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Jpmorgan Chase Bank Na Jobs overseas

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Staff Accountant at Extraco Banks
Waco, Texas, United States - Full Time
Skills Needed
Full Cycle Accounting, General Ledger, Accounts Payable, Accounts Receivable, Financial Reporting, Budgeting, Forecasting, Variance Analysis, Gaap, Quickbooks, Microsoft Excel, Bank Reconciliation, Month End Close, Audit Support, Internal Controls, Financial Statements
Specialization
Requires a Bachelor's degree in Accounting and at least 5 years of full-cycle accounting or comprehensive bookkeeping experience. Proficiency in QuickBooks, advanced Excel, and a strong understanding of GAAP are essential.
Experience Required
Minimum 5 year(s)
Data Governance Officer at EastWest Bank
Makati, Metro Manila, Philippines - Full Time
Skills Needed
Data Governance, Policy Analysis, Regulatory Compliance, Ai Ethics, Stakeholder Engagement, Model Risk Management, Writing Skills, Critical Thinking, Strategic Thinking, Problem Solving, Confluence, Sharepoint, Power Bi, Data Privacy, Risk Management, Collaboration
Specialization
Requires a Bachelor's degree in Law, Business, IT, or related fields with 5-7 years of experience in governance, compliance, or risk roles. Preferred certifications include CDMP, CIPM, or CRISC, along with proficiency in governance tools like Confluence and Power BI.
Experience Required
Minimum 5 year(s)
ICAAP Recovery Planning Risk Management Team Lead at EastWest Bank
Makati, Metro Manila, Philippines - Full Time
Skills Needed
Icaap, Recovery Planning, Enterprise Stress Testing, Capital Adequacy, Risk Management, Regulatory Compliance, Governance, Financial Planning, Treasury Risk, Stakeholder Management, Data Integrity, Scenario Design
Specialization
Requires a Bachelor's degree in a quantitative field (Master's preferred) and 8-12 years of experience in risk or capital management within a regulated financial institution. Must have strong knowledge of Basel Pillar 2, BSP ICAAP guidelines, and recovery planning practices.
Experience Required
Minimum 10 year(s)
Metadata Management Officer at EastWest Bank
Makati, Metro Manila, Philippines - Full Time
Skills Needed
Metadata Management, Data Governance, Data Dictionary Development, Business Glossary Maintenance, Data Lineage Documentation, Taxonomy Development, Data Classification, Metadata Tool Administration, Stakeholder Collaboration, Project Leadership, Critical Thinking, Strategic Thinking
Specialization
Requires a Bachelor's degree in IT, Computer Science, Statistics, Engineering, or related fields with 3 to 8 years of experience in metadata management. Preferred certifications include DAMA or DCAM, along with proficiency in metadata repositories and catalog tools.
Experience Required
Minimum 5 year(s)
Senior Network Engineer at Citizens Bank
Johnston, Rhode Island, United States - Full Time
Skills Needed
Aws, Terraform, Jenkins, Ansible, Docker, Bitbucket, Cloudformation, Python, Shell Scripting, Groovy, Maven, Sonarqube, Cloudwatch, Jira, Vpc, Ec2
Specialization
Requires a Master's degree with 3 years of experience or a Bachelor's degree with 5 years of experience in DevOps or Network Engineering. Candidates must have proven expertise in AWS services, automation tools like Ansible and Jenkins, and version control systems.
Experience Required
Minimum 5 year(s)
Facilities Technician at The Park Bank
Fitchburg, Wisconsin, United States - Full Time
Skills Needed
Groundskeeping, Plumbing, Electrical, Hvac, Carpentry, Drywall Repair, Painting, Vendor Management, Preventative Maintenance, Troubleshooting, Hand Tools, Power Tools
Specialization
Requires a high school diploma and at least 2 years of experience in facilities maintenance. Candidates must possess a valid driver's license and the physical ability to lift 50 pounds.
Experience Required
Minimum 2 year(s)
Finance Sr Manager - Deposits at Citizens Bank
Charlotte, North Carolina, United States - Full Time
Skills Needed
Deposit Forecasting, Pricing Strategy, Performance Analytics, Balance Sheet Management, Financial Planning, Executive Reporting, Stakeholder Influence, Data Automation, Excel, Alteryx, Power Bi, Funds Transfer Pricing, Liquidity Metrics, Scenario Analysis, Macroeconomic Analysis, Financial Modeling
Specialization
Requires a bachelor's degree in Finance, Economics, or a quantitative field with progressive experience in banking finance or treasury. Must possess advanced analytical skills and the ability to influence stakeholders in a high-visibility environment.
Experience Required
Minimum 5 year(s)
PT GROUNDSKEEPER & MESSENGER SERVICE WORKER at Bank of Labor
Lenexa, Kansas, United States - Full Time
Skills Needed
General Maintenance, Interpersonal Communication, Verbal Communication, Written Communication, Flexibility, Driving, Inventory Management, Mail Sorting, Delivery, Carpentry, Repair, Painting, Grounds Maintenance, Customer Satisfaction, Organization, Teamwork
Specialization
Candidates must have at least 1 year of experience in the maintenance industry and a high school diploma or equivalent. A valid driver's license is required, along with strong interpersonal communication skills.
Customer Service Team Member - Overnights at Starling Bank
Southampton, England, United Kingdom - Full Time
