DEPARTMENT OVERVIEW

Treasury and Balance Sheet Management (TBSM) at TD is a recognized global leader in asset and liability management. We’re perceptive and nimble; accuracy makes us want to throw confetti in the air (figuratively speaking, mostly) and we’re looking for advanced graduates like you to join our Treasury Associate Program.
At TBSM, we drive shareholder value by managing wholesale funding programs, maintaining a comprehensive and disciplined funds transfer pricing framework. We also develop strategies for the enterprise investment portfolio and capital positions to ensure TD can generate stable and predictable earnings while optimizing the balance sheet within our risk appetite.
Our department is made up of over 250 dynamic professionals who provide expertise in managing the bank’s balance sheet to drive incremental value across all businesses within TD.
If we’re speaking your language, read on to learn about our Treasury Associate Program for exceptional graduates.

EXPERIENCE GROWTH:

• Work with key business partners on hedging, new product offerings, pricing decisions, etc.
• Manage and prioritize multiple projects, working with discretion and confidentiality
• Invest in personal development and growth; you value and actively seek constructive feedback
• Develop breadth of experience in core Treasury disciplines

QUALIFICATIONS AND SKILLS:

Some of these skills may stem from academic work or former jobs:

• Record of excellence in academics balanced with a range of extracurricular activities
• A high degree of numeracy and comfort with financial and quantitative analysis, including modeling and/or hedging
• A quantitative mindset committed to pursuing a career in Treasury and Balance Sheet Management
• A sharp eye for process simplification, automation and innovation; can dig through voluminous data
• Strong technology user; early adopter and can learn new tools quickly
• Understands financial markets and instruments, financial engineering, financial institution operations, bank product structure, pricing and transfer pricing, legislative and/or regulatory environments
• Self-starter and independent thinker with proven strong problem-solving skills, analytical capabilities and organizational skills
• Strong technical proficiency with various tools and systems (Bloomberg, SQL, Confluence, Jira, Advanced Excel, Alteryx, Tableau, PowerBI, VBA, R, Python and other relevant tools.

SPECIFIC EDUCATIONAL REQUIREMENTS, ACCREDITATIONS AND EXPERIENCE:

• Graduate degree within the last two years, or are completing a graduate degree in a quantitative discipline (Finance, Economics, Mathematics, Engineering, Statistics, Data, etc.) or a Master of Business Administration (MBA)
• At least 3 years’ work experience post-undergraduate degree with increasing responsibilities in a related field
• Professional designations are assets (e.g., CFA, CPA, FRM, etc.)
  Applications :
  This is a Toronto-based 2-year rotational program (Ontario, Canada) which starts in Summer 2026.

Applications must include ( applications without the below will not be reviewed ):

• Transcripts
• Cover letter (one letter-sized page only)
• Resume (two letter-sized pages only) - include graduation month and year and program

WHO WE ARE

TD is one of the world’s leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you’ve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we’re here to support you towards your goals. As an organization, we keep growing – and so will you.

WHO WE ARE

TD is one of the world’s leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you’ve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we’re here to support you towards your goals. As an organization, we keep growing – and so will you.

WHAT YOU’LL DO

No matter where you work at TD you’ll make a meaningful impact, grow your skills and thrive in our culture of care. Here’s what that means for each rotation in the Treasury Associate Program: