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Junior Financial Accountant - AP at Ebury
León, Castile and León, Spain - Full Time
Skills Needed
Accounting, Microsoft Excel, Problem Solving, Teamwork, Data Analysis, Multi Tasking, Attention To Detail, Professional Attitude, Reliability
Specialization
Candidates should have at least half a year of experience in accounting and a relevant degree in fields such as Accounting or Business Management. Advanced proficiency in Microsoft Excel and fluency in English and Spanish are required.
Manager, Sales Finance at ServiceNow
Santa Clara, California, United States - Full Time
Skills Needed
Financial Planning, Analysis, Accounting, Financial Modeling, Data Analysis, Excel Skills, Problem Solving, Analytical Skills, Communication Skills, Stakeholder Management, Strategic Recommendations, Resource Allocation, Project Management, Ai Integration, Team Collaboration, Change Management
Specialization
Candidates should have 7+ years of experience in financial planning & analysis or a related finance role, along with a bachelor's degree in a relevant field. Strong analytical skills and the ability to interpret financial data are essential for success in this role.
Experience Required
Minimum 5 year(s)
Segretario/a Amministrativo/a at Storyteller
Bollate, Lombardy, Italy - Full Time
Skills Needed
Front Office, Customer Service, Communication, Problem Solving, Flexibility, Accounting
Specialization
Candidates should have at least minimal experience in the role. Good relational and communication skills, precision, problem-solving abilities, and flexibility are required.
Strategic Finance Lead at Anavah Talent
, , Philippines - Full Time
Skills Needed
Strategic Thinking, Financial Operations, Accounting, Bookkeeping, Saas Pricing Models, Revenue Compliance, Financial Reporting, Scenario Planning, Cash Forecasting, Attention To Detail, Systems Building, Operational Systems, Automation, Investor Presentations, Fp&A, Communication
Specialization
Candidates should have over 5 years of experience in accounting or finance, ideally in a leadership role, and familiarity with U.S. clients or startups. A bachelor's degree in Accounting, Finance, or a related field is required, along with strong attention to detail and the ability to independently drive workstreams.
Experience Required
Minimum 5 year(s)
Director of Investment Operations & Reporting at Just Group plc
London, England, United Kingdom - Full Time
Skills Needed
Investment Operations, Reporting, Liquidity Management, Collateral Management, Accounting, Treasury Management, Risk Management, Team Leadership, Stakeholder Management, Regulatory Reporting, Financial Services, Negotiation Skills, Operational Problem Solving, Change Management, Asset Valuation, Governance
Specialization
Experience leading middle and back office investment activities in a complex financial services environment is essential. An accounting or actuarial qualification is required, along with strong negotiation skills and the ability to solve complex operational problems.
Experience Required
Minimum 10 year(s)
Internship Finance at LUXASIA
Kuala Lumpur, Kuala Lumpur, Malaysia - Full Time
Skills Needed
Accounting, Microsoft Office, Communication, Eager To Learn
Specialization
Candidates should have relevant educational qualifications in accounting and knowledge of accounting principles. Proficiency in Microsoft Office and good communication skills are also required.
CDI - Coordinateur domaine SI métier Finance F/H at Vetoquinol
Magny-Vernois, Bourgogne – Franche-Comté, France - Full Time
Skills Needed
Erp, Accounting, Project Management, It Solutions, User Support, Functional Administration, English, Excel, Client Orientation, Analytical Skills, Synthesis Skills, Rigor, Proactivity, Collaboration, Communication
Specialization
Candidates should have a Bac +3 degree in management IT or accounting and experience with ERP implementation projects. Proficiency in English and advanced Excel skills are also required.
Experience Required
Minimum 2 year(s)
Group Internal Audit & Risk Manager - German speaking (m/f/x) at Tipico
Saint Julian's, Central Region, Malta - Full Time
Skills Needed
Internal Audit, Risk Management, Analytical Skills, Stakeholder Management, Accounting, Controlling, Data Analysis, Governance, Negotiation, Conflict Resolution, Igaming, E Commerce, Commercial Acumen, Attention To Detail, Methodology, Quality Standards
Specialization
Candidates should hold a Bachelor's degree in a relevant field and have a minimum of 5 years of experience in internal audit or risk management. Fluency in German and strong analytical skills are essential.
Experience Required
Minimum 5 year(s)
Director of Finance at Makeready LLC
Columbus, Ohio, United States - Full Time
Skills Needed
Financial Management, Budgeting, Forecasting, Team Management, Accounting, Strategic Insights, Hospitality Industry Experience, Microsoft Office Suite, Fp+A Software, Vena
Specialization
Candidates must have prior experience as a Director of Financial Planning and Analysis, preferably in the hospitality industry. Management experience and proficiency in Microsoft Office Suite are also required.
Experience Required
Minimum 5 year(s)
Costing Analyst LATAM (Fixed-term position until June 2026) at Syngenta Group
Montevideo, Montevideo, Uruguay - Full Time
Skills Needed
Accounting, Finance, Costing, Reporting, Analysis, Sap, Ifrs, Excel, Communication, Teamwork, Attention To Detail, Analytical Thinking, Initiative, Results Oriented, Flexibility, Adaptability
Specialization
