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Credit Analyst III - C&I at Provident Bank
Woodbridge Township, New Jersey, United States - Full Time
Skills Needed
Credit Analysis, Risk Analysis, Commercial Lending, Financial Statements, Cash Flow Analysis, Analytical Skills, Communication Skills, Underwriting Guidelines, Mentorship, Accounting Practices, Loan Structuring, Covenant Compliance, Industry Reports, Real Estate Analysis, Customer Interaction, Project Management
Specialization
Candidates must have a bachelor's degree in Finance, Accounting, or Economics and a minimum of 5 years in commercial credit underwriting. Strong analytical skills and thorough knowledge of underwriting and credit analysis are essential.
Experience Required
Minimum 5 year(s)
Lending Specialist at Bank Australia
Mascot, New South Wales, Australia - Full Time
Skills Needed
Good Communication Skills
Qualification
Graduate
Client Services Specialist I at Jefferson Bank
San Antonio, TX 78215, USA - Full Time
Skills Needed
Finance, Communication Skills, Performance Reporting, Accountability, Completion, Utilization, It, Economics
Specialization
The reporting portal (tamarac to track performance
Qualification
Graduate
Tyre Technician at LADYBANK TYRES
Ladybank, , United Kingdom - Full Time
Skills Needed
Good Communication Skills
Qualification
Graduate
Experience Required
Minimum 1 year(s)
Cash Management Officer II/III at Bank of Hawaii
Honolulu, Hawaii, USA - Full Time
Skills Needed
Good Communication Skills
Qualification
Graduate
Analyst IT Service Desk at Bank of Hawaii
Kapolei, Hawaii, USA - Full Time
Skills Needed
Good Communication Skills
Qualification
Graduate
Experience Required
Minimum 2 year(s)
Sr. Financial Specialist - Coral Way Branch at BankUnited N A
Miami, FL 33129, USA - Full Time
Skills Needed
Customer Service, Ged
Qualification
Diploma
Experience Required
Minimum 2 year(s)
Part Time Financial Specialist (Universal Banker/Teller) - Hialeah at BankUnited N A
Hialeah, FL 33012, USA - Full Time
Skills Needed
Customer Service
Qualification
Graduate
Experience Required
Minimum 1 year(s)
National Title Solutions Support Associate (Hybrid) - Rye Brook OR Melville at BankUnited N A
Port Chester, NY 10573, USA - Full Time
Skills Needed
Microsoft Outlook, Real Estate, Powerpoint, Excel
Specialization
Business related field preferred
Qualification
Graduate
Experience Required
Minimum 2 year(s)
Associate System Analyst at Five Star Bank
Warsaw, NY 14569, USA - Full Time
Skills Needed
Good Communication Skills
Qualification
Diploma
Experience Required
Minimum 1 year(s)
Mortgage Business Development Officer at East West Bank
Seattle, WA 98115, USA - Full Time
Skills Needed
Underwriting, Teamwork, Interpersonal Skills, Processing, Regulatory Requirements, Professional Ethics, Customer Service Skills
Qualification
Graduate
Univerzális tanácsadó-Kalocsa at OTP Bank Nyrt.
Kalocsa, South Great Plain, Hungary - Full Time
Skills Needed
Communication Skills, Problem Solving, Negotiation Skills, Sales Orientation, Flexibility, Dynamic Attitude
Specialization
Candidates should have a secondary education in economics or finance and user-level computer skills. Good communication, problem-solving, and negotiation skills are essential, along with a dynamic and results-oriented approach.
Accounting Specialist I at RNB State Bank
Saratoga, Wyoming, United States - Full Time
Skills Needed
Accounts Payable, Fixed Assets, Wire Transfers, General Ledger, Reconciliation, Reporting, Vendor Management, Tax Forms, Accruals, Eftps, Customer Service, Attention To Detail, Problem Solving, Communication, Time Management, Teamwork
Specialization
Candidates should have a high school diploma or GED and previous experience in accounting or banking. Preference may be given to those with a degree related to accounting.
Teller I at Southside Bank
Longview, Texas, United States - Full Time
Skills Needed
Customer Service, Cash Handling, Communication Skills, Attention To Detail, Problem Solving, Teamwork, Compliance, Sales Skills, Time Management, Professionalism, Technical Skills, Organizational Skills, Confidentiality, Adaptability, Training, Relationship Building
Specialization
A high school diploma or equivalent is required, along with a minimum of 6 months of cash handling or customer service experience preferred. Proficiency in typing, data entry, and excellent communication skills are essential.
Analyst IT Service Desk at Bank of Hawaii
Kapolei, Hawaii, United States - Full Time
Skills Needed
Problem Identification, User Support, Computer Software, Computer Hardware, Disaster Response, Call Handling, Solution Implementation, Alternative Analysis
Specialization
The position requires knowledge of computer software and hardware. Flexibility to work various shifts throughout the week is also necessary.
Commercial Credit Analyst at Bluestone Bank
Raynham, Massachusetts, United States - Full Time
Skills Needed
Credit Analysis, Financial Analysis, Risk Assessment, Data Analysis, Communication Skills, Ms Word, Ms Excel, Detail Oriented
Specialization
A bachelor's degree in business, finance, or accounting is required along with two or more years of credit analysis experience. Candidates should possess good financial analytical abilities, strong communication skills, and proficiency in MS Word and Excel.
Experience Required
Minimum 2 year(s)
Volunteer Center Manager at MANNA FoodBank
Mills River, North Carolina, United States - Full Time
Skills Needed
Volunteer Management, Program Management, Food Safety, Logistics, Public Speaking, Budget Management, Team Leadership, Training, Collaboration, Data Tracking, Communication, Microsoft Office Suite, Warehouse Operations, Event Planning, Diversity And Inclusion, Community Engagement
Specialization
Candidates should have a range of education and experience, from a high school diploma with five years of experience to a four-year degree with three years of experience in relevant fields. Experience working with volunteers and proficiency in Microsoft Office Suite are preferred.
Experience Required
Minimum 2 year(s)
Float Teller at ChoiceOne Bank
Sparta, Michigan, United States - Full Time
Skills Needed
Customer Service, Cash Handling, Communication, Technical Skills, Quality, Adaptability, Attendance, Flexibility, Dependability, Initiative
Specialization
Candidates must have a high school diploma or GED and preferably 6 months of cash handling experience. Effective communication skills and the ability to adapt to changing environments are essential.
VP, Portfolio Manager - Mid Mkt at Berkshire Bank
Worcester, MA 01608, USA - Full Time
Skills Needed
Finance, Plus, Preparation, Consideration, Color, Wealth Management, Cash Management, Product Knowledge, Risk, Retail, Economics, Annual Reviews, Credit, Private Banking, Financial Performance, Computer Skills
Specialization
Business, Economics, Finance
Qualification
BSc
Experience Required
Minimum 10 year(s)
Relationship Manager at East West Bank
Pasadena, CA 91101, USA - Full Time
Skills Needed
Knowledge Base, Finance
Specialization
Banking finance or other related field
Qualification
Graduate
Credit Analyst III - C&I at Provident Bank
Woodbridge Township, New Jersey, United States -
Full Time