Skills Needed
Customer Service, Written Communication, Verbal Communication, Conflict Resolution, Resilience, Basic It Skills, Problem Solving, Accountability, Complaint Handling, Multi Channel Support
Specialization
Candidates must possess excellent communication skills and the resilience to handle emotive financial conversations. Basic IT skills for navigating MacBooks and systems are required, though previous contact center experience is not essential.
Business Sales Manager at EastWest Bank
, , - Full Time
Skills Needed
Sales Strategy, Client Acquisition, Portfolio Development, Relationship Management, Market Analysis, Banking Products, Bancassurance, Deposit Products, Loan Sales, Interpersonal Communication, Customer Service, Sales Reporting
Specialization
Requires a Bachelor's degree in Business Administration, Marketing, or a related field. Candidates must have a strong track record in banking sales, a hunter mindset for client acquisition, and the ability to thrive in fast-paced environments.
Experience Required
Minimum 2 year(s)
Sales Officer (Mortgage/Auto) at EastWest Bank
Manila, Metro Manila, Philippines - Full Time
Skills Needed
Sales, Mortgage Processing, Auto Loan Processing, Relationship Management, Credit Evaluation, Business Development, Strategy Formulation, Budgeting, Project Management, Data Analysis, Negotiation, Interpersonal Skills, Ms Office, Forecasting, Customer Focus, Stakeholder Management
Specialization
Requires a bachelor's degree in a business-related field and at least 3 years of experience in sales or a related area. Candidates must possess strong expertise in loan processes, credit evaluation, and business development strategy.
Experience Required
Minimum 2 year(s)
Metro Manila Sales Officer at EastWest Bank
Makati, Metro Manila, Philippines - Full Time
Skills Needed
Treasury Sales, Fx Conversions, Investment Product Promotion, Client Relationship Management, Cross Selling, Financial Analysis, Negotiation, Problem Solving, Customer Service, Regulatory Compliance, Microsoft Excel, Numerical Analysis
Specialization
Requires a Bachelor's degree in Finance, Math, or a related field and at least 3 years of relevant experience in treasury products. Candidates must hold Treasury Certification (FX/FI), SEC Fixed Income Salesperson, and UITF certifications.
Experience Required
Minimum 2 year(s)
Mortgage Consultant at Highland Bank
, , - Full Time
Skills Needed
Mortgage Origination, Loan Processing, Client Relationship Management, Credit Analysis, Regulatory Compliance, Financial Guidance, Sales Prospecting, Underwriting Assessment, Customer Service, Cross Selling, Market Analysis, Loan Packaging
Specialization
Candidates must have three to five years of experience in mortgage lending or a related field. A thorough understanding of FHA, VA, Fannie Mae, HELOC, and conventional loan types is required.
Experience Required
Minimum 2 year(s)
New Accounts Representative at HERITAGE BANK
Puyallup, Washington, United States - Full Time
Skills Needed
Relationship Selling, Account Opening, Customer Service, Compliance, Cross Selling, Financial Services, Problem Solving, Time Management, Oral Communication, Written Communication, Fiserv, Dna, Cash Handling, Regulatory Compliance, Organizational Skills, Spanish Language
Specialization
Candidates need 1-2+ years of experience in new accounts and relationship selling within the financial services industry. Proficiency in core processing systems like Fiserv or DNA and the ability to obtain NMLS registration are required.
Experience Required
Minimum 2 year(s)
Insurance Operations Manager at Handelsbanken
Germany, Bavaria, United Kingdom - Full Time
Skills Needed
N/A
Real Estate Administration Manager - AVP at Orrstown Bank
York, Pennsylvania, United States - Full Time
Skills Needed
Lending Procedures, Loan Documentation, Appraisal Review, Real Estate Loan Administration, Interpersonal Communication, Problem Solving, Analysis, Time Management, Decision Making, Ms Office, Banking Regulations, Credit Analysis
Specialization
Requires a bachelor's degree in Finance, Accounting, or a related field with at least five years of loan processing experience. Must have three or more years of experience specifically ordering and reviewing real estate appraisals.
Experience Required
Minimum 5 year(s)
Risk & Compliance Spezialist (m/w/d) at Deutsche Bank
berlin, Berlin, Germany - Full Time
Skills Needed
N/A
Accounting Associate at EastWest Bank
Makati, Metro Manila, Philippines - Full Time
Skills Needed
Financial Reporting, Account Reconciliation, Consumer Lending Accounting, Tax Reporting, Auditing, Financial Management, Credit Card Processing, Personal Loan Processing, Treasury Accounting, Internal Controls, Regulatory Compliance, Risk Mitigation
Specialization
Requires a Bachelor's degree in Accountancy, Finance, Banking, or a related field. Candidates must have at least one year of accounting experience specifically within the banking industry.
Oracle och PostgreSQL DBA at Handelsbanken
Dublin, Dublin County, Sweden - Full Time
Skills Needed
N/A
Experience Required
Minimum 10 year(s)
Accounts Payable Specialist at Handelsbanken
Berlin, Berlin, United Kingdom - Full Time
Skills Needed
N/A
Staff Accountant at Extraco Banks
Waco, Texas, United States -
Full Time

