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Assistant Manager Jobs in Australia

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Senior Manager Client Advisory - Visa Consulting & Analytics (Sydney or Mel at Visa
Melbourne, Victoria, Australia - Full Time
Skills Needed
Consulting, Payments, Strategy, Data Analytics, Client Advisory, Commercial Acumen, Relationship Management, Business Development, Financial Services, Fintech, Project Management, Stakeholder Management, Pricing Strategy, Digital Transformation, Portfolio Optimization, Value Proposition
Specialization
Candidates must have over 8 years of experience in consulting, corporate strategy, or advisory roles within the banking, payments, or FinTech sectors. Proven success in originating and closing complex consultative sales engagements and strong commercial acumen are essential.
Experience Required
Minimum 10 year(s)
Communications and Media Manager - Investments & Financial Advisor Services at Vanguard
Melbourne, Victoria, Australia - Full Time
Skills Needed
Strategic Communications, Campaign Execution, Content Production, Media Relations, Investment Literacy, Market Analysis, Narrative Development, Stakeholder Management, Data Interpretation, Public Relations, Digital Channels, Writing Skills, Attention To Detail, Financial Advising, Etf Knowledge, Fixed Income Knowledge
Specialization
Candidates must possess over 7 years of experience in communications, journalism, or financial content, coupled with a solid foundation in markets and investments, including knowledge of ETFs, equities, and superannuation. Essential requirements include strong collaboration skills, exceptional writing abilities, and the capacity to translate complex investment concepts into clear narratives for various audiences.
Experience Required
Minimum 5 year(s)
Key Account Manager – Sigma Healthcare Retail (Chemist Warehouse, Amcal & D at Kenvue
Sydney, New South Wales, Australia - Full Time
Skills Needed
Account Management, Strategy Shaping, Promotional Management, Negotiation, Analytical Skills, Problem Solving, Growth Mindset, Business Planning, Cross Functional Collaboration, Forecasting, Accruing, Actualizing Investment, Market Share Tracking, Presentation Skills, Selling Skills, Resilience
Specialization
Candidates should possess a degree in Business/Accounting or a related field, ideally with prior experience in Field, Key Account, Category, or Marketing roles. Essential attributes include strong analytical and problem-solving abilities, financial acumen, insight-driven decision-making based on customer trends, and excellent presentation, negotiation, and communication skills.
Experience Required
Minimum 2 year(s)
Indirect Tax Specialist | Senior Associate/Manager | Tax, Reporting and inn at pwc
Sydney, New South Wales, Australia - Full Time
Skills Needed
Gst Advisory, Compliance, Australian Gst Legislation, Analytical Skills, Problem Solving, Communication, Project Management, Mentoring, Business Development, Tax Technology, Client Relationship Management, Attention To Detail, Risk Management, Automation, Team Collaboration, Indirect Tax
Specialization
Candidates should have hands-on experience in GST/indirect tax advisory and compliance, along with strong technical knowledge of Australian GST legislation. A client-focused mindset and the ability to build professional relationships are essential.
Experience Required
Minimum 5 year(s)
Food & Beverage Outlet Manager - Emirates Wolgan Valley, A Ritz-Carlton Lod at TownePlace Suites by Marriott Atlanta Alpharetta
Sydney, New South Wales, Australia - Full Time
Skills Needed
Financial Management, Employee Satisfaction, Guest Satisfaction, Cost Management, Team Leadership, Operations Management, Culinary Oversight, Beverage Management, Room Service, Interpersonal Communication, Coaching, Counseling, Performance Monitoring, Business Planning, Regulatory Compliance, Customer Service
Specialization
Candidates need either a high school diploma with 4 years of relevant experience or a 2-year degree in hospitality/business management with 2 years of related experience. Key duties involve developing budgets, leading the F&B team, ensuring exceptional customer service, and managing HR activities.
Experience Required
Minimum 2 year(s)
Lonsec Research & Ratings - Business Development Manager - Financial Adviso at Lonsec
Sydney, New South Wales, Australia - Full Time
Skills Needed
Business Development, Sales, Relationship Building, Client Management, Revenue Growth, Forecasting, Kpi Reporting, Commercial Acumen, Communication, Negotiation, Problem Solving, Time Management, Crm Tools, Product Development, Market Insights
Specialization
Candidates must have tertiary qualifications in Business, Commerce, or a related field, or equivalent experience, along with a solid background in business development or sales within financial services, meeting revenue targets in regulated environments. Essential qualities include deep understanding of fund manager research, exceptional relationship-building skills, commercial acumen, and the ability to thrive independently in a target-driven setting.
Experience Required
Minimum 5 year(s)
Food & Beverage Outlet Manager - Emirates Wolgan Valley, A Ritz-Carlton Lod at TownePlace Suites by Marriott Atlanta Alpharetta
Sydney, New South Wales, Australia - Full Time
Skills Needed
Financial Management, Employee Satisfaction, Guest Satisfaction, Cost Management, Team Leadership, Operations Management, Culinary Oversight, Restaurant Management, Beverage Management, Room Service, Interpersonal Communication, Decision Making, Integrity, Coaching, Mentoring, Problem Solving
Specialization
Candidates need either a high school diploma/GED with four years of relevant experience or a 2-year degree in hospitality/business management with two years of relevant experience. Proficiency in all applicable food and beverage laws and regulations is required for developing and implementing the business plan.
Experience Required
Minimum 2 year(s)
Securities Services - Core Accounting Project Manager/Business Analyst – Vi at JPMC Candidate Experience page
Sydney, New South Wales, Australia - Full Time
Skills Needed
Fund Accounting, Apac Client Needs, Investone Fund Accounting Platform, Ms Office Suite, Lucid, Jira, Project Management, Stakeholder Management, Design Strategy, Business Requirements, Test Planning, Operational Engagement, Risk Resolution, Cross Functional Collaboration, Problem Solving
Specialization
Candidates must demonstrate an understanding of Fund Accounting and APAC client needs, with functional experience in the InvestOne Fund Accounting platform being preferred. Required capabilities include proficiency in MS Office and process modeling tools, working knowledge of JIRA, strong problem-solving skills, and the ability to navigate a matrix organization effectively.
Experience Required
Minimum 5 year(s)
Securities Services - Core Accounting Project Manager/Business Analyst – Vi at JPMC Candidate Experience page
Sydney, New South Wales, Australia - Full Time
Skills Needed
Fund Accounting, Apac Client Needs, Investone Fund Accounting Platform, Ms Office Suite, Lucid, Jira, Project Management, Stakeholder Management, Design Strategy, Business Requirements, Test Planning, Operational Engagement, Risk Resolution, Cross Functional Collaboration, Problem Solving
Specialization
Candidates must demonstrate an understanding of Fund Accounting and APAC client needs, with functional experience in the InvestOne Fund Accounting platform being preferred. Required capabilities include proficiency in MS Office and process modeling tools, working knowledge of JIRA, strong problem-solving skills, and the ability to navigate a matrix organization effectively.
Experience Required
Minimum 5 year(s)
TPRM & Procurement Governance Senior Manager TPRM & Procurement Governa at ANZ
Melbourne, Victoria, Australia - Full Time
Skills Needed
Third Party Risk Management, Procurement Governance, Risk Frameworks, Policy Development, Control Implementation, Regulatory Compliance, Non Financial Risk, Risk Mitigation, Stakeholder Engagement, Issue Resolution, Governance Reporting, Audit Coordination, Contract Law, Financial Crime, Material Outsourcing, Information Security
Specialization
Candidates must possess professional experience in developing and monitoring risk and governance frameworks, coupled with a strong understanding of Procurement and Non-Financial Risk disciplines like TPRM and Financial Crime. Proven ability to engage senior stakeholders, communicate complex concepts clearly, and deliver organized operations in risk or governance functions is essential.
Experience Required
Minimum 5 year(s)
Senior Product Manager – Digitisation, Daily Banking (12-month Fixed Term C at Ing Firm
Sydney, New South Wales, Australia - Full Time
Skills Needed
Digital Product Management, Customer Experience Design, Journey Optimisation, Onboarding Improvement, Stakeholder Management, Agile Delivery, Data Analysis, Cross Functional Collaboration
Specialization
Candidates should have excellent digital product expertise and experience in customer journey optimisation. A strong customer-first mindset and the ability to lead digital transformation initiatives are essential.
Experience Required
Minimum 5 year(s)
Business Support Administrator for Plumbing and Electrical Company (250910_ at TGY Trade Virtual Assistants Opc
, Western Australia, Australia - Full Time
Skills Needed
Attention To Detail, Communication Skills, Proactive, Organized, Adaptable, Data Entry, Job Scheduling, Client Communication, Team Coordination, Aroflo, Servicem8, Administrative Support, Follow Up, Task Management, Problem Solving, Time Management
Specialization
Candidates should possess strong attention to detail, excellent communication skills, and the ability to manage multiple tasks. Previous experience with AroFlo or ServiceM8 and a background in administration or scheduling are advantageous.
Construction Admin & Job Management VA (20260306_MSH) at TGY Trade Virtual Assistants Opc
, Queensland, Australia - Full Time
Skills Needed
Job Management System Implementation, Cloud Based System Organization, Whs Compliance Tracking, Client Enquiry Management, Basic Bookkeeping, Invoice Entry, Document Organization, System Updates, Email Management, Xero Proficiency, Servicem8 Familiarity, Proactive Problem Solving, Attention To Detail, Written Communication, Spoken Communication, Independent Work
Specialization
Candidates must have proven experience as an Administrative VA supporting construction or trade businesses, with strong skills in managing project documentation and using Xero for basic bookkeeping functions. Familiarity with construction documentation and experience managing WHS/compliance records are essential qualifications.
Experience Required
Minimum 2 year(s)
Senior Manager Client Advisory - Visa Consulting & Analytics (Sydney or Mel at Visa
Melbourne, Victoria, Australia -
Full Time

