Citi Jobs overseas

About 3355 results in (2) seconds Clear Filters

Jobs Search

About 3355 results in (2) seconds
Securities & Derivatives Rep at Citi
Gurugram, haryana, India - Full Time
Skills Needed
Data Analysis, Process Improvement, Securities, Derivatives, Operational Tasks, Report Preparation, Risk Management, Audit Compliance, Policy Development, Communication Skills
Specialization
Candidates should have 2-4 years of relevant experience and a fundamental knowledge of securities and derivatives activities. Clear written and verbal communication skills are also essential.
Experience Required
Minimum 2 year(s)
Client Onboarding Manager at Citi
Mumbai, maharashtra, India - Full Time
Skills Needed
Project Management, Communication Skills, Organizational Skills, Planning Skills, Negotiation Skills, Problem Solving Skills, Attention To Detail, Flexibility, Results Orientation, Decision Making Skills, Technical Integration, Compliance, Risk Assessment, Client Engagement, Process Enhancement, Quality Assurance
Specialization
Candidates should have 5-8 years of experience with a strong results orientation and excellent communication skills. They must demonstrate the ability to manage complex integration solutions and work effectively in a high-pressure environment.
Experience Required
Minimum 5 year(s)
IAM ISA Solution Center Manager at Citi
Taguig, Metro Manila, Philippines - Full Time
Skills Needed
Information Security, Risk Assessment, Team Management, Communication, Analytical Skills, Relationship Management, System Security, Process Improvement, Compliance, Ethical Judgment, Service Delivery, Cybersecurity, Entitlement Management, System Development Lifecycle, Is Certifications, Professional Development
Specialization
Candidates should have 5-8 years of relevant experience and a bachelor's degree or equivalent. IS certifications are preferred, along with strong communication and analytical skills.
Experience Required
Minimum 5 year(s)
Finance Transformation PMO –Program Manager, AVP at Citi
Heredia, , Costa Rica - Full Time
Skills Needed
Program Management, Project Management, Change Management, Stakeholder Management, Communication, Risk Management, Analytical Skills, Problem Solving, Strategic Planning, Financial Services, Organizational Change, Team Player, Interpersonal Skills, Quantitative Skills, Qualitative Skills, Ms Office
Specialization
Candidates should have 5-8+ years of relevant experience in program/project management and supporting transformation projects. A bachelor's degree and advanced MS Office skills are required, along with excellent communication and analytical skills.
Experience Required
Minimum 5 year(s)
Business Analytics Analyst at Citi
Bengaluru, karnataka, India - Full Time
Skills Needed
Business Analytics, Data Analysis, Communication Skills, Process Improvement, Policy Formulation, Risk Assessment, Data Interpretation, Exploratory Data Analysis, Qualitative Analysis, Strategic Recommendations, Cross Functional Collaboration, Consumer Insights, Decision Strategies, Compliance, Ethical Judgment
Specialization
Candidates should have 2-4 years of relevant experience and possess good communication skills to work with cross-functional partners. A bachelor's degree or equivalent experience is required.
Experience Required
Minimum 2 year(s)
IT Project Tech Lead Vice President at Citi
Irving, Texas, United States - Full Time
Skills Needed
Communication Skills, Diplomacy Skills, Project Management, Process Improvement, Business Analysis, It Leadership, Resource Planning, Status Reporting, Problem Solving, Innovative Solutions, Influencing Skills, Advisory Skills, Coaching Skills, Complex Business Processes, System Processes, Industry Standards
Specialization
Candidates should have 6-10 years of experience in a related technology role and be a subject matter expert in the field. A Bachelor's/University degree or equivalent experience is required, with a potential preference for a Master's degree.
Experience Required
Minimum 5 year(s)
Governance, Operational & Risk Management Analyst at Citi
Mumbai, maharashtra, India - Full Time
Skills Needed
Analytical Thinking, Business Acumen, Communication, Constructive Debate, Controls Assessment, Controls Lifecycle, Escalation Management, Issue Management, Risk Management, Stakeholder Management
Specialization
