EXCITED TO GROW YOUR CAREER?

BBVA is a global company with more than 160 years of history that operates in more than 25 countries where we serve more than 80 million customers. We are more than 121,000 professionals working in multidisciplinary teams with profiles as diverse as financiers, legal experts, data scientists, developers, engineers and designers.

PREVIOUS EXPERIENCE AND TECHNICAL KNOWLEDGE:

• BA/BSc Finance or Business Management or any other related subject.
• Demonstrable financial services experience of at least 4 years, including credit experience in Banking, Consulting, Credit Risk Management, or equivalent.
• Strong knowledge of Credit Processes.
• Strong analytical skills, including understanding of key financ ial components (liquidity position, leverage profile, etc.) and the ability to form independent opinions on credit, recognizing emerging risks.
• Solid Microsoft Office (Word, Excel, and PowerPoint) skills.
• Understanding of banking products and sustainabilit y issues.

SOFT-SKILLS:

• Strong inter-personal and verbal communication skills. Should be at ease in communicating with internal and external stakeholders within risk management and other divisions.
• Strong organization and time management skills. Able to work under time pressure.
• Strong problem solving and decision-making skills.
• Proactive, ethical, client-oriented, out-of-the-box thinker.

SKILLS:

Banking business and banking products, Companies and Corporations Credit Analysis, English Language, Industries and Sectors Risk Analysis, Spanish Language, Sustainability, Wholesale Rating Systems, Wholesale Risk Portfolios Managemen

As a Corporate Credit Risk Associate you will be responsible for:

• Assessing the credit and financial strength of BBVA’s clients by performing fundamental credit analysis of counterparties, using both quantitative and qualitative factors.
• Preparation, submission for approval and presentation at relevant Credit Committees of Financial Programs through relevant discretion processes.
• Approving utilization of sanctioned limits within discretion.
• Ensuring the establishment and effectiveness of credit policies and risk limits as well as compliance with risk appetite.
• Supporting and providing guidance to other units within BBVA.