As a Credit Risk Manager, you'll:

• Assess and sanction new Commercial Real Estate lending opportunities within your delegated authority.
• Review and approve annual reviews and ad hoc in-life customer requests.
• Structure complex lending transactions while balancing commercial opportunities against risk considerations.
• Work closely with Relationship Directors and Business Development colleagues to support sustainable business growth.
• Act as a trusted advisor to colleagues across the Property and Business Finance Division.
• Provide coaching, mentoring and guidance to fellow Credit Managers and wider teams.
• Contribute to the development and continuous improvement of lending policies, standards and procedures.
• Participate in Credit Forums and Credit Committees, supporting high-quality lending decisions.
• Support the ongoing development of effective credit risk controls and risk management practices.
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What do we expect from you?

• Significant experience within a Credit Risk, Credit Sanctioning or Property Finance environment.
• Strong knowledge of Commercial Real Estate and Property Development lending.
• Experience operating with an individual lending mandate.
• A proven ability to structure and approve complex lending transactions.
• Sound commercial judgement and a strong understanding of risk management principles.
• The ability to influence and challenge stakeholders constructively.
• Strong coaching and mentoring capabilities.
• Excellent communication and stakeholder management skills.
• A collaborative approach and a desire to contribute to the success of the wider team.
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It would also be beneficial if you have experience of:

• Trading businesses, particularly within the Care Home or Hotel sectors.
• Syndicated or club deal structures.
• Driving continuous improvement initiatives within a credit environment.
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What can you expect from us?

At Aldermore, you'll be part of a business where specialist expertise is valued, and where colleagues are empowered to make a real difference.

In return, you'll benefit from:

• Competitive salary and benefits package.
• Hybrid working, with the flexibility to work from our London, Reading, Manchester or Cardiff office locations.
• Generous holiday entitlement.
• Pension scheme.
• Private medical insurance.
• Career development and progression opportunities.
• A collaborative and inclusive culture.
• The opportunity to work on complex and interesting lending transactions within a growing specialist bank.
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