Candidates must be a graduate or advanced student in Accounting or a similar field with a minimum of 3 years of experience in a finance position. Intermediate English proficiency, knowledge of IFRS, SAP, and advanced Excel skills are mandatory.
Experience Required
Minimum 2 year(s)
Impiegato/a Amministrativo/a - Settore GDO at 2
Perugia, Umbria, Italy - Full Time
Skills Needed
Document Management, Administrative Tasks, Accounting, Excel, Organizational Skills, Teamwork, Deadline Management
Specialization
Candidates should have a high school diploma, preferably in an administrative or technical-commercial field. Good knowledge of Office, especially Excel, along with precision and organizational skills are essential.
Jr Bookkeeper at William Douglas Property Management
Charlotte, North Carolina, United States - Full Time
Skills Needed
Accounting, Problem Solving, Attention To Detail, Data Entry, Bank Reconciliation, Legal Document Interpretation, Home Sales Knowledge, Ms Office Suite, Critical Thinking, Time Management, Communication Skills
Specialization
Candidates should have a high school diploma and 3-5 years of experience in a similar role. A basic understanding of accounting principles and strong communication skills are also required.
Experience Required
Minimum 2 year(s)
Bookkeeper at Angel City VA
, , - Full Time
Skills Needed
Bookkeeping, Accounting, Quickbooks, Financial Statements, Attention To Detail, Communication Skills, Data Entry, Financial Record Keeping
Specialization
Candidates must have at least 1 year of experience in US bookkeeping and an Accounting Degree. Proficiency in QuickBooks and strong attention to detail are also required.
CDI - Coordinateur domaine SI métier Finance F/H at Vetoquinol
Magny-Vernois, Bourgogne – Franche-Comté, France - Full Time
Skills Needed
Erp, Accounting, Project Management, It Solutions, User Support, Functional Administration, Client Orientation, Analytical Skills, Synthesis Skills, English Proficiency, Excel, Team Coordination, Problem Solving, Communication, Rigor, Proactivity
Specialization
Candidates should have a Bac +3 degree in management IT or accounting and experience with ERP implementation projects. Proficiency in English and advanced Excel skills are also required.
Experience Required
Minimum 2 year(s)
Assistant Controller at Ameriflight LLC
Grapevine, Texas, United States - Full Time
Skills Needed
Accounting, Financial Reporting, Internal Controls, Compliance, Variance Analysis, Process Improvement, Analytical Skills, Excel, Oracle, Communication, Supervision, Audits, Cash Management, Inventory Accounting, Accounts Payable, Accounts Receivable
Specialization
A degree in Accounting or Finance and passed the CPA exam is required, along with three years of experience in accounting or finance, preferably in the airline industry. Proficiency in accounting software, strong analytical skills, and the ability to supervise staff are also necessary.
Experience Required
Minimum 2 year(s)
Senior Analyst - GFA at Eaton USA
Pune, maharashtra, India - Full Time
Skills Needed
Accounting, Finance, Gl/Fa, Otc, Ptp, Ms Excel, Oracle R12, Mfgpro, Business Intelligence Tools, Analytical Skills, Communication Skills, Process Centric, Internal Control, Continuous Improvement, Customer Focus, Service Delivery
Specialization
Candidates must have an accounting degree (CA, MBA-Finance, or B.Com) and 6-8 years of accounting experience, particularly in a multinational manufacturing industry. Proficiency in Oracle R12, MFGPro, and various business intelligence tools is required.
Experience Required
Minimum 5 year(s)
General Cashier at Accor
Pujut, West Nusa Tenggara, Indonesia - Full Time
Skills Needed
Accounting, Finance, Cash Management, Foreign Currency Exchange, Reconciliation, Ms Excel, Communication, Detail Orientation, Teamwork, Self Motivation, Professional Grooming, Ethics, Hygiene, Customer Service, Problem Solving
Specialization
Candidates should have a diploma in Accounting or Finance and at least one year of relevant experience. Proficiency in English and MS Office applications is also required.
Finance Manager (Senior) at ProtoPie
Seoul, , South Korea - Full Time
Skills Needed
K Ifrs Reporting, External Audits, Accounting, Financial Roles, Ifrs, Fp&A, Internal Control, Corporate Disclosure, Consolidation
Specialization
Candidates must have at least 10 years of experience in accounting or financial roles, with strong knowledge of IFRS and FP&A. Fluency in Korean and English is required, along with experience in a listed company's accounting team.
Experience Required
Minimum 10 year(s)
財務會計專員 at Dcard
Taipei, , Taiwan - Full Time
Skills Needed
Accounting, Financial Analysis, Communication, Excel, Tax Filing, Independent Work
Specialization
Candidates should have at least two years of relevant accounting experience and a degree in accounting or finance. Proficiency in English and experience with report preparation and analysis are also required.
Experience Required
Minimum 2 year(s)
Solution Architect at Anaplan Inc Canada
Tokyo, , Japan - Full Time
Skills Needed
Epm, Project Leadership, Accounting, Scm, Cloud Services, Data Integration, Agile Methodology, Business Applications, Erp, Sap, Oracle, Analytics, Bi, System Design, Implementation, Communication
Specialization
Candidates should have at least 3 years of experience in EPM or planning/budget systems and 3 years of project leadership experience. Experience in accounting or SCM is also required.
Experience Required
Minimum 5 year(s)
Junior Financial Accountant - AP at Ebury
León, Castile and León, Spain -
Full Time

