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Senior Credit Officer, Europe & Americas at Westpac Group
London, England, United Kingdom - Full Time
Skills Needed
Credit Risk Management, Credit Analysis, Project Finance, Acquisition Finance, Energy Sector, Infrastructure Assets, Natural Resources, Financial Markets, Structured Products, Risk Appetite, Legal Documentation, Negotiation, Influencing, Commercial Mindset, Governance Reporting
Specialization
Candidates must have significant experience in a credit-related analytical role with previous delegated authority to approve credit risk. A tertiary qualification with a business degree or postgraduate qualification is required, along with practical knowledge of legal documentation.
Experience Required
Minimum 10 year(s)
Kitchen porter - Colleague Dining at Accor
Knutsford, England, United Kingdom - Full Time
Skills Needed
Cleaning, Hygiene Maintenance, Health And Safety Compliance, Coshh, Manual Handling, Communication Skills, Organizational Skills, Time Management, Teamwork, Flexibility, Multi Skilling
Specialization
Requires 1-3 years of experience in the hospitality industry and intermediate communication skills. Candidates must be able to work under pressure and be willing to work rotating shifts including weekends and public holidays.
Operational Oversight Manager at AJ Bell
Manchester, England, United Kingdom - Full Time
Skills Needed
Team Leadership, Operational Oversight, Risk Management, Regulatory Compliance, Governance, Sipp Administration, Root Cause Analysis, Management Information, Stakeholder Management, Process Improvement, Communication, Problem Solving, Decision Making, Planning, Organization, Time Management
Specialization
The ideal candidate will have proven experience leading teams within a financial services environment and possess excellent organizational and communication skills. A CISI Investment Operations Certificate (IOC) is required for this role.
Experience Required
Minimum 5 year(s)
Food Services Assistant at Sainsburys DTD
City of Edinburgh, Scotland, United Kingdom - Full Time
Skills Needed
Food Safety, Hygiene Standards, Customer Service, Stock Replenishment, Product Knowledge, Attention To Detail, Teamwork, Problem Solving, Digital Tools, Communication
Specialization
The ideal candidate is friendly, enthusiastic, and comfortable working in a fast-paced, physical environment. You should be a team player who is willing to learn new skills and use digital tools to support store operations.
Changing Room Attendant at Accor
London, England, United Kingdom - Full Time
Skills Needed
Cleanliness Maintenance, Guest Service, Attention To Detail, Communication, Health And Safety Compliance, Luxury Hospitality Standards, Proactive Service, Discretion, Organization, Problem Solving
Specialization
The ideal candidate should have previous experience in a luxury hotel environment working with LQA or Forbes 5-star standards. A proactive, intuitive approach to service and a strong commitment to health and safety protocols are essential.
Housekeeper at Whitbread
Rugeley, England, United Kingdom - Full Time
Skills Needed
Cleaning, Housekeeping, Attention To Detail, Time Management, Teamwork
Specialization
No prior experience is required for this position. Candidates must be available to work 12 hours per week at the Rugeley location.
Kitchen Team Leader at Greene King
Eastbourne, England, United Kingdom - Full Time
Skills Needed
Team Leadership, Food Preparation, Cooking, Food Presentation, Hygiene Standards, Safety Regulations, Kitchen Management, Problem Solving, Adaptability, Communication, Time Management, Quality Control
Specialization
The ideal candidate must have the ability to work under pressure in a fast-paced kitchen environment and demonstrate strong leadership skills. A passion for delivering high-quality meals and the ability to adapt to challenges are essential for this role.
