DO YOU WANT YOUR VOICE HEARD AND YOUR ACTIONS TO COUNT?

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.
With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.
Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

PERSONAL REQUIREMENTS:

Integrity and Responsibility

• Balance Risk with Opportunity
• Customer Focus
• Demonstrate Global Perspective

Professionalism and Teamwork

• Drive For Results
• Collaborate and Build Partnerships
• Communicate Effectively and Professionally

Challenge Ourselves To Grow

• Influence and Inspire Others
• Lead Change & Seek Continuous Improvement
• Think Strategically
• Manage and Develop Talent

THE ROLE INCLUDES THE FOLLOWING:

• Manage a portfolio of credit accounts, which require supporting Relationship Managers; performing credit-related due diligence; identify, quantify risk drivers and propose mitigants in structured and vanilla transactions; transaction execution; monitor deadlines; and, review and execute facility documentation;
• Prepare credit applications (renewals, new facilities, amendments & waivers) and internal borrower ratings providing approval recommendations;
• Assist Relationship Managers in their review and execution of Facility and Security documentation to ensure that commercial and legal aspects meet MUFG standards;
• Conduct data manipulation and analysis, including running financial scenarios, to enable interpretation of figures, patterns and trends to provide relationship managers with information to support decision making;
• Conduct research from a range of generalised and specialist sources, extracting relevant information and summarising data to inform decision making at more senior levels;
• Contribute to the development, adaptation and application of policy & procedures to ensure a compliant and rigorous approach to the management of any risk which can negatively affect the portfolio;
• Liaise with internal counterparts throughout MUFG and with external counterparts to gather relevant information to support decision making and planning;
• Collaborate with internal counterparts to develop compromise solutions, for challenging credit cases;
• Understand the business, regulatory and risk framework, working with the business to assist its growth while ensuring compliance with internal policies and risk appetite;
• Support the Head of Portfolio Management to enhance the credit process, contribute to strategic initiatives as well as support the overall portfolio management;
• Develop and guide graduates and interns to expand their credit skillset and profile.

IN ORDER TO BE SUCCESSFUL IN THE ROLE, YOU WILL NEED THE FOLLOWING:

Skills and experience:

Essential:

• Good corporate credit analysis and research skills (including stress test and modelling) ideally gained in a banking environment (ideally minimum 2 years).
• Specialist knowledge and extensive experience in credit analysis
• Strong analytical and numeracy skills based on relevant credit systems and models
• Strong presentation and communication skills – both oral and written;
• Computer literacy, including core Microsoft Office suite (Excel, PowerPoint)
• Interpersonal skills and networking skills

Preferred:

• Experience in a Credit Sanctioning Department;
• A background in natural resources finance.
• Specialized in energy commodities or metals or agri commodities

We offer you a role in one of the largest banks of the world in a growing and international environment. You have various opportunities to develop yourself and we will support you with that by offering various training and development possibilities.

• We take into account your home situation and your ambitions and help you to balance work and private life.
• Monthly team events.
• To work in an ambitious, international environment with colleagues from different countries and cultures, who strive for the best