Start Date

Immediate

Expiry Date

12 Jul, 26

Salary

0.0

Posted On

13 Apr, 26

Experience

10 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

No

Skills

Consulting, Payments, Strategy, Data Analytics, Client Advisory, Commercial Acumen, Relationship Management, Business Development, Financial Services, FinTech, Project Management, Stakeholder Management, Pricing Strategy, Digital Transformation, Portfolio Optimization, Value Proposition

Industry

IT Services and IT Consulting

Description
Company Description Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid. At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters — to you, to your community, and to the world. Progress starts with you. Job Description Visa Consulting & Analytics (VCA) is Visa’s consulting and analytics arm, partnering with clients to drive tangible commercial outcomes through strategy, data and payments expertise. The Senior Manager, Client Advisory is a senior, client-facing role responsible for owning and expanding advisory relationships across a portfolio of Tier 2 and Tier 3 Financial Institutions and FinTech clients. Working closely with Account Executives, this role shapes client priorities, leads opportunity development and ensures Visa’s consulting investments deliver measurable value for both clients and Visa. This is a value leadership and commercial ownership role, not a reactive delivery position. The Senior Manager acts as the strategic lead for assigned accounts, translating client needs into integrated advisory programmes that combine strategy, data, innovation and implementation capabilities. The ideal candidate will be a highly motivated, collaborative and commercially minded individual, with proven experience in consulting-led sales within Banking and Payments. Key Responsibilities Account Leadership & Client Advisory · Act as the accountable strategic advisory lead for a defined portfolio of Tier 2 and Tier 3 Financial Institutions and FinTech clients. · Maintain a deep, current understanding of each client’s business model, market context, competitive landscape and strategic priorities. · Build trusted relationships with senior internal and client stakeholders (e.g. EGMs, GMs, Heads of and other key decision‑makers), using client and market insights to proactively shape advisory priorities and identify opportunities. · Be visibly embedded with clients, building trusted senior relationships and ensuring insights inform opportunity identification and engagement decisions. · Shape advisory priorities and guide client decision-making by articulating clear, data-driven points of view. Commercial Ownership & Deal Shaping · Work side-by-side with Account Executives to originate, shape and close VCA opportunities, bringing together strategy consulting, analytics and implementation capabilities. · Own account-level commercial performance for VCA, including revenue, work mix and overall commercial health. · Lead pricing discussions with discipline, ensuring value alignment, margin expectations and adherence to agreed commercial frameworks. · Build compelling business and value cases that clearly articulate ROI for clients. · Ensure client commercial arrangements comply with Visa’s financial, legal and risk frameworks, enabling compliant deal execution and revenue realisation. Engagement Design & Oversight · Define and oversee a programme of advisory work across the client portfolio, from discrete projects through to multi-phase engagements. · Lead the development of proposals, working with VCA Practice teams to agree scope, approach, deliverables, roles and timelines. · Provide active oversight across all engagements, holding delivery teams accountable for outcomes aligned to original objectives and agreed scope. · Own delivery margin for cross-capability engagements led by Client Advisory. · Balance client ambition with funding constraints, resourcing capacity and agreed commercial guardrails, making pragmatic trade-offs to maximise value for both the client and Visa. Develop compelling business and value cases that clearly articulate client ROI. Delivery Excellence & Governance · Oversee project mobilisation, including contracting inputs, stakeholder alignment, data requirements and governance structures. · Support delivery teams by resolving issues, managing risks and ensuring