Credit Risk Manager

Line 1 Credit Risk Strategy | Bankwest

About the team:

At its core, credit is trust extended over time. Every credit decision shapes customer outcomes, portfolio performance and the long-term resilience of the bank. To support the modernisation of our function we are building a more integrated, insight-led practitioner model that goes beyond reporting by playing an active role in shaping outcomes.

About the role

This is a great opportunity for a data-minded risk professional who enjoys solving real business problems.

As a Credit Risk Manager, you will use data, analytics, business judgement, governance principles and collaboration to improve credit strategy across the full lifecycle, including originations, portfolio management, and collections. You will work closely with teams across Product, Pricing, Technology, Operations, Distribution, Operations, Collections and L1 and L2 Risk teams to design and deliver practical credit improvements to strengthen portfolio performance.

You will take end-to-end ownership of credit challenges in your area, from diagnosis to delivery:

• Define and size the problem
• Analyse portfolio and process performance
• Recommend credit strategy or rule changes
• Support implementation and control testing
• Monitor results and optimise over time

This is a hands-on role for someone who enjoys solving problems, connecting insights to decisions, and translating strategy into operational outcomes across the credit lifecycle.

• What you’ll do