Start Date

Immediate

Expiry Date

27 Sep, 26

Salary

0.0

Posted On

29 Jun, 26

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

No

Skills

Full-cycle Accounting, General Ledger, Accounts Payable, Accounts Receivable, Financial Reporting, Budgeting, Forecasting, Variance Analysis, GAAP, QuickBooks, Microsoft Excel, Bank Reconciliation, Month-end Close, Audit Support, Internal Controls, Financial Statements

Industry

Food and Beverage Manufacturing

Description
Extraco Banks is seeking a detail‑oriented, experienced, and highly organized Staff Accountant to manage the full accounting cycle and support accurate financial reporting across multiple entities. This on‑site role, based daily at our Waco, Texas location, works closely with the Chief Financial Officer and finance leadership to ensure the integrity of financial records, maintain accounting processes, and support budgeting and forecasting efforts. The ideal candidate is technically strong, detail‑focused, and capable of working independently while contributing to a fast‑paced, team‑oriented environment. ---------------------------------------- WHAT YOU’LL DO ACCOUNTING & FINANCIAL MANAGEMENT Manage the full accounting cycle for assigned entities, ensuring accurate and timely financial reporting. Oversee Accounts Payable and Accounts Receivable, including vendor invoice processing, customer invoicing, and proper expense and inventory coding. Prepare and post journal entries, including accruals, depreciation, and Cost of Goods Sold (COGS). Maintain and reconcile general ledger accounts, including bank and credit card reconciliations. Execute the month‑end close process and prepare audit‑ready financial statements, including balance sheets and income statements. BUDGETING & FORECASTING Support the preparation of the annual budget and periodic financial forecasts. Perform variance analysis between actual results and budget/forecast and communicate insights to leadership. Monitor financial trends and identify potential risks and opportunities. REPORTING & COMPLIANCE Support the CFO in maintaining the integrity of accounting records and financial reporting for multiple entities. Prepare documentation and provide support for external audits. Develop and maintain ad hoc financial reports to support business needs. PROCESS IMPROVEMENT & EFFICIENCY Identify opportunities to improve accounting workflows and enhance reporting efficiency. Strengthen internal controls and ensure accuracy and consistency of financial data. Contribute to continuous improvement initiatives within accounting and financial processes. COLLABORATION & SUPPORT Communicate effectively with senior management, external CPAs, auditors, and other professionals. Support special projects and finance‑related initiatives as assigned. Adapt to evolving business needs and priorities in a dynamic environment. ---------------------------------------- WHAT WE’RE LOOKING FOR REQUIRED QUALIFICATIONS Bachelor’s degree in Accounting required CPA preferred, but not required 5+ years of full‑cycle accounting or comprehensive bookkeeping experience Experience with general ledger accounting, AP/AR, reconciliations, and financial reporting Experience with budgeting and forecasting processes PREFERRED EXPERIENCE Experience working with multiple entities Experience supporting external audits Experience in a fast‑paced or complex business environment REQUIRED SKILLS & ABILITIES Strong proficiency in QuickBooks or similar accounting software Advanced Microsoft Excel skills Strong understanding of GAAP and financial statements Excellent analytical, critical thinking, and problem‑solving skills High attention to detail and commitment to accuracy Ability to work independently and manage multiple priorities Strong written and verbal communication skills Ability to research and resolve accounting issues effectively Process improvement mindset with a focus on efficiency and accuracy High level of professionalism and