high-quality, practical outputs. · Design and deliver clear, compelling client presentations that translate insight into actionable recommendations, with selective support for implementation. Broader Visa Contribution · Identify opportunities to connect clients with other Visa capabilities, including product, marketing and client services. · Contribute to practice development through insight sharing, thought leadership and participation in regional or global initiatives. This is a hybrid position and can be based in either Sydney or Melbourne. Expectations around days in the office will be confirmed by your hiring manager. Qualifications Essential · 8+ years’ experience in consulting, corporate strategy or advisory roles, with demonstrated delivery experience in Banking, Payments and/or FinTech. · Demonstrated experience originating, shaping and closing complex, consultative sales engagements within Banking, Payments, technology or professional services environments. · Proven experience owning client relationships and shaping consulting-led opportunities in partnership with sales or account teams. · Strong commercial acumen, including pricing, margin awareness and development of value/ROI cases. · Confident communicator with the ability to simplify complex problems and influence senior client stakeholders. · Experience managing multiple engagements and providing structured oversight rather than hands-on delivery. · Collaborative, pragmatic and comfortable operating in a matrixed organisation. Desirable · Experience working with Tier 2 / Tier 3 Financial Institutions, digital banks or FinTechs. · Exposure to payments strategy, portfolio optimisation, fraud/scams management, digital transformation or data-led initiatives. · Familiarity with customer experience or human-centred design approaches. · Background in developing product or business unit strategies. Additional Information Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law. Job Family Group: Sales
Responsibilities
The Senior Manager acts as the strategic lead for a portfolio of financial institutions, driving commercial outcomes through integrated advisory programs. They are responsible for shaping client priorities, managing commercial performance, and overseeing the delivery of consulting engagements.
Senior Manager Client Advisory - Visa Consulting & Analytics (Sydney or Mel at Visa
Melbourne, Victoria, Australia - Full Time
Skills Needed
Consulting, Payments, Strategy, Data Analytics, Client Advisory, Commercial Acumen, Relationship Management, Business Development, Financial Services, Fintech, Project Management, Stakeholder Management, Pricing Strategy, Digital Transformation, Portfolio Optimization, Value Proposition
Specialization
Candidates must have over 8 years of experience in consulting, corporate strategy, or advisory roles within the banking, payments, or FinTech sectors. Proven success in originating and closing complex consultative sales engagements and strong commercial acumen are essential.
Experience Required
Minimum 10 year(s)
Communications and Media Manager - Investments & Financial Advisor Services at Vanguard
Melbourne, Victoria, Australia - Full Time
Skills Needed
Strategic Communications, Campaign Execution, Content Production, Media Relations, Investment Literacy, Market Analysis, Narrative Development, Stakeholder Management, Data Interpretation, Public Relations, Digital Channels, Writing Skills, Attention To Detail, Financial Advising, Etf Knowledge, Fixed Income Knowledge
Specialization
Candidates must possess over 7 years of experience in communications, journalism, or financial content, coupled with a solid foundation in markets and investments, including knowledge of ETFs, equities, and superannuation. Essential requirements include strong collaboration skills, exceptional writing abilities, and the capacity to translate complex investment concepts into clear narratives for various audiences.
Experience Required
Minimum 5 year(s)
Key Account Manager – Sigma Healthcare Retail (Chemist Warehouse, Amcal & D at Kenvue
Sydney, New South Wales, Australia - Full Time
Skills Needed
Account Management, Strategy Shaping, Promotional Management, Negotiation, Analytical Skills, Problem Solving, Growth Mindset, Business Planning, Cross Functional Collaboration, Forecasting, Accruing, Actualizing Investment, Market Share Tracking, Presentation Skills, Selling Skills, Resilience
