At Equitable, we believe work should be a place where you feel supported, inspired, and empowered to grow. In our caring and collaborative environment, your curiosity is encouraged, your passion is recognized, and your contributions truly matter. Together, we create meaningful impact—for our clients, our communities, and each other.
Position Title: Associate Underwriting Consultant
Reports To: Manager, Underwriting
Department: Individual Underwriting
Term: Permanent Full-Time
Work Arrangements: You will work from your home office 100% of the time. You may be required to be in-person at our office in Waterloo, ON or another assigned location within the Waterloo Region, on an as needed basis. Sales related roles may be required to travel based on the assignment.
The Opportunity: At Equitable, our focus is on making a meaningful impact in the lives of Canadians by putting clients at the heart of everything we do. We lead with empathy, act with intention, stay curious, and support one another every step of the way. If you’re looking for purpose-driven work in a collaborative and inclusive environment where your voice is heard, and your growth is encouraged we’d love to connect! We are looking for an Associate Underwriting Consultant to join our Individual Underwriting team! This position is critical to Equitable’s success and is a great opportunity to work at one of Waterloo Region’s Top Employers while developing skills for the future. Join one of the Waterloo Area’s Top Employers for 2025 and Southwestern Ontario’s Top Employers for 2024 and be part of something that matters.

• Excellent negotiation skills
• Superior underwriting technical knowledge in both medical and financial underwriting
• Providing educational presentations to underwriting
• Providing training sessions to underwriters including mentoring senior underwriters on large case financial concepts.
• Excellent understanding of legalities of underwriting processes
• Assist Chief Underwriter on medical cases
• ECG Interpretations
• Assist the Senior Underwriting Consultant with semi-annual technical underwriting audits on the underwriting team
• Co-sign for all levels of underwriters in the department
• Assist with the review of fraudulent claims
• Assist with the handling of rescissions from underwriting
• SME for underwriting projects and projects that impact underwriting
• Assist the Senior Underwriting Consultant with planning and execution of Underwriting training day
• Assist in promoting a positive environment in the underwriting department
• Responsible for Competitive analysis and benchmarking to keep Equitable current on our applications, exclusion wording, policy procedures and preferred guidelines
• Responsible for developing underwriting pieces for the RSM and advisors such as build tables and updating the UW admin guide
• Responsible for benchmarking and ongoing, updating of our applications, paramedical forms, change applications and electronic applications
• Assist AVP Chief underwriter on business cases for underwriting initiatives