ability to handle confidential information Commitment to long‑term career growth and organizational success ---------------------------------------- WHY EXTRACO? Extraco Banks is committed to delivering strong financial performance while investing in our people and communities. You’ll join a collaborative finance team where you can take ownership of the accounting function, work closely with leadership, and contribute to meaningful financial outcomes. We value accuracy, accountability, and continuous improvement, and provide opportunities for professional growth and impact. ---------------------------------------- WORK ENVIRONMENT & PHYSICAL REQUIREMENTS On‑site, office‑based role at the Waco, Texas location Extended periods of sitting or standing Frequent use of standard office equipment (computer, phone, copier) Occasional local travel for meetings and business functions Visual acuity required for reviewing financial reports and data Occasional lifting of 10–15 pounds (files or materials) Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions ---------------------------------------- EQUAL OPPORTUNITY EMPLOYER Extraco Banks is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, veteran status, or any other protected characteristic.
Responsibilities
Manage the full accounting cycle for multiple entities, including AP/AR, general ledger maintenance, and month-end close processes. Support the CFO with budgeting, forecasting, variance analysis, and the preparation of audit-ready financial statements.
Staff Accountant at Extraco Banks
Waco, Texas, United States - Full Time
Skills Needed
Full Cycle Accounting, General Ledger, Accounts Payable, Accounts Receivable, Financial Reporting, Budgeting, Forecasting, Variance Analysis, Gaap, Quickbooks, Microsoft Excel, Bank Reconciliation, Month End Close, Audit Support, Internal Controls, Financial Statements
Specialization
Requires a Bachelor's degree in Accounting and at least 5 years of full-cycle accounting or comprehensive bookkeeping experience. Proficiency in QuickBooks, advanced Excel, and a strong understanding of GAAP are essential.
Experience Required
Minimum 5 year(s)
Data Governance Officer at EastWest Bank
Makati, Metro Manila, Philippines - Full Time
Skills Needed
Data Governance, Policy Analysis, Regulatory Compliance, Ai Ethics, Stakeholder Engagement, Model Risk Management, Writing Skills, Critical Thinking, Strategic Thinking, Problem Solving, Confluence, Sharepoint, Power Bi, Data Privacy, Risk Management, Collaboration
Specialization
Requires a Bachelor's degree in Law, Business, IT, or related fields with 5-7 years of experience in governance, compliance, or risk roles. Preferred certifications include CDMP, CIPM, or CRISC, along with proficiency in governance tools like Confluence and Power BI.
Experience Required
Minimum 5 year(s)
ICAAP Recovery Planning Risk Management Team Lead at EastWest Bank
Makati, Metro Manila, Philippines - Full Time
Skills Needed
Icaap, Recovery Planning, Enterprise Stress Testing, Capital Adequacy, Risk Management, Regulatory Compliance, Governance, Financial Planning, Treasury Risk, Stakeholder Management, Data Integrity, Scenario Design
Specialization
Requires a Bachelor's degree in a quantitative field (Master's preferred) and 8-12 years of experience in risk or capital management within a regulated financial institution. Must have strong knowledge of Basel Pillar 2, BSP ICAAP guidelines, and recovery planning practices.
Experience Required
Minimum 10 year(s)
Metadata Management Officer at EastWest Bank
Makati, Metro Manila, Philippines - Full Time
Skills Needed
Metadata Management, Data Governance, Data Dictionary Development, Business Glossary Maintenance, Data Lineage Documentation, Taxonomy Development, Data Classification, Metadata Tool Administration, Stakeholder Collaboration, Project Leadership, Critical Thinking, Strategic Thinking
Specialization