Specialization
Candidates should possess a degree in Business/Accounting or a related field, ideally with prior experience in Field, Key Account, Category, or Marketing roles. Essential attributes include strong analytical and problem-solving abilities, financial acumen, insight-driven decision-making based on customer trends, and excellent presentation, negotiation, and communication skills.
Experience Required
Minimum 2 year(s)
Indirect Tax Specialist | Senior Associate/Manager | Tax, Reporting and inn at pwc
Sydney, New South Wales, Australia - Full Time
Skills Needed
Gst Advisory, Compliance, Australian Gst Legislation, Analytical Skills, Problem Solving, Communication, Project Management, Mentoring, Business Development, Tax Technology, Client Relationship Management, Attention To Detail, Risk Management, Automation, Team Collaboration, Indirect Tax
Specialization
Candidates should have hands-on experience in GST/indirect tax advisory and compliance, along with strong technical knowledge of Australian GST legislation. A client-focused mindset and the ability to build professional relationships are essential.
Experience Required
Minimum 5 year(s)
Food & Beverage Outlet Manager - Emirates Wolgan Valley, A Ritz-Carlton Lod at TownePlace Suites by Marriott Atlanta Alpharetta
Sydney, New South Wales, Australia - Full Time
Skills Needed
Financial Management, Employee Satisfaction, Guest Satisfaction, Cost Management, Team Leadership, Operations Management, Culinary Oversight, Beverage Management, Room Service, Interpersonal Communication, Coaching, Counseling, Performance Monitoring, Business Planning, Regulatory Compliance, Customer Service
Specialization
Candidates need either a high school diploma with 4 years of relevant experience or a 2-year degree in hospitality/business management with 2 years of related experience. Key duties involve developing budgets, leading the F&B team, ensuring exceptional customer service, and managing HR activities.
Experience Required
Minimum 2 year(s)
Lonsec Research & Ratings - Business Development Manager - Financial Adviso at Lonsec
Sydney, New South Wales, Australia - Full Time
Skills Needed
Business Development, Sales, Relationship Building, Client Management, Revenue Growth, Forecasting, Kpi Reporting, Commercial Acumen, Communication, Negotiation, Problem Solving, Time Management, Crm Tools, Product Development, Market Insights
Specialization
Candidates must have tertiary qualifications in Business, Commerce, or a related field, or equivalent experience, along with a solid background in business development or sales within financial services, meeting revenue targets in regulated environments. Essential qualities include deep understanding of fund manager research, exceptional relationship-building skills, commercial acumen, and the ability to thrive independently in a target-driven setting.
Experience Required
Minimum 5 year(s)
Food & Beverage Outlet Manager - Emirates Wolgan Valley, A Ritz-Carlton Lod at TownePlace Suites by Marriott Atlanta Alpharetta
Sydney, New South Wales, Australia - Full Time
Skills Needed
Financial Management, Employee Satisfaction, Guest Satisfaction, Cost Management, Team Leadership, Operations Management, Culinary Oversight, Restaurant Management, Beverage Management, Room Service, Interpersonal Communication, Decision Making, Integrity, Coaching, Mentoring, Problem Solving
Specialization
Candidates need either a high school diploma/GED with four years of relevant experience or a 2-year degree in hospitality/business management with two years of relevant experience. Proficiency in all applicable food and beverage laws and regulations is required for developing and implementing the business plan.
Experience Required
Minimum 2 year(s)
Securities Services - Core Accounting Project Manager/Business Analyst – Vi at JPMC Candidate Experience page
Sydney, New South Wales, Australia - Full Time
Skills Needed
Fund Accounting, Apac Client Needs, Investone Fund Accounting Platform, Ms Office Suite, Lucid, Jira, Project Management, Stakeholder Management, Design Strategy, Business Requirements, Test Planning, Operational Engagement, Risk Resolution, Cross Functional Collaboration, Problem Solving
Specialization