Candidates should have 6-10 years of experience in the financial services industry, focusing on governance and operational oversight. Strong analytical and communication skills are essential, along with knowledge of risk and control metrics.
Experience Required
Minimum 10 year(s)
Fund Accounting Team Coordinator at Citi
Tampa, Florida, United States - Full Time
Skills Needed
Fund Accounting, Financial Services, Team Coordination, Problem Solving, Training, Coaching, Process Improvement, Regulatory Reporting, Communication, Subject Matter Expert, Workflow Management, Audit Coordination, Client Reporting, Performance Assessment, Transaction Support, Nav Calculation
Specialization
Candidates should have 5-8 years of relevant experience in fund accounting and financial services, along with a Chartered Accountant, CFA, or MBA qualification. Strong communication skills and the ability to work in a team-oriented environment are essential.
Experience Required
Minimum 5 year(s)
Assistant Vice President - Books and Records (Market Operations) at Citi
Pune, maharashtra, India - Full Time
Skills Needed
Accounting, Financial Management, Operational Processes, Leadership, Communication, Quality Control, Balance Sheet Substantiation, Risk Management, Data Analysis, Training Development, Collaboration, Issue Management, Technology Transformation, Process Re Engineering, Metrics Monitoring, Compliance
Specialization
Candidates should have over 10 years of relevant experience and a strong background in financial accounting and operational processes. A bachelor's degree is required, with a master's degree preferred, along with strong leadership and communication skills.
Experience Required
Minimum 10 year(s)
Senior Business Associate - Vice President - Warsaw at Citi
Warsaw, Masovian Voivodeship, Poland - Full Time
Skills Needed
Communications, Strategy Development, Employee Engagement, Data Reconciliation, Financial Deliverables, Project Management, Excel, Presentation Skills, Interpersonal Skills, Analytical Skills, Organizational Skills, Attention To Detail, Collaboration, Communication Tools, Technology Utilization, Brand Awareness
Specialization
Candidates should have 8+ years of experience in financial services or related industries, with a preference for communications or marketing experience. A Bachelor's degree is required, and a Master's degree is preferred.
Experience Required
Minimum 10 year(s)
Credit Risk Intermediate Analyst - Officer at Citi
Irving, Texas, United States - Full Time
Skills Needed
Analytical Thinking, Financial Analysis, Risk Identification, Risk Assessment, Policy And Regulation, Product Knowledge, Risk Controls, Constructive Debate, Escalation Management
Specialization
Candidates should have 2-5 years of relevant experience and demonstrate strong communication and influencing skills. A bachelor's degree or equivalent experience is required.
Experience Required
Minimum 2 year(s)
Part Time Universal Banker (20 Hours) Rye Branch at Citi
Rye, New York, United States - Full Time
Skills Needed
Account Opening, Customer Service, Financial Transactions, Sales Opportunities, Complaint Resolution, Operational Controls, Communication Skills, Retail Banking
Specialization
1-3 years of relevant experience in Retail Banking or similar is required. Candidates must demonstrate clear written and verbal communication skills and have a high school diploma or equivalent.
KYC Operations Analyst 2 - Mumbai at Citi
Mumbai, maharashtra, India - Full Time
Skills Needed
Kyc Operations, Aml, Regulatory Compliance, Business Acumen, Credible Challenge, Laws And Regulations, Management Reporting, Policy And Procedure, Program Management, Referral And Escalation, Risk Controls And Monitors, Risk Identification And Assessment, Risk Remediation
Specialization
Candidates should have experience in KYC operations and a strong understanding of regulatory compliance requirements. Skills in risk management and program management are also essential.
Experience Required
Minimum 2 year(s)
Senior Business Analyst - Bangalore at Citi
Bengaluru, karnataka, India - Full Time
Skills Needed
Data Analytics, Marketing Analytics, Predictive Modeling, Machine Learning, Hypothesis Testing, Segmentation, Time Series Forecasting, Sql, Python, R, Data Visualization, Natural Language Processing, Problem Solving, Communication Skills, Project Management, Coaching
Specialization