Requires a Bachelor's degree in IT, Computer Science, Statistics, Engineering, or related fields with 3 to 8 years of experience in metadata management. Preferred certifications include DAMA or DCAM, along with proficiency in metadata repositories and catalog tools.
Experience Required
Minimum 5 year(s)
Senior Network Engineer at Citizens Bank
Johnston, Rhode Island, United States - Full Time
Skills Needed
Aws, Terraform, Jenkins, Ansible, Docker, Bitbucket, Cloudformation, Python, Shell Scripting, Groovy, Maven, Sonarqube, Cloudwatch, Jira, Vpc, Ec2
Specialization
Requires a Master's degree with 3 years of experience or a Bachelor's degree with 5 years of experience in DevOps or Network Engineering. Candidates must have proven expertise in AWS services, automation tools like Ansible and Jenkins, and version control systems.
Experience Required
Minimum 5 year(s)
Facilities Technician at The Park Bank
Fitchburg, Wisconsin, United States - Full Time
Skills Needed
Groundskeeping, Plumbing, Electrical, Hvac, Carpentry, Drywall Repair, Painting, Vendor Management, Preventative Maintenance, Troubleshooting, Hand Tools, Power Tools
Specialization
Requires a high school diploma and at least 2 years of experience in facilities maintenance. Candidates must possess a valid driver's license and the physical ability to lift 50 pounds.
Experience Required
Minimum 2 year(s)
Finance Sr Manager - Deposits at Citizens Bank
Charlotte, North Carolina, United States - Full Time
Skills Needed
Deposit Forecasting, Pricing Strategy, Performance Analytics, Balance Sheet Management, Financial Planning, Executive Reporting, Stakeholder Influence, Data Automation, Excel, Alteryx, Power Bi, Funds Transfer Pricing, Liquidity Metrics, Scenario Analysis, Macroeconomic Analysis, Financial Modeling
Specialization
Requires a bachelor's degree in Finance, Economics, or a quantitative field with progressive experience in banking finance or treasury. Must possess advanced analytical skills and the ability to influence stakeholders in a high-visibility environment.
Experience Required
Minimum 5 year(s)
PT GROUNDSKEEPER & MESSENGER SERVICE WORKER at Bank of Labor
Lenexa, Kansas, United States - Full Time
Skills Needed
General Maintenance, Interpersonal Communication, Verbal Communication, Written Communication, Flexibility, Driving, Inventory Management, Mail Sorting, Delivery, Carpentry, Repair, Painting, Grounds Maintenance, Customer Satisfaction, Organization, Teamwork
Specialization
Candidates must have at least 1 year of experience in the maintenance industry and a high school diploma or equivalent. A valid driver's license is required, along with strong interpersonal communication skills.
Customer Service Team Member - Overnights at Starling Bank
Southampton, England, United Kingdom - Full Time
Skills Needed
Customer Service, Written Communication, Verbal Communication, Conflict Resolution, Resilience, Basic It Skills, Problem Solving, Accountability, Complaint Handling, Multi Channel Support
Specialization
Candidates must possess excellent communication skills and the resilience to handle emotive financial conversations. Basic IT skills for navigating MacBooks and systems are required, though previous contact center experience is not essential.
Business Sales Manager at EastWest Bank
, , - Full Time
Skills Needed
Sales Strategy, Client Acquisition, Portfolio Development, Relationship Management, Market Analysis, Banking Products, Bancassurance, Deposit Products, Loan Sales, Interpersonal Communication, Customer Service, Sales Reporting
Specialization
Requires a Bachelor's degree in Business Administration, Marketing, or a related field. Candidates must have a strong track record in banking sales, a hunter mindset for client acquisition, and the ability to thrive in fast-paced environments.
Experience Required
Minimum 2 year(s)
Sales Officer (Mortgage/Auto) at EastWest Bank
Manila, Metro Manila, Philippines - Full Time
Skills Needed