Experience Required
Minimum 2 year(s)
Volunteer Telehealth Support at Change Grow Live
Preston, England, United Kingdom - Full Time
Skills Needed
Telehealth, Recovery Support, Digital Support, Communication, Empathy, Active Listening, Virtual Environment Management
Specialization
Applicants must be 18 years of age or older and are subject to an enhanced Disclosure and Barring Service (DBS) check. No specific qualifications are required, but candidates should be kind, open-minded, and passionate about supporting others.
Team Manager Nights at John Lewis Partnership
Bridport, England, United Kingdom - Full Time
Skills Needed
Team Leadership, People Management, Retail Operations, Commercial Awareness, Communication Skills, Stakeholder Influence, Merchandising, Conflict Resolution, Regulatory Compliance, Food Hygiene, Problem Solving, Change Management
Specialization
Candidates must have proven experience leading teams in a fast-paced, customer-focused retail environment and possess strong people management skills. Applicants must be at least 18 years old and demonstrate resilience, effective communication, and the ability to influence stakeholders.
Experience Required
Minimum 2 year(s)
Retail Associate at The TJX Companies, Inc.
Nottingham, England, United Kingdom - Full Time
Skills Needed
Customer Service, Cashiering, Communication, Teamwork, Adaptability, Time Management, Organization, Active Listening, Interpersonal Skills
Specialization
The role requires a friendly, approachable, and flexible individual who works well within a team. No prior experience is necessary as full training is provided.
Online Assistant at Sainsburys DTD
Awsworth, England, United Kingdom - Full Time
Skills Needed
Customer Service, Attention To Detail, Problem Solving, Digital Tools, Product Knowledge, Teamwork, Physical Stamina, Time Management, Route Planning, Order Processing
Specialization
Candidates must be comfortable working in a fast-paced, physical environment and be available for early morning shifts starting at 4am. You should possess strong attention to detail, the ability to use digital technology, and a proactive, customer-focused attitude.
Warehouse Supervisor- Eves Core at Frasers Group
Shirebrook, England, United Kingdom - Full Time
Skills Needed
Warehouse Management, Logistics, Supply Chain, People Management, Change Management, Performance Monitoring, Safety Compliance, Risk Assessment, Operational Management, Problem Solving, Team Leadership, Coaching, Data Analysis, Communication, Systems Skills
Specialization
Candidates should have proven experience in warehousing, logistics, or supply chain management with strong people and change management capabilities. The role requires a resilient, flexible, and customer-focused individual with excellent problem-solving skills and the ability to work a rotating shift pattern.
Experience Required
Minimum 2 year(s)
CRM Analytics Manager at Wise
London, England, United Kingdom - Full Time
Skills Needed
Marketing Analytics, Crm, Data Analysis, Sql, Python, R, Dbt, Snowflake, A/B Testing, Statistical Modeling, Lifecycle Marketing, Data Modeling, Performance Tracking, Project Leadership, Mentorship
Specialization
Candidates must have 4+ years of experience in marketing analytics with at least 1 year in a management capacity. Proficiency in SQL, data modeling, and statistical testing methodologies is required, along with a proven track record of influencing business strategy.
Experience Required
Minimum 5 year(s)
Associate Patient Access Rep- Community Hospital North at Community Health Network
Newsham, England, United Kingdom - Full Time
Skills Needed
