ROLE DESCRIPTION:

This position has primary responsibility for credit approval and therefore is accountable for overall portfolio performance and asset quality. Your role involves handling a portfolio of European Corporates. You will partner with senior ECGBR colleagues to support the portfolio and work with Enterprise Credit (‘EC’, 1st line of defence credit team) in supporting our European client base. Your role will involve building and maintaining legal entity and portfolio-level reporting routines as well as contributing to regulatory deliverables.

RESPONSIBILITIES:

• Reviewing credit proposals, new transactions, sanctioning exposure/limits for portfolio clients within appropriate risk parameters under delegated authority; product types covered include lending, RCFs, FX, derivatives, repo, GTS facilities, and commodities.
• Providing feedback to GCIB Credit/GMC (Enterprise Credit) on new client/transaction screenings in order to influence outcomes in line with credit risk limits, including appropriate transactions structures.
• Identifying and monitoring top down emerging risk trends within the portfolio and devise action plans for mitigation where appropriate.
• Building and maintaining portfolio-level reporting routines which cover key movements in portfolio sensitivities, exposure changes and credit rating migrations.
• Getting involved in regulatory deliverables and other ad-hoc legal entity tasks which require credit risk input.