Sales, Mortgage Processing, Auto Loan Processing, Relationship Management, Credit Evaluation, Business Development, Strategy Formulation, Budgeting, Project Management, Data Analysis, Negotiation, Interpersonal Skills, Ms Office, Forecasting, Customer Focus, Stakeholder Management
Specialization
Requires a bachelor's degree in a business-related field and at least 3 years of experience in sales or a related area. Candidates must possess strong expertise in loan processes, credit evaluation, and business development strategy.
Experience Required
Minimum 2 year(s)
Metro Manila Sales Officer at EastWest Bank
Makati, Metro Manila, Philippines - Full Time
Skills Needed
Treasury Sales, Fx Conversions, Investment Product Promotion, Client Relationship Management, Cross Selling, Financial Analysis, Negotiation, Problem Solving, Customer Service, Regulatory Compliance, Microsoft Excel, Numerical Analysis
Specialization
Requires a Bachelor's degree in Finance, Math, or a related field and at least 3 years of relevant experience in treasury products. Candidates must hold Treasury Certification (FX/FI), SEC Fixed Income Salesperson, and UITF certifications.
Experience Required
Minimum 2 year(s)
Mortgage Consultant at Highland Bank
, , - Full Time
Skills Needed
Mortgage Origination, Loan Processing, Client Relationship Management, Credit Analysis, Regulatory Compliance, Financial Guidance, Sales Prospecting, Underwriting Assessment, Customer Service, Cross Selling, Market Analysis, Loan Packaging
Specialization
Candidates must have three to five years of experience in mortgage lending or a related field. A thorough understanding of FHA, VA, Fannie Mae, HELOC, and conventional loan types is required.
Experience Required
Minimum 2 year(s)
New Accounts Representative at HERITAGE BANK
Puyallup, Washington, United States - Full Time
Skills Needed
Relationship Selling, Account Opening, Customer Service, Compliance, Cross Selling, Financial Services, Problem Solving, Time Management, Oral Communication, Written Communication, Fiserv, Dna, Cash Handling, Regulatory Compliance, Organizational Skills, Spanish Language
Specialization
Candidates need 1-2+ years of experience in new accounts and relationship selling within the financial services industry. Proficiency in core processing systems like Fiserv or DNA and the ability to obtain NMLS registration are required.
Experience Required
Minimum 2 year(s)
Insurance Operations Manager at Handelsbanken
Germany, Bavaria, United Kingdom - Full Time
Skills Needed
N/A
Real Estate Administration Manager - AVP at Orrstown Bank
York, Pennsylvania, United States - Full Time
Skills Needed
Lending Procedures, Loan Documentation, Appraisal Review, Real Estate Loan Administration, Interpersonal Communication, Problem Solving, Analysis, Time Management, Decision Making, Ms Office, Banking Regulations, Credit Analysis
Specialization
Requires a bachelor's degree in Finance, Accounting, or a related field with at least five years of loan processing experience. Must have three or more years of experience specifically ordering and reviewing real estate appraisals.
Experience Required
Minimum 5 year(s)
Risk & Compliance Spezialist (m/w/d) at Deutsche Bank
berlin, Berlin, Germany - Full Time
Skills Needed
N/A
Accounting Associate at EastWest Bank
Makati, Metro Manila, Philippines - Full Time
Skills Needed
Financial Reporting, Account Reconciliation, Consumer Lending Accounting, Tax Reporting, Auditing, Financial Management, Credit Card Processing, Personal Loan Processing, Treasury Accounting, Internal Controls, Regulatory Compliance, Risk Mitigation
Specialization
Requires a Bachelor's degree in Accountancy, Finance, Banking, or a related field. Candidates must have at least one year of accounting experience specifically within the banking industry.
Oracle och PostgreSQL DBA at Handelsbanken
Dublin, Dublin County, Sweden - Full Time
Skills Needed
N/A
Experience Required
Minimum 10 year(s)
Accounts Payable Specialist at Handelsbanken
Berlin, Berlin, United Kingdom - Full Time
Skills Needed
N/A