a passionate entrepreneurial spirit. A minimum education requirement is NQF Level 4, which includes a Grade 12 or equivalent qualification.
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