SUMMARY:

The Commercial Underwriting Program is designed to jumpstart a challenging career as a Credit professional within Commercial Underwriting. In this program, you will build a strong credit foundation and develop technical underwriting skills within one or more of our Commercial Bank Lines of Business.

MINIMUM QUALIFICATIONS

• Bachelor’s Degree Two (2) Accounting courses (minimum 6 units)
• 1 year of experience with Microsoft Office Applications (Microsoft Word, Excel, PowerPoint, Outlook)

PREFERRED QUALIFICATIONS:

• Bachelor’s Degree in Business, Economics, or similar degree field
• Overall GPA of 3.0 and 3.0 GPA in two accounting courses
• 1 year of experience with Microsoft Office Applications (Microsoft Word, Excel, PowerPoint, Outlook)
• Demonstrated leadership and strong verbal and written communication skills

Seeking candidates with:

• Excellent verbal and written communication skills Exceptional analytical, problem solving, and technical aptitude
• Time management skills and ability to handle multiple assignments Strong customer focus

KEY RESPONSIBILITIES

• Prepare loan approval packages, in partnership with Relationship Managers and Portfolio Managers, for credit decisioning.
• Provide complete analysis of loan approval package for new credit requests, as well as annual reviews of existing relationships, utilizing the various underwriting methods as established by Credit Administration.
• Analyze financial information to identify key strengths and credit risks and mitigating factors associated with credit requests.
• Determine appropriate loan structures and banking solutions to meet customer needs.
• Monitor credit exposure for portfolio relationships.