Start Date

Immediate

Expiry Date

01 Mar, 26

Salary

0.0

Posted On

01 Dec, 25

Experience

0 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

No

Skills

Accounting, Microsoft Excel, Problem-Solving, Teamwork, Data Analysis, Multi-Tasking, Attention to Detail, Professional Attitude, Reliability

Industry

Financial Services

Description
Ebury is a global fintech firm dedicated to empowering businesses to expand internationally through tailored and forward-thinking financial solutions. Since our founding in 2009, we’ve grown to a diverse team of over 1,700 professionals across 40+ offices and 29+ markets worldwide. Joining Ebury means becoming part of a collaborative and innovative environment where your contributions are valued. You’ll play a key role in shaping the future of cross-border finance, while advancing your own career in a dynamic, high-growth industry. Junior Financial Accountant - Accounts Payable Ebury Leon Office - Hybrid: 4 days in the office, 1 day working from home per week Working as part of the Finance team from our offices in central Leon you will be responsible for processing, verifying and reconciling invoices plus making payments and controlling expenses by receiving payments. This is an excellent opportunity to join a rapidly growing, international company in a role that offers professional growth and career progression. If you want to develop your professional career in Finance and join an international environment, this is your place. Ready to join the revolution? What you’ll do Completing payments by receiving, processing, verifying, and reconciling invoices Paying employees by verifying expense reports and preparing paychecks Managing all vendor queries regarding finance Reconciling processed work by verifying entries and comparing system reports to balances. Maintaining accounting ledgers by verifying and posting account transactions. Preparing analyses of accounts and producing monthly reports Cross-departmental projects Collaborate in the audit process What you’ll need At least half year of experience in accounting Formación Profesional or University degree in Accounting, Business Management, Economics or similar Advanced user of Microsoft Excel English (C1), Spanish (C1), other languages are a plus Detail-oriented, professional attitude and highly reliable Strong skills in problem-solving, basic accounting principles, teamwork, documentation, data analysis and multi-tasking Ability to work in a fast-paced environment Any ERP (NetSuite/Oracle, SAP and NAV) experience is a plus Why Ebury? Competitive Starting Salary with an annual discretionary bonus that truly rewards your performance from day one. Dedicated Mentorship: Learn directly from experienced managers who are invested in your success. Cutting-Edge Technology: Leverage state-of-the-art tailor made tools and systems that enable you to perform at your best. Clear, Accelerated Career Progression: Defined pathways to leadership and specialist roles within Ebury. Dynamic & Supportive Culture: Work in a collaborative environment where teamwork and personal growth are prioritized. Generous Benefits Package: Access competitive benefits tailored to your location, which typically include health care and social benefits. Central Leon Office: A fantastic location with excellent transport links. Ready to launch your career with a global FinTech? Click the ‘Apply’ Today and discover your potential at Ebury! #LI-JG1 About Us Ebury is a FinTech success story, positioned among the fastest-growing international companies in its sector. Founded in 2009, we are headquartered in London and have more than 1700 staff with a presence in more than 29 markets worldwide. Cultural diversity is part of what makes Ebury a special place to be. From Sao Paulo to Dubai, Vancouver to Auckland, we enjoy sharing team experiences and celebrating success across the Ebury family. Hard work pays off: in 2019, Ebury received a £350 million investment from Banco Santander and has won internationally recognised awards including Financial Times: 1000 Europe's Fastest-Growing Companies. None of this would have been possible without our proudest achievement: our great people. Enthusiastic, innovative and collaborative teams, always ready to disrupt and revolutionise the fast-paced FinTech sector. At Ebury, we’re committed to building a workplace where everyone feels valued, supported, and empowered to thrive. We’re proud to have active employee networks and ESG initiatives that reflect our inclusive culture, including our Women’s Network, LGBTQIA+ Network, and Veterans Network. These communities provide spaces for connection, mentorship, advocacy, and collaboration across our global teams. We believe in inclusion. We stand against discrimination in all forms and have no tolerance for the intolerance of differences that makes us a modern and successful organisation. At Ebury, you can be whoever you want to be and still feel a sense of belonging no matter your story because we want you and your uniqueness to help write our future. Please submit your application on the careers website directly, uploading your CV / resume in English.
Responsibilities
You will be responsible for processing, verifying, and reconciling invoices, as well as managing vendor queries and preparing analyses of accounts. This role involves collaborating in the audit process and maintaining accounting ledgers.
Junior Financial Accountant - AP at Ebury
León, Castile and León, Spain - Full Time
Skills Needed
Accounting, Microsoft Excel, Problem Solving, Teamwork, Data Analysis, Multi Tasking, Attention To Detail, Professional Attitude, Reliability
Specialization
Candidates should have at least half a year of experience in accounting and a relevant degree in fields such as Accounting or Business Management. Advanced proficiency in Microsoft Excel and fluency in English and Spanish are required.
Manager, Sales Finance at ServiceNow
Santa Clara, California, United States - Full Time
Skills Needed
Financial Planning, Analysis, Accounting, Financial Modeling, Data Analysis, Excel Skills, Problem Solving, Analytical Skills, Communication Skills, Stakeholder Management, Strategic Recommendations, Resource Allocation, Project Management, Ai Integration, Team Collaboration, Change Management
Specialization
Candidates should have 7+ years of experience in financial planning & analysis or a related finance role, along with a bachelor's degree in a relevant field. Strong analytical skills and the ability to interpret financial data are essential for success in this role.
Experience Required
Minimum 5 year(s)
Segretario/a Amministrativo/a at Storyteller
Bollate, Lombardy, Italy - Full Time
Skills Needed
Front Office, Customer Service, Communication, Problem Solving, Flexibility, Accounting
Specialization
Candidates should have at least minimal experience in the role. Good relational and communication skills, precision, problem-solving abilities, and flexibility are required.
Strategic Finance Lead at Anavah Talent
, , Philippines - Full Time
Skills Needed
Strategic Thinking, Financial Operations, Accounting, Bookkeeping, Saas Pricing Models, Revenue Compliance, Financial Reporting, Scenario Planning, Cash Forecasting, Attention To Detail, Systems Building, Operational Systems, Automation, Investor Presentations, Fp&A, Communication
Specialization
Candidates should have over 5 years of experience in accounting or finance, ideally in a leadership role, and familiarity with U.S. clients or startups. A bachelor's degree in Accounting, Finance, or a related field is required, along with strong attention to detail and the ability to independently drive workstreams.
Experience Required
Minimum 5 year(s)
Director of Investment Operations & Reporting at Just Group plc
London, England, United Kingdom - Full Time
Skills Needed
Investment Operations, Reporting, Liquidity Management, Collateral Management, Accounting, Treasury Management, Risk Management, Team Leadership, Stakeholder Management, Regulatory Reporting, Financial Services, Negotiation Skills, Operational Problem Solving, Change Management, Asset Valuation, Governance
Specialization
