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Condo Underwriter at UNION HOME MORTGAGE
, , - Full Time
Skills Needed
Attention To Detail, Organization, Customer Service, Interpersonal Skills, Technical Report Writing, Appraisal Reviews, Financial Statements, Adaptability, Flexibility, Multi Tasking, Teamwork, Sound Judgment, Proficiency In Microsoft Applications, Loan Origination Systems, Fha/Va/Conventional Agency Loans
Specialization
A bachelor's degree is preferred, or equivalent work experience in a financial or analytical field is required. Candidates should have knowledge and experience in property type reviews, appraisal reviews, and financial statements.
Experience Required
Minimum 2 year(s)
Master Production Scheduler at Carlisle Brake & Friction Inc
Medina, Ohio, United States - Full Time
Skills Needed
Master Scheduling, Production Planning, Sales Inventory And Operations Planning, Mrp Systems, Erp Systems, Communication Skills, Teamwork, Detail Oriented, Multi Tasking, Prioritization, Continuous Improvement, Shop Environment Experience, Warehouse Transactions, Inventory Management, Capacity Planning, Safety Compliance
Specialization
Candidates should have a Bachelor's Degree or 5+ years of experience in Master Scheduling or Production Planning in a manufacturing environment. APICS CPIM certification is preferred.
Experience Required
Minimum 5 year(s)
Electrician at Anheuser-Busch
Arnold, Missouri, United States - Full Time
Skills Needed
Maintenance, Troubleshooting, High Speed Manufacturing Equipment, Quality Checks, Plc Programming, Ac/Dc Drives, Communication Skills, Team Orientation, Servos, Hydraulic Controls, Pneumatic Controls, Temperature Controls, Quality Standards, Safe Work Practices, Computer Skills, Autocad
Specialization
Candidates should have PLC programming and troubleshooting experience, along with the ability to troubleshoot AC/DC drives and high-speed computer-controlled production machinery. A two-year technical certification is a plus, and candidates should possess outstanding communication and team-orientation skills.
Experience Required
Minimum 2 year(s)
Certified Dental Assistant - Burnaby City Dentist at 123Dentist
, , - Full Time
Skills Needed
Certified Dental Assistant, Patient Care, Treatment Assistance, Communication, Customer Service, Sedation Experience, Dental Practice Management Software, Team Collaboration
Specialization
Candidates must have completed a Certified Dental Assisting Level II and have 2-3 years of experience as a Certified Dental Assistant. DAANCE certification or experience with sedation is required, and registration with the BC College of Oral Health Professionals is necessary.
Experience Required
Minimum 2 year(s)
QA/QC Quality Engineer at KEO International Consultants
Riyadh, Riyadh Region, Saudi Arabia - Full Time
Skills Needed
Quality Assurance, Quantity Surveying, Project Network Techniques, Building Works Execution, Contract Compliance, Cost Estimates, Internal Training, Non Conformance Monitoring
Specialization
Candidates should have a minimum of 10 years of experience and a Bachelor's degree in Engineering. Registration with the Saudi Council of Engineers is required, and applicants must be GCC nationals.
Experience Required
Minimum 10 year(s)
SUPERVISOR - FACILITY at Seminole Gaming
Tampa, Florida, United States - Full Time
Skills Needed
Supervision, Maintenance, Emergency Response, Training, Inspection, Technical Reporting, Safety Standards, Project Coordination, Organization, Prioritization, Problem Solving, Communication, Team Leadership, Hazard Management, Time Management
Specialization
Candidates should have a high school diploma or trade school certificate and 1-3 years of experience in facilities maintenance, preferably in a casino environment. A valid State of Florida trade license is preferred.
Experience Required
Minimum 2 year(s)
Team Member-3 at Convive Brands
New York, New York, United States - Full Time
Skills Needed