Candidates should have a Bachelor's or Master's degree with 5-8 years of experience in data analytics, particularly in marketing analytics and sales strategy optimization. Proficiency in analytical methods and tools such as Python, SQL, and machine learning is essential.
Experience Required
Minimum 5 year(s)
Quality Assurance, Monitoring & Testing Sr. Analyst - AVP at Citi
Heredia, , Costa Rica - Full Time
Skills Needed
Operational Risk Management, Compliance, Audit, Control Related Functions, Analytical Skills, Communication, Problem Solving, Decision Making, Stakeholder Management, Quality Assurance, Testing, Monitoring, Risk Management, Controls Assessment, Process Improvement, Control Design Assessment
Specialization
Candidates should have 5-8 years of experience in operational risk management or related fields within the financial services industry. Strong analytical and communication skills are essential, along with a solid understanding of compliance laws and the ability to manage multiple tasks.
Experience Required
Minimum 5 year(s)
Data Governance Foundation Sr Analyst - C12 - MUMBAI at Citi
Mumbai, maharashtra, India - Full Time
Skills Needed
Data Governance, Data Management, Data Quality, Regulatory Reporting, Analytics, Sql, Tableau, Power Bi, Statistical Methods, Business Intelligence, Exploratory Analytics, Collaboration, Ai Technologies, Wholesale Lending, Risk Management, Policy And Procedure
Specialization
Candidates should have a bachelor's degree in a relevant field and at least 5 years of experience in analytics or reporting within the financial services industry. Knowledge of regulatory frameworks and advanced data analysis skills are essential.
Experience Required
Minimum 5 year(s)
Fraud Operations Sr Supervisor at Citi
Pune, maharashtra, India - Full Time
Skills Needed
Fraud Operations, Leadership, Project Management, Performance Management, Communication, Relationship Management, Microsoft Office, Analytical Skills, Mentorship, Team Development, Innovation, Process Improvement, Recruitment, Coaching, Client Experience, Performance Evaluation
Specialization
Candidates should have 2-5 years of relevant experience in a Fraud Operations or Leadership role, along with proficiency in project management and effective communication skills. A Bachelor's degree or equivalent experience is required.
Experience Required
Minimum 2 year(s)
Big Data Developer ( Pyspark /Scala) at Citi
Chennai, tamil nadu, India - Full Time
Skills Needed
Big Data, Hadoop, Cloud Era, Spark, Scala, Kafka Api, Programming Solutions, Testing, Debugging, Problem Solving, Decision Making, Communication, Financial Services, Applications Development, Security Issues, Vulnerabilities
Specialization
Candidates should have 4-6 years of relevant experience in the Financial Services industry and intermediate experience in Applications Development. A Bachelor's degree or equivalent experience is required.
Experience Required
Minimum 5 year(s)
Records Management Lead Analyst - Vice President at Citi
Mumbai, maharashtra, India - Full Time
Skills Needed
Records Management, Data Management, Program Governance, Risk Control, Compliance, Analytic Skills, Problem Solving, Communication, Collaboration, Project Management, Data Governance, Internal Controls, Policy Development, Management Reporting, Laws And Regulations, Constructive Debate
Specialization
Candidates should have over 10 years of experience in Program Governance, Risk & Control, and Compliance functions, with a strong preference for experience in Records, Data, and Information Management. Effective communication and collaboration skills are essential, along with a high degree of initiative and problem-solving abilities.
Experience Required
Minimum 10 year(s)
Credit Card Pricing Analyst at Citi
Pune, maharashtra, India - Full Time
Skills Needed
Sql, Sas, Data Analysis, Credit Card Business, Financial Estimates, Process Management, Communication Skills, Statistics, Risk Awareness, Detail Oriented, Curiosity, Team Player, Project Validation, Rewards Optimization, Interest Rates, P&L Analysis
Specialization
Candidates should have a degree in a quantitative field and 2-5 years of relevant experience in the credit card and retail banking industry. Strong analytical skills, process management abilities, and effective communication are essential.
Experience Required
Minimum 2 year(s)
Securities & Derivatives Rep at Citi
Gurugram, haryana, India -
Full Time