Candidates must demonstrate an understanding of Fund Accounting and APAC client needs, with functional experience in the InvestOne Fund Accounting platform being preferred. Required capabilities include proficiency in MS Office and process modeling tools, working knowledge of JIRA, strong problem-solving skills, and the ability to navigate a matrix organization effectively.
Experience Required
Minimum 5 year(s)
Securities Services - Core Accounting Project Manager/Business Analyst – Vi at JPMC Candidate Experience page
Sydney, New South Wales, Australia - Full Time
Skills Needed
Fund Accounting, Apac Client Needs, Investone Fund Accounting Platform, Ms Office Suite, Lucid, Jira, Project Management, Stakeholder Management, Design Strategy, Business Requirements, Test Planning, Operational Engagement, Risk Resolution, Cross Functional Collaboration, Problem Solving
Specialization
Candidates must demonstrate an understanding of Fund Accounting and APAC client needs, with functional experience in the InvestOne Fund Accounting platform being preferred. Required capabilities include proficiency in MS Office and process modeling tools, working knowledge of JIRA, strong problem-solving skills, and the ability to navigate a matrix organization effectively.
Experience Required
Minimum 5 year(s)
TPRM & Procurement Governance Senior Manager TPRM & Procurement Governa at ANZ
Melbourne, Victoria, Australia - Full Time
Skills Needed
Third Party Risk Management, Procurement Governance, Risk Frameworks, Policy Development, Control Implementation, Regulatory Compliance, Non Financial Risk, Risk Mitigation, Stakeholder Engagement, Issue Resolution, Governance Reporting, Audit Coordination, Contract Law, Financial Crime, Material Outsourcing, Information Security
Specialization
Candidates must possess professional experience in developing and monitoring risk and governance frameworks, coupled with a strong understanding of Procurement and Non-Financial Risk disciplines like TPRM and Financial Crime. Proven ability to engage senior stakeholders, communicate complex concepts clearly, and deliver organized operations in risk or governance functions is essential.
Experience Required
Minimum 5 year(s)
Senior Product Manager – Digitisation, Daily Banking (12-month Fixed Term C at Ing Firm
Sydney, New South Wales, Australia - Full Time
Skills Needed
Digital Product Management, Customer Experience Design, Journey Optimisation, Onboarding Improvement, Stakeholder Management, Agile Delivery, Data Analysis, Cross Functional Collaboration
Specialization
Candidates should have excellent digital product expertise and experience in customer journey optimisation. A strong customer-first mindset and the ability to lead digital transformation initiatives are essential.
Experience Required
Minimum 5 year(s)
Business Support Administrator for Plumbing and Electrical Company (250910_ at TGY Trade Virtual Assistants Opc
, Western Australia, Australia - Full Time
Skills Needed
Attention To Detail, Communication Skills, Proactive, Organized, Adaptable, Data Entry, Job Scheduling, Client Communication, Team Coordination, Aroflo, Servicem8, Administrative Support, Follow Up, Task Management, Problem Solving, Time Management
Specialization
Candidates should possess strong attention to detail, excellent communication skills, and the ability to manage multiple tasks. Previous experience with AroFlo or ServiceM8 and a background in administration or scheduling are advantageous.
Construction Admin & Job Management VA (20260306_MSH) at TGY Trade Virtual Assistants Opc
, Queensland, Australia - Full Time
Skills Needed
Job Management System Implementation, Cloud Based System Organization, Whs Compliance Tracking, Client Enquiry Management, Basic Bookkeeping, Invoice Entry, Document Organization, System Updates, Email Management, Xero Proficiency, Servicem8 Familiarity, Proactive Problem Solving, Attention To Detail, Written Communication, Spoken Communication, Independent Work
Specialization
Candidates must have proven experience as an Administrative VA supporting construction or trade businesses, with strong skills in managing project documentation and using Xero for basic bookkeeping functions. Familiarity with construction documentation and experience managing WHS/compliance records are essential qualifications.
Experience Required
Minimum 2 year(s)