Customer Service, Food Preparation, Cash Handling, Pos Systems, Cleaning, Organization, Teamwork, Communication
Specialization
Candidates should have 3 to 6 months of related restaurant experience or training, with flexibility in scheduling preferred. Experience with POS systems, especially Toast, is a plus.
Maintenance Operator - Oskar Blues Brewery at Monster Brewing Company
Longmont, Colorado, United States - Full Time
Skills Needed
Mechanical Aptitude, Attention To Detail, Multitasking, Teamwork, Safety Standards, Troubleshooting, Physical Endurance, Organizational Skills
Specialization
Candidates should possess mechanical aptitude and the ability to work in high-pressure situations. Physical strength and endurance are necessary to perform the job's demanding tasks.
Senior Exec / Exec (Loading Master) at FGV Holdings Berhad
, Johor, Malaysia - Full Time
Skills Needed
Jetty Operations, Shipment Coordination, Safety Protocols, Operational Management, Documentation, Team Leadership, Compliance Monitoring, Collaboration
Specialization
Candidates should have experience in managing operational activities and collaborating with various sections during operations. Strong leadership and compliance monitoring skills are essential.
Experience Required
Minimum 5 year(s)
Senior Associate Payroll at Vialto Partners
Shanghai, Shanghai, China - Full Time
Skills Needed
Payroll Processing, Employee Records Management, Statutory Calculations, Payroll Reconciliation, Tax Reporting, Audit Support, Stakeholder Management, Cross Functional Collaboration, Data Collection, Validation, Social Security Submissions, Gl File Preparation, Bank File Processing, Query Resolution, Compliance, Internal Coordination
Specialization
A bachelor's degree in HR, Finance, Economics, Business, or a related field is required. Candidates should have 4-7 years of relevant payroll experience and be proficient in Mandarin and English.
Experience Required
Minimum 5 year(s)
Experienced Fire Alarm Technician, DFW region at StateFire
Wylie, Texas, United States - Full Time
Skills Needed
Fire Alarm Systems, Low Voltage Systems, Technical Troubleshooting, Problem Solving, Blueprint Reading, Wiring Diagrams, Customer Service, Teamwork, Documentation, Safety Protocols, Communication, Reliability, Work Ethic, Attention To Detail, Tools Proficiency, Testing Equipment
Specialization
Candidates should have at least 2 years of experience in fire alarm or low-voltage systems, with NICET Level I or higher certification preferred. Strong technical skills, attention to detail, and the ability to work independently or as part of a team are essential.
Experience Required
Minimum 2 year(s)
Foods Consumer Insights Manager;食品消费者洞察经理 at PepsiCola Bottling Company of New York Inc
Shanghai, Shanghai, China - Full Time
Skills Needed
Consumer Insights, Data Reporting, Issue Analysis, Collaboration, Market Research, Project Management, Business Intelligence, Innovation Testing, Communication Skills, Presentation Skills, Relationship Building, Analytical Skills, Strategic Thinking, Action Planning, Kpi Management, Stakeholder Engagement, Problem Solving
Specialization
Candidates should have 5-6 years of experience in the FMCG or consumer-related industry, with a solid background in business intelligence and consumer insights. Strong project management skills and the ability to collaborate effectively across functions are essential.
Experience Required
Minimum 5 year(s)
Senior Fund Accountant - Real Estate at Aztec Group
Radnor Township, Pennsylvania, United States - Full Time
Skills Needed
Fund Accounting, Audit, Private Equity, Financial Statements, Capital Calls, Distributions, Investor Reporting, Us Gaap, Ifrs, Uk Gaap, Interpersonal Skills, Collaboration, Team Player, Accounting Guidance, Training, Mentoring
Specialization
Candidates should have 3+ years of relevant experience in Fund Accounting or Audit, preferably in the alternative funds sector. A Bachelor's degree in Accounting, Finance, or Economics is essential, and CPA accreditation is advantageous.