Patient Registration, Customer Service, Financial Clearance, Insurance Verification, Payment Collection, Scheduling, Compliance Management, Epic, Electronic Health Record, Data Entry, Medical Necessity Verification, Admissions, Discharges, Transfers, Patient Demographics
Specialization
Candidates must possess a high school diploma or GED equivalent. Previous experience in a healthcare office setting or a strong customer service background is preferred.
Customer Advisor – Argos (in Sainsbury’s) at Sainsburys DTD
Bradford, England, United Kingdom - Full Time
Skills Needed
Customer Service, Cash Handling, Stock Management, Product Knowledge, Communication, Teamwork, Digital Literacy, Attention To Detail, Sales, Financial Services Promotion
Specialization
The ideal candidate is friendly, enthusiastic, and comfortable working in a fast-paced, physical environment. You must be prepared to work flexibly and embrace new digital tools to support store operations.
Trading Assistant - Shift at Sainsburys DTD
Elmbridge, England, United Kingdom - Full Time
Skills Needed
Stock Replenishment, Customer Service, Manual Handling, Attention To Detail, Digital Literacy, Problem Solving, Flexibility, Teamwork, Product Knowledge
Specialization
Candidates should be comfortable working in a fast-paced, physical environment and be capable of handling heavy roll cages. They must be flexible, detail-oriented, and willing to learn new digital tools and store procedures.
Lead Analyst, Credit Risk Cards Originations at Vanquis
London, England, United Kingdom - Full Time
Skills Needed
Credit Risk Analysis, Strategy Optimisation, Scorecard Development, Data Driven Decisioning, Performance Monitoring, Reporting, Consumer Lending, Stakeholder Management, Mentorship, Project Management, Analytical Modelling, Risk Management, Financial Services, Automation, Communication
Specialization
Candidates must have at least 5 years of experience in an analytical role within a credit risk environment. Proficiency in strategy optimisation, scorecard cut-off setting, and the ability to communicate complex insights to senior stakeholders are essential.
Experience Required
Minimum 5 year(s)
Private Client Tax Assistant Manager at Evelyn Partners
Southampton, England, United Kingdom - Full Time
Skills Needed
Tax Compliance, Tax Advice, Hmrc Enquiries, Tax Computations, Client Portfolio Management, Supervision, Financial Reporting, Budget Monitoring, Technical Knowledge, Communication, Microsoft Office, Outlook, Word, Excel, Powerpoint
Specialization
Candidates must hold an ACA and/or CTA qualification and possess knowledge of Private Client and Partnership Tax. Strong IT skills and the ability to draft clear technical correspondence for clients and HMRC are essential.
Experience Required
Minimum 2 year(s)
Customer Assistant - Fashion, Home & Beauty - Stratford Upon Avon at Marks & Spencer
Stratford-upon-Avon, England, United Kingdom - Full Time
Skills Needed
Customer Service, Sales, Fashion Advice, Digital Literacy, Teamwork, Communication, Adaptability, Efficiency, Brand Representation, Retail Operations
Specialization
You must be a resilient and confident brand ambassador who is comfortable working in a fast-paced, high-demand retail environment. Digital confidence and the ability to work effectively as part of a team are essential for this role.
Junior Software Developer at bet365
Manchester, England, United Kingdom - Full Time
Skills Needed
Go, React, Server Side Development, Functional Programming, Distributed Systems, Cloud Native Architecture, Messaging, Middleware, Problem Solving, Technical Communication
Specialization
Requires technical proficiency in server-side development and exposure to Go and React. Candidates should possess strong problem-solving skills and the ability to communicate complex technical ideas effectively.
Senior Credit Officer, Europe & Americas at Westpac Group
London, England, United Kingdom -
Full Time