Start Date

Immediate

Expiry Date

30 Mar, 26

Salary

0.0

Posted On

30 Dec, 25

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

No

Skills

Data Analysis, Process Improvement, Securities, Derivatives, Operational Tasks, Report Preparation, Risk Management, Audit Compliance, Policy Development, Communication Skills

Industry

Financial Services

Description
Identify and implement process improves of the securities and derivatives settlement process using data analysis tools and methodologies Complete operational tasks focused on administering defined procedures, analyses and report preparation Analyze data and make recommendations for the launch of new products and services or upgraded platforms Minimize risk to the bank by monitoring errors and suggesting solutions that reduce errors, and ensure adherence to audit and control policies Identify policy gaps and propose efforts to streamline the securities and derivatives settlement processes Monitor, analyze and evaluate processes and data to ensure the accuracy and quality of completed settlement tasks Maintain an in-depth understanding of how the team collaborates with other areas in accomplishing assigned tasks 2-4 years of relevant experience Fundamental knowledge of securities/derivatives activities, policies, procedures, and concepts Consistently demonstrates clear and concise written and verbal communication skills High School diploma or equivalent ------------------------------------------------------ For complementary skills, please see above and/or contact the recruiter. ------------------------------------------------------
Responsibilities
The role involves identifying and implementing process improvements in the securities and derivatives settlement process through data analysis. Additionally, it includes monitoring errors, suggesting solutions, and ensuring adherence to audit and control policies.
Securities & Derivatives Rep at Citi
Gurugram, haryana, India - Full Time
Skills Needed
Data Analysis, Process Improvement, Securities, Derivatives, Operational Tasks, Report Preparation, Risk Management, Audit Compliance, Policy Development, Communication Skills
Specialization
Candidates should have 2-4 years of relevant experience and a fundamental knowledge of securities and derivatives activities. Clear written and verbal communication skills are also essential.
Experience Required
Minimum 2 year(s)
Client Onboarding Manager at Citi
Mumbai, maharashtra, India - Full Time
Skills Needed
Project Management, Communication Skills, Organizational Skills, Planning Skills, Negotiation Skills, Problem Solving Skills, Attention To Detail, Flexibility, Results Orientation, Decision Making Skills, Technical Integration, Compliance, Risk Assessment, Client Engagement, Process Enhancement, Quality Assurance
Specialization
Candidates should have 5-8 years of experience with a strong results orientation and excellent communication skills. They must demonstrate the ability to manage complex integration solutions and work effectively in a high-pressure environment.
Experience Required
Minimum 5 year(s)
IAM ISA Solution Center Manager at Citi
Taguig, Metro Manila, Philippines - Full Time
Skills Needed
Information Security, Risk Assessment, Team Management, Communication, Analytical Skills, Relationship Management, System Security, Process Improvement, Compliance, Ethical Judgment, Service Delivery, Cybersecurity, Entitlement Management, System Development Lifecycle, Is Certifications, Professional Development
Specialization
Candidates should have 5-8 years of relevant experience and a bachelor's degree or equivalent. IS certifications are preferred, along with strong communication and analytical skills.
Experience Required
Minimum 5 year(s)
Finance Transformation PMO –Program Manager, AVP at Citi
Heredia, , Costa Rica - Full Time
Skills Needed
Program Management, Project Management, Change Management, Stakeholder Management, Communication, Risk Management, Analytical Skills, Problem Solving, Strategic Planning, Financial Services, Organizational Change, Team Player, Interpersonal Skills, Quantitative Skills, Qualitative Skills, Ms Office
Specialization
Candidates should have 5-8+ years of relevant experience in program/project management and supporting transformation projects. A bachelor's degree and advanced MS Office skills are required, along with excellent communication and analytical skills.
Experience Required
Minimum 5 year(s)
Business Analytics Analyst at Citi
Bengaluru, karnataka, India - Full Time
Skills Needed
Business Analytics, Data Analysis, Communication Skills, Process Improvement, Policy Formulation, Risk Assessment, Data Interpretation, Exploratory Data Analysis, Qualitative Analysis, Strategic Recommendations, Cross Functional Collaboration, Consumer Insights, Decision Strategies, Compliance, Ethical Judgment
Specialization
Candidates should have 2-4 years of relevant experience and possess good communication skills to work with cross-functional partners. A bachelor's degree or equivalent experience is required.