Experience Required
Minimum 2 year(s)
Data Collector (South Africa) at HumanSignal
, , South Africa - Full Time
Skills Needed
Detail Oriented, Self Motivated, Photography, Time Management, Instruction Following
Specialization
The ideal candidate should love exploring new places and be reliable and self-motivated. No prior experience is needed, but a smartphone or camera with solid image quality is required.
1078 - General Manager at Domino's Pizza LLC
Lathrup Village, Michigan, United States - Full Time
Skills Needed
Judgment, Math, Multitasking, Customer Service, Staffing, Inventory Control, Cash Control, Food Management, Attendance, Punctuality, Store Cleanliness, Marketing, Profitability, Communication Skills, Driving, Teamwork
Specialization
Candidates should possess strong judgment, math skills, and the ability to multitask effectively. Responsibilities include staffing, paperwork, and ensuring store cleanliness and customer satisfaction.
Commission Sales Associate - Mens, Part Time - Aventura at BLOOMINGDALES COM LLC
Miami, Florida, United States - Full Time
Skills Needed
Customer Service, Sales, Fashion Knowledge, Styling Talent, Product Knowledge, Communication, Interpersonal Skills, Technology Proficiency, Merchandising, Operational Excellence, Relationship Building, Flexibility, Creativity, Teamwork, Problem Solving, Attention To Detail
Specialization
A high school diploma or equivalent is required, along with excellent communication and interpersonal skills. Candidates should be able to work a flexible schedule and possess the ability to think creatively to meet customer needs.
Hollister Co. - Brand Representative, Orio at Abercrombie and Fitch Co.
Bergamo, Lombardy, Italy - Full Time
Skills Needed
Fluent In Italian, Adaptability, Flexibility, Applied Learning, Attention To Detail, Multi Tasking, Work Ethic
Specialization
Fluency in Italian and strong adaptability are required for this role. Candidates should also possess attention to detail and a solid work ethic.
Principal Engineer - Rail - High Voltage at Aecom USA
, karnataka, India - Full Time
Skills Needed
Electrical Design, High Voltage, Substation Design, Traction Power, Lv Design, Technical Reports, Electrical Calculations, Design Specifications, Cad Drawings, Mentoring, Project Management, Risk Management, Quality Assurance, Stakeholder Engagement, International Design Standards, Collaboration
Specialization
Candidates must have a Master of Engineering degree and at least 12 years of experience in railway Electrification & Power design. A Chartered Engineer status or equivalent is preferred, along with proven experience in HV substation design.
Experience Required
Minimum 10 year(s)
Real Estate Asset Management Analyst at LHP Capital, LLC
Knoxville, Tennessee, United States - Full Time
Skills Needed
Financial Analysis, Excel, Microsoft Office, Asset Management, Accounting, Real Estate, Property Management, Data Driven Decisions, Regulatory Compliance, Operational Metrics, Performance Analysis, Collaboration, Budgeting, Property Inspections, Trend Identification, Risk Assessment
Specialization
Candidates should have a bachelor's degree, preferably in Finance or Accounting, and 3-5 years of experience in Asset Management or a related field. Strong proficiency in Excel and Microsoft Office is required, along with experience in real estate or property management environments.
Experience Required
Minimum 2 year(s)
Physical Therapy Technician at Upstream Rehabilitation
New Albany, Mississippi, United States - Full Time
Skills Needed
Organizational Skills, Customer Service, Communication Skills, Multitasking, Computer Proficiency, Attention To Detail
Specialization
Candidates must have a High School Diploma or equivalent and possess excellent customer service and communication skills. Organizational detail and the ability to multitask are also essential.
Condo Underwriter at UNION HOME MORTGAGE
, , -
Full Time