Start Date

Immediate

Expiry Date

23 Jul, 26

Salary

230000.0

Posted On

24 Apr, 26

Experience

10 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

No

Skills

Credit risk management, Credit analysis, Project finance, Acquisition finance, Energy sector, Infrastructure assets, Natural resources, Financial markets, Structured products, Risk appetite, Legal documentation, Negotiation, Influencing, Commercial mindset, Governance reporting

Industry

Financial Services

Description
Role Title: Senior Credit Officer, Europe & Americas Role location: New York     About Westpac: Westpac is Australia’s first bank and oldest company, and one of the four major banking organisations in Australia. With a long history of supporting businesses and economies, Westpac has a strong international presence and a reputation for stability, integrity, and long-term partnerships. This opportunity sits within Westpac Institutional Bank in our New York office. Westpac Institutional Bank services corporate, institutional, and governmental clients globally, providing specialist expertise across banking, markets, and financial services. Our New York business works closely with colleagues across Australia, Asia, Europe, and the Americas to support clients with complex cross border and capital market needs. How will I help? You will be responsible for the approval and ongoing management of credit risk across a portfolio of Institutional Energy, Infrastructure and Renewables clients. This includes Project Finance and Acquisition Finance transactions, working across complex and often cross border structures. You will be a key member of the Global WIB Credit team, with responsibility for client portfolios within the Offshore Energy, Infrastructure and Natural Resources sectors. The team also partners closely with Financial Markets and Product teams, supporting the approval and management of credit risk arising from trading activities and structured products. Key Accountabilities  * Demonstrate prudent and clear judgment in the assessment and management of the credit risks within the business, including the early recognition of problem loans and implementation of remediation plans * Approve transactions and customer group risk appetite within delegated authority or support exposures to higher authority. * Adopt a continuous improvement mindset to build Westpac brand leadership in the market.  * Contribute to the strategic positioning of Westpac to ensure credit strategies and policies are appropriately aligned with business unit objectives and risk appetite * Contribute to the development of a sound credit culture within the business * Work closely with the business to optimise risk utilisation to maximise the return to the bank from the defined / available risk appetite * Work closely with the Dealing Room Credit Officers to ensure trading is within approved limits or referred to the appropriate authority for prior approval. * Contribute to internal governance reporting and forums. Provide leave cover as required within the Northern Hemisphere. * Ensure policies and procedures meet local regulatory expectations.   What’s in it for me?   You’ll be joining a highly supportive and collaborative team with international coverage during a period of Group Executive backed growth plans for WIB. In this role, you’ll be working in a collaborative and supportive team and work with senior stakeholders across our international offices.  Westpac in NY offer comprehensive range of benefits including flexibility and various leave entitlements. This includes generous annual leave entitlement with purchase leave options, 100% employer funded Private Medical Insurance, and participation in a 401(k) plan with profit share contributions. Fixed compensation range for this position is between $200,000 to 230,000 USD plus bonus.     What do I need? * Significant experience in a credit related analytical role.  * Previous delegated authority to approve credit risk. * Previous experience in credit analysis of the Infrastructure Assets, Greenfield funding, Infrastructure Funds, Global Sponsors, Energy and Resources sectors, and financial market transactions. * Superior communication skills, excellent negotiating and influencing skills and a commercial mindset to appropriately balance risk and return objectives. *  Practical knowledge of legal documentation (term sheets, ISDAs, project agreements). * Tertiary qualified with a business degree or post graduate qualifications.   What’s it like to work here?   When you join, you’ll become part of the broader Westpac family – where we aim to be a friendly, switched-on team working for a single purpose - Creating Better Futures Together – it’s what we do, who we are and why we come to work every day. As an equal opportunity employer, we’re proud to have created a culture where people can be their best, in an environment that values diversity and flexibility. Within Westpac, you will be part of the Institutional Banking division, where our vision is to be a high performing and innovative institutional bank, committed to enabling the growth of our global clients, our economy, and delivering sustainable shareholder returns. How do I Apply?  Start Here. Just click on the APPLY button.  
Responsibilities
The Senior Credit Officer is responsible for the approval and ongoing management of credit risk across a portfolio of institutional energy, infrastructure, and renewables clients. They will also contribute to strategic credit positioning, internal governance, and ensure policies meet local regulatory expectations.
Senior Credit Officer, Europe & Americas at Westpac Group