Experience Required
Minimum 2 year(s)
IT Project Tech Lead Vice President at Citi
Irving, Texas, United States - Full Time
Skills Needed
Communication Skills, Diplomacy Skills, Project Management, Process Improvement, Business Analysis, It Leadership, Resource Planning, Status Reporting, Problem Solving, Innovative Solutions, Influencing Skills, Advisory Skills, Coaching Skills, Complex Business Processes, System Processes, Industry Standards
Specialization
Candidates should have 6-10 years of experience in a related technology role and be a subject matter expert in the field. A Bachelor's/University degree or equivalent experience is required, with a potential preference for a Master's degree.
Experience Required
Minimum 5 year(s)
Governance, Operational & Risk Management Analyst at Citi
Mumbai, maharashtra, India - Full Time
Skills Needed
Analytical Thinking, Business Acumen, Communication, Constructive Debate, Controls Assessment, Controls Lifecycle, Escalation Management, Issue Management, Risk Management, Stakeholder Management
Specialization
Candidates should have 6-10 years of experience in the financial services industry, focusing on governance and operational oversight. Strong analytical and communication skills are essential, along with knowledge of risk and control metrics.
Experience Required
Minimum 10 year(s)
Fund Accounting Team Coordinator at Citi
Tampa, Florida, United States - Full Time
Skills Needed
Fund Accounting, Financial Services, Team Coordination, Problem Solving, Training, Coaching, Process Improvement, Regulatory Reporting, Communication, Subject Matter Expert, Workflow Management, Audit Coordination, Client Reporting, Performance Assessment, Transaction Support, Nav Calculation
Specialization
Candidates should have 5-8 years of relevant experience in fund accounting and financial services, along with a Chartered Accountant, CFA, or MBA qualification. Strong communication skills and the ability to work in a team-oriented environment are essential.
Experience Required
Minimum 5 year(s)
Assistant Vice President - Books and Records (Market Operations) at Citi
Pune, maharashtra, India - Full Time
Skills Needed
Accounting, Financial Management, Operational Processes, Leadership, Communication, Quality Control, Balance Sheet Substantiation, Risk Management, Data Analysis, Training Development, Collaboration, Issue Management, Technology Transformation, Process Re Engineering, Metrics Monitoring, Compliance
Specialization
Candidates should have over 10 years of relevant experience and a strong background in financial accounting and operational processes. A bachelor's degree is required, with a master's degree preferred, along with strong leadership and communication skills.
Experience Required
Minimum 10 year(s)
Senior Business Associate - Vice President - Warsaw at Citi
Warsaw, Masovian Voivodeship, Poland - Full Time
Skills Needed
Communications, Strategy Development, Employee Engagement, Data Reconciliation, Financial Deliverables, Project Management, Excel, Presentation Skills, Interpersonal Skills, Analytical Skills, Organizational Skills, Attention To Detail, Collaboration, Communication Tools, Technology Utilization, Brand Awareness
Specialization
Candidates should have 8+ years of experience in financial services or related industries, with a preference for communications or marketing experience. A Bachelor's degree is required, and a Master's degree is preferred.
Experience Required
Minimum 10 year(s)
Credit Risk Intermediate Analyst - Officer at Citi
Irving, Texas, United States - Full Time
Skills Needed
Analytical Thinking, Financial Analysis, Risk Identification, Risk Assessment, Policy And Regulation, Product Knowledge, Risk Controls, Constructive Debate, Escalation Management
Specialization
Candidates should have 2-5 years of relevant experience and demonstrate strong communication and influencing skills. A bachelor's degree or equivalent experience is required.
Experience Required
Minimum 2 year(s)
Part Time Universal Banker (20 Hours) Rye Branch at Citi
Rye, New York, United States - Full Time
Skills Needed
Account Opening, Customer Service, Financial Transactions, Sales Opportunities, Complaint Resolution, Operational Controls, Communication Skills, Retail Banking
Specialization
1-3 years of relevant experience in Retail Banking or similar is required. Candidates must demonstrate clear written and verbal communication skills and have a high school diploma or equivalent.
KYC Operations Analyst 2 - Mumbai at Citi
Mumbai, maharashtra, India - Full Time
Skills Needed
Kyc Operations, Aml, Regulatory Compliance, Business Acumen, Credible Challenge, Laws And Regulations, Management Reporting, Policy And Procedure, Program Management, Referral And Escalation, Risk Controls And Monitors, Risk Identification And Assessment, Risk Remediation
Specialization