Start Date

Immediate

Expiry Date

14 Mar, 26

Salary

0.0

Posted On

14 Dec, 25

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

No

Skills

Attention To Detail, Organization, Customer Service, Interpersonal Skills, Technical Report Writing, Appraisal Reviews, Financial Statements, Adaptability, Flexibility, Multi-tasking, Teamwork, Sound Judgment, Proficiency In Microsoft Applications, Loan Origination Systems, FHA/VA/Conventional Agency Loans

Industry

Financial Services

Description
Job Details Salary Range: Undisclosed Job Category: Underwriting Description The Condo Underwriter is responsible for accurately analyzing all condominium project documentation and assist in rendering a decision based on salability to the applicable Agency and UHM guidelines. At UHM, we understand diversity comes in many different forms. It’s our commitment to improve inclusion in the workplace through programs and policies that establish a positive and inclusive environment where every Partner, regardless of their background, can grow and excel. We value diversity, educate on equity, and create inclusive partner opportunities to ensure that you know #UBelongAtUHM! DUTIES & RESPONSIBILITIES Research and utilize the most current guidelines for all agencies such as FNMA, FHLMC, GNMA, and RD as well as UHM guidelines when reviewing condominium documentation for approval consideration. Review Appraisals to assure they meet Agency property standards as well as condo project requirements as applicable. Maintain and update approval lists and recertification of all condominiums. Develop and maintain this department, its training and assistance across all channels of business. Monitor, respond and resolve Condo Tickets in the Condo Fresh-Desk within Department’s SLA. Maintain all required turn times. Current turn times for complete reviews on Condos are 24-48hrs. Update & Maintain Policies and Procedures with current agency changes. Qualifications EDUCATION & EXPERIENCE Bachelor’s degree preferred or equivalent work experience in a financial or analytical field. Knowledge/Experience in the review of property types, appraisal reviews and financial statements. SKILLS REQUIRED Strong attention to organization, detail and accuracy Proficiency in Microsoft Applications, including Excel and loan origination systems Demonstrate highest level of professionalism and customer service Effective interpersonal skills and technical report writing skills Experience with FHA/VA/Conventional Agency loans Shows work commitment Personal organization Adaptability and flexibility Ability to multi-task and meet strict deadlines Fosters teamwork Uses sound judgment Comfortable using financial/quantitative data This employer participates in E-Verify. If hired, the employer will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U.S. Union Home Mortgage Corp. provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.
Responsibilities
The Condo Underwriter is responsible for analyzing condominium project documentation and making decisions based on salability to applicable Agency and UHM guidelines. This includes reviewing appraisals, maintaining approval lists, and updating policies and procedures.
Condo Underwriter at UNION HOME MORTGAGE
, , - Full Time
Skills Needed
Attention To Detail, Organization, Customer Service, Interpersonal Skills, Technical Report Writing, Appraisal Reviews, Financial Statements, Adaptability, Flexibility, Multi Tasking, Teamwork, Sound Judgment, Proficiency In Microsoft Applications, Loan Origination Systems, Fha/Va/Conventional Agency Loans
Specialization
A bachelor's degree is preferred, or equivalent work experience in a financial or analytical field is required. Candidates should have knowledge and experience in property type reviews, appraisal reviews, and financial statements.
Experience Required
Minimum 2 year(s)
Master Production Scheduler at Carlisle Brake & Friction Inc
Medina, Ohio, United States - Full Time
Skills Needed
Master Scheduling, Production Planning, Sales Inventory And Operations Planning, Mrp Systems, Erp Systems, Communication Skills, Teamwork, Detail Oriented, Multi Tasking, Prioritization, Continuous Improvement, Shop Environment Experience, Warehouse Transactions, Inventory Management, Capacity Planning, Safety Compliance
Specialization
Candidates should have a Bachelor's Degree or 5+ years of experience in Master Scheduling or Production Planning in a manufacturing environment. APICS CPIM certification is preferred.
Experience Required
Minimum 5 year(s)
Electrician at Anheuser-Busch
Arnold, Missouri, United States - Full Time
Skills Needed
Maintenance, Troubleshooting, High Speed Manufacturing Equipment, Quality Checks, Plc Programming, Ac/Dc Drives, Communication Skills, Team Orientation, Servos, Hydraulic Controls, Pneumatic Controls, Temperature Controls, Quality Standards, Safe Work Practices, Computer Skills, Autocad
Specialization