London, England, United Kingdom - Full Time
Skills Needed
Credit Risk Management, Credit Analysis, Project Finance, Acquisition Finance, Energy Sector, Infrastructure Assets, Natural Resources, Financial Markets, Structured Products, Risk Appetite, Legal Documentation, Negotiation, Influencing, Commercial Mindset, Governance Reporting
Specialization
Candidates must have significant experience in a credit-related analytical role with previous delegated authority to approve credit risk. A tertiary qualification with a business degree or postgraduate qualification is required, along with practical knowledge of legal documentation.
Experience Required
Minimum 10 year(s)
Kitchen porter - Colleague Dining at Accor
Knutsford, England, United Kingdom - Full Time
Skills Needed
Cleaning, Hygiene Maintenance, Health And Safety Compliance, Coshh, Manual Handling, Communication Skills, Organizational Skills, Time Management, Teamwork, Flexibility, Multi Skilling
Specialization
Requires 1-3 years of experience in the hospitality industry and intermediate communication skills. Candidates must be able to work under pressure and be willing to work rotating shifts including weekends and public holidays.
Operational Oversight Manager at AJ Bell
Manchester, England, United Kingdom - Full Time
Skills Needed
Team Leadership, Operational Oversight, Risk Management, Regulatory Compliance, Governance, Sipp Administration, Root Cause Analysis, Management Information, Stakeholder Management, Process Improvement, Communication, Problem Solving, Decision Making, Planning, Organization, Time Management
Specialization
The ideal candidate will have proven experience leading teams within a financial services environment and possess excellent organizational and communication skills. A CISI Investment Operations Certificate (IOC) is required for this role.
Experience Required
Minimum 5 year(s)
Food Services Assistant at Sainsburys DTD
City of Edinburgh, Scotland, United Kingdom - Full Time
Skills Needed
Food Safety, Hygiene Standards, Customer Service, Stock Replenishment, Product Knowledge, Attention To Detail, Teamwork, Problem Solving, Digital Tools, Communication
Specialization
The ideal candidate is friendly, enthusiastic, and comfortable working in a fast-paced, physical environment. You should be a team player who is willing to learn new skills and use digital tools to support store operations.
Changing Room Attendant at Accor
London, England, United Kingdom - Full Time
Skills Needed
Cleanliness Maintenance, Guest Service, Attention To Detail, Communication, Health And Safety Compliance, Luxury Hospitality Standards, Proactive Service, Discretion, Organization, Problem Solving
Specialization
The ideal candidate should have previous experience in a luxury hotel environment working with LQA or Forbes 5-star standards. A proactive, intuitive approach to service and a strong commitment to health and safety protocols are essential.
Housekeeper at Whitbread
Rugeley, England, United Kingdom - Full Time
Skills Needed
Cleaning, Housekeeping, Attention To Detail, Time Management, Teamwork
Specialization
No prior experience is required for this position. Candidates must be available to work 12 hours per week at the Rugeley location.
Kitchen Team Leader at Greene King
Eastbourne, England, United Kingdom - Full Time
Skills Needed
Team Leadership, Food Preparation, Cooking, Food Presentation, Hygiene Standards, Safety Regulations, Kitchen Management, Problem Solving, Adaptability, Communication, Time Management, Quality Control
Specialization
The ideal candidate must have the ability to work under pressure in a fast-paced kitchen environment and demonstrate strong leadership skills. A passion for delivering high-quality meals and the ability to adapt to challenges are essential for this role.
Experience Required
Minimum 2 year(s)
Volunteer Telehealth Support at Change Grow Live
Preston, England, United Kingdom - Full Time
Skills Needed
Telehealth, Recovery Support, Digital Support, Communication, Empathy, Active Listening, Virtual Environment Management
Specialization
Applicants must be 18 years of age or older and are subject to an enhanced Disclosure and Barring Service (DBS) check. No specific qualifications are required, but candidates should be kind, open-minded, and passionate about supporting others.
Team Manager Nights at John Lewis Partnership
Bridport, England, United Kingdom - Full Time
Skills Needed
Team Leadership, People Management, Retail Operations, Commercial Awareness, Communication Skills, Stakeholder Influence, Merchandising, Conflict Resolution, Regulatory Compliance, Food Hygiene, Problem Solving, Change Management
Specialization
Candidates must have proven experience leading teams in a fast-paced, customer-focused retail environment and possess strong people management skills. Applicants must be at least 18 years old and demonstrate resilience, effective communication, and the ability to influence stakeholders.
Experience Required
Minimum 2 year(s)
Retail Associate at The TJX Companies, Inc.
Nottingham, England, United Kingdom - Full Time
Skills Needed
Customer Service, Cashiering, Communication, Teamwork, Adaptability, Time Management, Organization, Active Listening, Interpersonal Skills
Specialization
The role requires a friendly, approachable, and flexible individual who works well within a team. No prior experience is necessary as full training is provided.
Online Assistant at Sainsburys DTD
Awsworth, England, United Kingdom - Full Time
Skills Needed
Customer Service, Attention To Detail, Problem Solving, Digital Tools, Product Knowledge, Teamwork, Physical Stamina, Time Management, Route Planning, Order Processing