Experience leading middle and back office investment activities in a complex financial services environment is essential. An accounting or actuarial qualification is required, along with strong negotiation skills and the ability to solve complex operational problems.
Experience Required
Minimum 10 year(s)
Internship Finance at LUXASIA
Kuala Lumpur, Kuala Lumpur, Malaysia - Full Time
Skills Needed
Accounting, Microsoft Office, Communication, Eager To Learn
Specialization
Candidates should have relevant educational qualifications in accounting and knowledge of accounting principles. Proficiency in Microsoft Office and good communication skills are also required.
CDI - Coordinateur domaine SI métier Finance F/H at Vetoquinol
Magny-Vernois, Bourgogne – Franche-Comté, France - Full Time
Skills Needed
Erp, Accounting, Project Management, It Solutions, User Support, Functional Administration, English, Excel, Client Orientation, Analytical Skills, Synthesis Skills, Rigor, Proactivity, Collaboration, Communication
Specialization
Candidates should have a Bac +3 degree in management IT or accounting and experience with ERP implementation projects. Proficiency in English and advanced Excel skills are also required.
Experience Required
Minimum 2 year(s)
Group Internal Audit & Risk Manager - German speaking (m/f/x) at Tipico
Saint Julian's, Central Region, Malta - Full Time
Skills Needed
Internal Audit, Risk Management, Analytical Skills, Stakeholder Management, Accounting, Controlling, Data Analysis, Governance, Negotiation, Conflict Resolution, Igaming, E Commerce, Commercial Acumen, Attention To Detail, Methodology, Quality Standards
Specialization
Candidates should hold a Bachelor's degree in a relevant field and have a minimum of 5 years of experience in internal audit or risk management. Fluency in German and strong analytical skills are essential.
Experience Required
Minimum 5 year(s)
Director of Finance at Makeready LLC
Columbus, Ohio, United States - Full Time
Skills Needed
Financial Management, Budgeting, Forecasting, Team Management, Accounting, Strategic Insights, Hospitality Industry Experience, Microsoft Office Suite, Fp+A Software, Vena
Specialization
Candidates must have prior experience as a Director of Financial Planning and Analysis, preferably in the hospitality industry. Management experience and proficiency in Microsoft Office Suite are also required.
Experience Required
Minimum 5 year(s)
Costing Analyst LATAM (Fixed-term position until June 2026) at Syngenta Group
Montevideo, Montevideo, Uruguay - Full Time
Skills Needed
Accounting, Finance, Costing, Reporting, Analysis, Sap, Ifrs, Excel, Communication, Teamwork, Attention To Detail, Analytical Thinking, Initiative, Results Oriented, Flexibility, Adaptability
Specialization
Candidates must be a graduate or advanced student in Accounting or a similar field with a minimum of 3 years of experience in a finance position. Intermediate English proficiency, knowledge of IFRS, SAP, and advanced Excel skills are mandatory.
Experience Required
Minimum 2 year(s)
Impiegato/a Amministrativo/a - Settore GDO at 2
Perugia, Umbria, Italy - Full Time
Skills Needed
Document Management, Administrative Tasks, Accounting, Excel, Organizational Skills, Teamwork, Deadline Management
Specialization
Candidates should have a high school diploma, preferably in an administrative or technical-commercial field. Good knowledge of Office, especially Excel, along with precision and organizational skills are essential.
Jr Bookkeeper at William Douglas Property Management
Charlotte, North Carolina, United States - Full Time
Skills Needed
Accounting, Problem Solving, Attention To Detail, Data Entry, Bank Reconciliation, Legal Document Interpretation, Home Sales Knowledge, Ms Office Suite, Critical Thinking, Time Management, Communication Skills
Specialization
Candidates should have a high school diploma and 3-5 years of experience in a similar role. A basic understanding of accounting principles and strong communication skills are also required.
Experience Required
Minimum 2 year(s)
Bookkeeper at Angel City VA
, , - Full Time
Skills Needed