Candidates should have PLC programming and troubleshooting experience, along with the ability to troubleshoot AC/DC drives and high-speed computer-controlled production machinery. A two-year technical certification is a plus, and candidates should possess outstanding communication and team-orientation skills.
Experience Required
Minimum 2 year(s)
Certified Dental Assistant - Burnaby City Dentist at 123Dentist
, , - Full Time
Skills Needed
Certified Dental Assistant, Patient Care, Treatment Assistance, Communication, Customer Service, Sedation Experience, Dental Practice Management Software, Team Collaboration
Specialization
Candidates must have completed a Certified Dental Assisting Level II and have 2-3 years of experience as a Certified Dental Assistant. DAANCE certification or experience with sedation is required, and registration with the BC College of Oral Health Professionals is necessary.
Experience Required
Minimum 2 year(s)
QA/QC Quality Engineer at KEO International Consultants
Riyadh, Riyadh Region, Saudi Arabia - Full Time
Skills Needed
Quality Assurance, Quantity Surveying, Project Network Techniques, Building Works Execution, Contract Compliance, Cost Estimates, Internal Training, Non Conformance Monitoring
Specialization
Candidates should have a minimum of 10 years of experience and a Bachelor's degree in Engineering. Registration with the Saudi Council of Engineers is required, and applicants must be GCC nationals.
Experience Required
Minimum 10 year(s)
SUPERVISOR - FACILITY at Seminole Gaming
Tampa, Florida, United States - Full Time
Skills Needed
Supervision, Maintenance, Emergency Response, Training, Inspection, Technical Reporting, Safety Standards, Project Coordination, Organization, Prioritization, Problem Solving, Communication, Team Leadership, Hazard Management, Time Management
Specialization
Candidates should have a high school diploma or trade school certificate and 1-3 years of experience in facilities maintenance, preferably in a casino environment. A valid State of Florida trade license is preferred.
Experience Required
Minimum 2 year(s)
Team Member-3 at Convive Brands
New York, New York, United States - Full Time
Skills Needed
Customer Service, Food Preparation, Cash Handling, Pos Systems, Cleaning, Organization, Teamwork, Communication
Specialization
Candidates should have 3 to 6 months of related restaurant experience or training, with flexibility in scheduling preferred. Experience with POS systems, especially Toast, is a plus.
Maintenance Operator - Oskar Blues Brewery at Monster Brewing Company
Longmont, Colorado, United States - Full Time
Skills Needed
Mechanical Aptitude, Attention To Detail, Multitasking, Teamwork, Safety Standards, Troubleshooting, Physical Endurance, Organizational Skills
Specialization
Candidates should possess mechanical aptitude and the ability to work in high-pressure situations. Physical strength and endurance are necessary to perform the job's demanding tasks.
Senior Exec / Exec (Loading Master) at FGV Holdings Berhad
, Johor, Malaysia - Full Time
Skills Needed
Jetty Operations, Shipment Coordination, Safety Protocols, Operational Management, Documentation, Team Leadership, Compliance Monitoring, Collaboration
Specialization
Candidates should have experience in managing operational activities and collaborating with various sections during operations. Strong leadership and compliance monitoring skills are essential.
Experience Required
Minimum 5 year(s)
Senior Associate Payroll at Vialto Partners
Shanghai, Shanghai, China - Full Time
Skills Needed
Payroll Processing, Employee Records Management, Statutory Calculations, Payroll Reconciliation, Tax Reporting, Audit Support, Stakeholder Management, Cross Functional Collaboration, Data Collection, Validation, Social Security Submissions, Gl File Preparation, Bank File Processing, Query Resolution, Compliance, Internal Coordination
Specialization
A bachelor's degree in HR, Finance, Economics, Business, or a related field is required. Candidates should have 4-7 years of relevant payroll experience and be proficient in Mandarin and English.
Experience Required
Minimum 5 year(s)
Experienced Fire Alarm Technician, DFW region at StateFire
Wylie, Texas, United States - Full Time
Skills Needed
Fire Alarm Systems, Low Voltage Systems, Technical Troubleshooting, Problem Solving, Blueprint Reading, Wiring Diagrams, Customer Service, Teamwork, Documentation, Safety Protocols, Communication, Reliability, Work Ethic, Attention To Detail, Tools Proficiency, Testing Equipment
Specialization
Candidates should have at least 2 years of experience in fire alarm or low-voltage systems, with NICET Level I or higher certification preferred. Strong technical skills, attention to detail, and the ability to work independently or as part of a team are essential.
Experience Required
Minimum 2 year(s)
Foods Consumer Insights Manager;食品消费者洞察经理 at PepsiCola Bottling Company of New York Inc
Shanghai, Shanghai, China - Full Time
Skills Needed