Specialization
Candidates must be comfortable working in a fast-paced, physical environment and be available for early morning shifts starting at 4am. You should possess strong attention to detail, the ability to use digital technology, and a proactive, customer-focused attitude.
Warehouse Supervisor- Eves Core at Frasers Group
Shirebrook, England, United Kingdom - Full Time
Skills Needed
Warehouse Management, Logistics, Supply Chain, People Management, Change Management, Performance Monitoring, Safety Compliance, Risk Assessment, Operational Management, Problem Solving, Team Leadership, Coaching, Data Analysis, Communication, Systems Skills
Specialization
Candidates should have proven experience in warehousing, logistics, or supply chain management with strong people and change management capabilities. The role requires a resilient, flexible, and customer-focused individual with excellent problem-solving skills and the ability to work a rotating shift pattern.
Experience Required
Minimum 2 year(s)
CRM Analytics Manager at Wise
London, England, United Kingdom - Full Time
Skills Needed
Marketing Analytics, Crm, Data Analysis, Sql, Python, R, Dbt, Snowflake, A/B Testing, Statistical Modeling, Lifecycle Marketing, Data Modeling, Performance Tracking, Project Leadership, Mentorship
Specialization
Candidates must have 4+ years of experience in marketing analytics with at least 1 year in a management capacity. Proficiency in SQL, data modeling, and statistical testing methodologies is required, along with a proven track record of influencing business strategy.
Experience Required
Minimum 5 year(s)
Associate Patient Access Rep- Community Hospital North at Community Health Network
Newsham, England, United Kingdom - Full Time
Skills Needed
Patient Registration, Customer Service, Financial Clearance, Insurance Verification, Payment Collection, Scheduling, Compliance Management, Epic, Electronic Health Record, Data Entry, Medical Necessity Verification, Admissions, Discharges, Transfers, Patient Demographics
Specialization
Candidates must possess a high school diploma or GED equivalent. Previous experience in a healthcare office setting or a strong customer service background is preferred.
Customer Advisor – Argos (in Sainsbury’s) at Sainsburys DTD
Bradford, England, United Kingdom - Full Time
Skills Needed
Customer Service, Cash Handling, Stock Management, Product Knowledge, Communication, Teamwork, Digital Literacy, Attention To Detail, Sales, Financial Services Promotion
Specialization
The ideal candidate is friendly, enthusiastic, and comfortable working in a fast-paced, physical environment. You must be prepared to work flexibly and embrace new digital tools to support store operations.
Trading Assistant - Shift at Sainsburys DTD
Elmbridge, England, United Kingdom - Full Time
Skills Needed
Stock Replenishment, Customer Service, Manual Handling, Attention To Detail, Digital Literacy, Problem Solving, Flexibility, Teamwork, Product Knowledge
Specialization
Candidates should be comfortable working in a fast-paced, physical environment and be capable of handling heavy roll cages. They must be flexible, detail-oriented, and willing to learn new digital tools and store procedures.
Lead Analyst, Credit Risk Cards Originations at Vanquis
London, England, United Kingdom - Full Time
Skills Needed
Credit Risk Analysis, Strategy Optimisation, Scorecard Development, Data Driven Decisioning, Performance Monitoring, Reporting, Consumer Lending, Stakeholder Management, Mentorship, Project Management, Analytical Modelling, Risk Management, Financial Services, Automation, Communication
Specialization
Candidates must have at least 5 years of experience in an analytical role within a credit risk environment. Proficiency in strategy optimisation, scorecard cut-off setting, and the ability to communicate complex insights to senior stakeholders are essential.
Experience Required
Minimum 5 year(s)
Private Client Tax Assistant Manager at Evelyn Partners
Southampton, England, United Kingdom - Full Time
Skills Needed
Tax Compliance, Tax Advice, Hmrc Enquiries, Tax Computations, Client Portfolio Management, Supervision, Financial Reporting, Budget Monitoring, Technical Knowledge, Communication, Microsoft Office, Outlook, Word, Excel, Powerpoint
Specialization
Candidates must hold an ACA and/or CTA qualification and possess knowledge of Private Client and Partnership Tax. Strong IT skills and the ability to draft clear technical correspondence for clients and HMRC are essential.
Experience Required
Minimum 2 year(s)
Customer Assistant - Fashion, Home & Beauty - Stratford Upon Avon at Marks & Spencer
Stratford-upon-Avon, England, United Kingdom - Full Time
Skills Needed
Customer Service, Sales, Fashion Advice, Digital Literacy, Teamwork, Communication, Adaptability, Efficiency, Brand Representation, Retail Operations
Specialization
You must be a resilient and confident brand ambassador who is comfortable working in a fast-paced, high-demand retail environment. Digital confidence and the ability to work effectively as part of a team are essential for this role.
Junior Software Developer at bet365
Manchester, England, United Kingdom - Full Time
Skills Needed
Go, React, Server Side Development, Functional Programming, Distributed Systems, Cloud Native Architecture, Messaging, Middleware, Problem Solving, Technical Communication
Specialization
Requires technical proficiency in server-side development and exposure to Go and React. Candidates should possess strong problem-solving skills and the ability to communicate complex technical ideas effectively.