Candidates should have experience in KYC operations and a strong understanding of regulatory compliance requirements. Skills in risk management and program management are also essential.
Experience Required
Minimum 2 year(s)
Senior Business Analyst - Bangalore at Citi
Bengaluru, karnataka, India - Full Time
Skills Needed
Data Analytics, Marketing Analytics, Predictive Modeling, Machine Learning, Hypothesis Testing, Segmentation, Time Series Forecasting, Sql, Python, R, Data Visualization, Natural Language Processing, Problem Solving, Communication Skills, Project Management, Coaching
Specialization
Candidates should have a Bachelor's or Master's degree with 5-8 years of experience in data analytics, particularly in marketing analytics and sales strategy optimization. Proficiency in analytical methods and tools such as Python, SQL, and machine learning is essential.
Experience Required
Minimum 5 year(s)
Quality Assurance, Monitoring & Testing Sr. Analyst - AVP at Citi
Heredia, , Costa Rica - Full Time
Skills Needed
Operational Risk Management, Compliance, Audit, Control Related Functions, Analytical Skills, Communication, Problem Solving, Decision Making, Stakeholder Management, Quality Assurance, Testing, Monitoring, Risk Management, Controls Assessment, Process Improvement, Control Design Assessment
Specialization
Candidates should have 5-8 years of experience in operational risk management or related fields within the financial services industry. Strong analytical and communication skills are essential, along with a solid understanding of compliance laws and the ability to manage multiple tasks.
Experience Required
Minimum 5 year(s)
Data Governance Foundation Sr Analyst - C12 - MUMBAI at Citi
Mumbai, maharashtra, India - Full Time
Skills Needed
Data Governance, Data Management, Data Quality, Regulatory Reporting, Analytics, Sql, Tableau, Power Bi, Statistical Methods, Business Intelligence, Exploratory Analytics, Collaboration, Ai Technologies, Wholesale Lending, Risk Management, Policy And Procedure
Specialization
Candidates should have a bachelor's degree in a relevant field and at least 5 years of experience in analytics or reporting within the financial services industry. Knowledge of regulatory frameworks and advanced data analysis skills are essential.
Experience Required
Minimum 5 year(s)
Fraud Operations Sr Supervisor at Citi
Pune, maharashtra, India - Full Time
Skills Needed
Fraud Operations, Leadership, Project Management, Performance Management, Communication, Relationship Management, Microsoft Office, Analytical Skills, Mentorship, Team Development, Innovation, Process Improvement, Recruitment, Coaching, Client Experience, Performance Evaluation
Specialization
Candidates should have 2-5 years of relevant experience in a Fraud Operations or Leadership role, along with proficiency in project management and effective communication skills. A Bachelor's degree or equivalent experience is required.
Experience Required
Minimum 2 year(s)
Big Data Developer ( Pyspark /Scala) at Citi
Chennai, tamil nadu, India - Full Time
Skills Needed
Big Data, Hadoop, Cloud Era, Spark, Scala, Kafka Api, Programming Solutions, Testing, Debugging, Problem Solving, Decision Making, Communication, Financial Services, Applications Development, Security Issues, Vulnerabilities
Specialization
Candidates should have 4-6 years of relevant experience in the Financial Services industry and intermediate experience in Applications Development. A Bachelor's degree or equivalent experience is required.
Experience Required
Minimum 5 year(s)
Records Management Lead Analyst - Vice President at Citi
Mumbai, maharashtra, India - Full Time
Skills Needed
Records Management, Data Management, Program Governance, Risk Control, Compliance, Analytic Skills, Problem Solving, Communication, Collaboration, Project Management, Data Governance, Internal Controls, Policy Development, Management Reporting, Laws And Regulations, Constructive Debate
Specialization
Candidates should have over 10 years of experience in Program Governance, Risk & Control, and Compliance functions, with a strong preference for experience in Records, Data, and Information Management. Effective communication and collaboration skills are essential, along with a high degree of initiative and problem-solving abilities.
Experience Required
Minimum 10 year(s)
Credit Card Pricing Analyst at Citi
Pune, maharashtra, India - Full Time
Skills Needed
Sql, Sas, Data Analysis, Credit Card Business, Financial Estimates, Process Management, Communication Skills, Statistics, Risk Awareness, Detail Oriented, Curiosity, Team Player, Project Validation, Rewards Optimization, Interest Rates, P&L Analysis
Specialization
Candidates should have a degree in a quantitative field and 2-5 years of relevant experience in the credit card and retail banking industry. Strong analytical skills, process management abilities, and effective communication are essential.
Experience Required
Minimum 2 year(s)
Loading...