Consumer Insights, Data Reporting, Issue Analysis, Collaboration, Market Research, Project Management, Business Intelligence, Innovation Testing, Communication Skills, Presentation Skills, Relationship Building, Analytical Skills, Strategic Thinking, Action Planning, Kpi Management, Stakeholder Engagement, Problem Solving
Specialization
Candidates should have 5-6 years of experience in the FMCG or consumer-related industry, with a solid background in business intelligence and consumer insights. Strong project management skills and the ability to collaborate effectively across functions are essential.
Experience Required
Minimum 5 year(s)
Senior Fund Accountant - Real Estate at Aztec Group
Radnor Township, Pennsylvania, United States - Full Time
Skills Needed
Fund Accounting, Audit, Private Equity, Financial Statements, Capital Calls, Distributions, Investor Reporting, Us Gaap, Ifrs, Uk Gaap, Interpersonal Skills, Collaboration, Team Player, Accounting Guidance, Training, Mentoring
Specialization
Candidates should have 3+ years of relevant experience in Fund Accounting or Audit, preferably in the alternative funds sector. A Bachelor's degree in Accounting, Finance, or Economics is essential, and CPA accreditation is advantageous.
Experience Required
Minimum 2 year(s)
Data Collector (South Africa) at HumanSignal
, , South Africa - Full Time
Skills Needed
Detail Oriented, Self Motivated, Photography, Time Management, Instruction Following
Specialization
The ideal candidate should love exploring new places and be reliable and self-motivated. No prior experience is needed, but a smartphone or camera with solid image quality is required.
1078 - General Manager at Domino's Pizza LLC
Lathrup Village, Michigan, United States - Full Time
Skills Needed
Judgment, Math, Multitasking, Customer Service, Staffing, Inventory Control, Cash Control, Food Management, Attendance, Punctuality, Store Cleanliness, Marketing, Profitability, Communication Skills, Driving, Teamwork
Specialization
Candidates should possess strong judgment, math skills, and the ability to multitask effectively. Responsibilities include staffing, paperwork, and ensuring store cleanliness and customer satisfaction.
Commission Sales Associate - Mens, Part Time - Aventura at BLOOMINGDALES COM LLC
Miami, Florida, United States - Full Time
Skills Needed
Customer Service, Sales, Fashion Knowledge, Styling Talent, Product Knowledge, Communication, Interpersonal Skills, Technology Proficiency, Merchandising, Operational Excellence, Relationship Building, Flexibility, Creativity, Teamwork, Problem Solving, Attention To Detail
Specialization
A high school diploma or equivalent is required, along with excellent communication and interpersonal skills. Candidates should be able to work a flexible schedule and possess the ability to think creatively to meet customer needs.
Hollister Co. - Brand Representative, Orio at Abercrombie and Fitch Co.
Bergamo, Lombardy, Italy - Full Time
Skills Needed
Fluent In Italian, Adaptability, Flexibility, Applied Learning, Attention To Detail, Multi Tasking, Work Ethic
Specialization
Fluency in Italian and strong adaptability are required for this role. Candidates should also possess attention to detail and a solid work ethic.
Principal Engineer - Rail - High Voltage at Aecom USA
, karnataka, India - Full Time
Skills Needed
Electrical Design, High Voltage, Substation Design, Traction Power, Lv Design, Technical Reports, Electrical Calculations, Design Specifications, Cad Drawings, Mentoring, Project Management, Risk Management, Quality Assurance, Stakeholder Engagement, International Design Standards, Collaboration
Specialization
Candidates must have a Master of Engineering degree and at least 12 years of experience in railway Electrification & Power design. A Chartered Engineer status or equivalent is preferred, along with proven experience in HV substation design.
Experience Required
Minimum 10 year(s)
Real Estate Asset Management Analyst at LHP Capital, LLC
Knoxville, Tennessee, United States - Full Time
Skills Needed
Financial Analysis, Excel, Microsoft Office, Asset Management, Accounting, Real Estate, Property Management, Data Driven Decisions, Regulatory Compliance, Operational Metrics, Performance Analysis, Collaboration, Budgeting, Property Inspections, Trend Identification, Risk Assessment
Specialization
Candidates should have a bachelor's degree, preferably in Finance or Accounting, and 3-5 years of experience in Asset Management or a related field. Strong proficiency in Excel and Microsoft Office is required, along with experience in real estate or property management environments.
Experience Required
Minimum 2 year(s)
Physical Therapy Technician at Upstream Rehabilitation
New Albany, Mississippi, United States - Full Time
Skills Needed
Organizational Skills, Customer Service, Communication Skills, Multitasking, Computer Proficiency, Attention To Detail
Specialization
Candidates must have a High School Diploma or equivalent and possess excellent customer service and communication skills. Organizational detail and the ability to multitask are also essential.