Bookkeeping, Accounting, Quickbooks, Financial Statements, Attention To Detail, Communication Skills, Data Entry, Financial Record Keeping
Specialization
Candidates must have at least 1 year of experience in US bookkeeping and an Accounting Degree. Proficiency in QuickBooks and strong attention to detail are also required.
CDI - Coordinateur domaine SI métier Finance F/H at Vetoquinol
Magny-Vernois, Bourgogne – Franche-Comté, France - Full Time
Skills Needed
Erp, Accounting, Project Management, It Solutions, User Support, Functional Administration, Client Orientation, Analytical Skills, Synthesis Skills, English Proficiency, Excel, Team Coordination, Problem Solving, Communication, Rigor, Proactivity
Specialization
Candidates should have a Bac +3 degree in management IT or accounting and experience with ERP implementation projects. Proficiency in English and advanced Excel skills are also required.
Experience Required
Minimum 2 year(s)
Assistant Controller at Ameriflight LLC
Grapevine, Texas, United States - Full Time
Skills Needed
Accounting, Financial Reporting, Internal Controls, Compliance, Variance Analysis, Process Improvement, Analytical Skills, Excel, Oracle, Communication, Supervision, Audits, Cash Management, Inventory Accounting, Accounts Payable, Accounts Receivable
Specialization
A degree in Accounting or Finance and passed the CPA exam is required, along with three years of experience in accounting or finance, preferably in the airline industry. Proficiency in accounting software, strong analytical skills, and the ability to supervise staff are also necessary.
Experience Required
Minimum 2 year(s)
Senior Analyst - GFA at Eaton USA
Pune, maharashtra, India - Full Time
Skills Needed
Accounting, Finance, Gl/Fa, Otc, Ptp, Ms Excel, Oracle R12, Mfgpro, Business Intelligence Tools, Analytical Skills, Communication Skills, Process Centric, Internal Control, Continuous Improvement, Customer Focus, Service Delivery
Specialization
Candidates must have an accounting degree (CA, MBA-Finance, or B.Com) and 6-8 years of accounting experience, particularly in a multinational manufacturing industry. Proficiency in Oracle R12, MFGPro, and various business intelligence tools is required.
Experience Required
Minimum 5 year(s)
General Cashier at Accor
Pujut, West Nusa Tenggara, Indonesia - Full Time
Skills Needed
Accounting, Finance, Cash Management, Foreign Currency Exchange, Reconciliation, Ms Excel, Communication, Detail Orientation, Teamwork, Self Motivation, Professional Grooming, Ethics, Hygiene, Customer Service, Problem Solving
Specialization
Candidates should have a diploma in Accounting or Finance and at least one year of relevant experience. Proficiency in English and MS Office applications is also required.
Finance Manager (Senior) at ProtoPie
Seoul, , South Korea - Full Time
Skills Needed
K Ifrs Reporting, External Audits, Accounting, Financial Roles, Ifrs, Fp&A, Internal Control, Corporate Disclosure, Consolidation
Specialization
Candidates must have at least 10 years of experience in accounting or financial roles, with strong knowledge of IFRS and FP&A. Fluency in Korean and English is required, along with experience in a listed company's accounting team.
Experience Required
Minimum 10 year(s)
財務會計專員 at Dcard
Taipei, , Taiwan - Full Time
Skills Needed
Accounting, Financial Analysis, Communication, Excel, Tax Filing, Independent Work
Specialization
Candidates should have at least two years of relevant accounting experience and a degree in accounting or finance. Proficiency in English and experience with report preparation and analysis are also required.
Experience Required
Minimum 2 year(s)
Solution Architect at Anaplan Inc Canada
Tokyo, , Japan - Full Time
Skills Needed
Epm, Project Leadership, Accounting, Scm, Cloud Services, Data Integration, Agile Methodology, Business Applications, Erp, Sap, Oracle, Analytics, Bi, System Design, Implementation, Communication
Specialization
Candidates should have at least 3 years of experience in EPM or planning/budget systems and 3 years of project leadership experience. Experience in accounting or SCM is also required.
Experience Required
Minimum 5 year(s)