Start Date

Immediate

Expiry Date

10 Jan, 26

Salary

120900.0

Posted On

12 Oct, 25

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

No

Skills

Credit Analysis, Risk Analysis, Commercial Lending, Financial Statements, Cash Flow Analysis, Analytical Skills, Communication Skills, Underwriting Guidelines, Mentorship, Accounting Practices, Loan Structuring, Covenant Compliance, Industry Reports, Real Estate Analysis, Customer Interaction, Project Management

Industry

Banking

Description
How would you like to join one of the most highly regarded financial institutions in New Jersey with deep roots in the community?  Provident is a successful and highly regarded multi-billion-dollar bank that continues to grow with branches in New Jersey, Eastern Pennsylvania and New York.  Our longevity is a testament to our commitment to placing our employees, customers, and the communities we serve at the center of all we do.  At Provident Bank, we are committed to enhancing our customer and employees’ experience.  POSITION OVERVIEW: This position is responsible for detailed research and credit analysis of complex credit requests in Commercial Credit Underwriting – C& I Regional Department.  The incumbent is expected to have comprehensive knowledge of credit & risk analysis, credit rules, structuring of credits, regulations and documentation with the ability to exercise independent judgment within established Underwriting Guidelines and Credit Policy.  At this level, the incumbent is expected to increasingly work with and assist the Commercial Loan Officers on customer calls.  The incumbent will assist in training less experienced staff members and handle more complex and/or challenging assignments (e.g., larger deals or complicated request with larger relationship exposure under Market and Lending Leadership Approval Authority – Level 6 & 7 or below).   KEY RESPONSIBILITIES: Prepare loan approvals, annual reviews and conduct and credit analysis for new requests, in addition to modifications and short term extension of existing loans Prepare and spread business financial statements and cash flows, in addition to personal financial statements and cash flow for personal guarantors.  Verify covenant compliance.  Conduct analysis on accounts receivable and accounts payable aging reports, work in progress reports, and borrowing base certificates.  Accompany Commercial Loan Officers on customer and prospect calls.  Participate in discussions with management regarding creditworthiness of proposed loan requests. Conduct third party research, inclusive of industry reports, personal credit reports, real estate analysis with market assessments, etc. Prepares reports and handles special assignments as warranted Subject to business needs may have supervisory and mentorship responsibilities for junior Credit Analysts.   MINIMUM QUALIFICATIONS: Bachelor’s degree in Finance, Accounting or Economics.  Minimum 5 years in Commercial credit underwriting Thorough knowledge of underwriting, credit analysis and commercial loan structure. Strong analytical skills with ability to identify strengths and mitigate risks. Knowledge of commercial real estate lending (investment and owner-occupied). Proficient in Commercial & Industrial lending including debt service coverage, cash flow, A/R and A/P, WIP, and Borrowing Base Certificates. Strong computer skills, inclusive of experience with loan origination software and MS Office applications (specifically MS Word and Excel). Strong verbal and written communication. Ability to prioritize multiple projects and complete them on time. Ability to conduct meetings, meet with customers, effectively present information and respond to questions from peers, auditors and various levels of management. Sound comprehension of accounting practices, inclusive of balance sheets, income statements, equity reconciliation, and cash flows. Credit underwriting confidence for the ability to mentor and train Credit Analyst I & II.    PREFERRED QUALIFICATIONS: MBA   WORKING CONDITIONS Work is mainly performed in a normal office environment.  Noise levels usually are moderate. Prolonged sitting Lifting from 5 to 10 lbs. (printer paper, storage boxes) Occasional bending or overhead lifting (storing files or boxes) The hazards are mainly those present in a normal office setting.     This job description may not be all-inclusive.  Employees are expected to perform other duties as assigned and directed by management.  Job descriptions and duties may be modified when deemed appropriate by management.Provident Bank recognizes and supports the importance of creating a socially and culturally diverse employee base. We understand, value, and appreciate the unique perspectives that a diverse workforce can contribute to our organization. We put the employee and the customer at the center of strategy because culture is a critical differentiator for why people choose to work here. We are an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to age 40 and over, color, disability, gender identity, genetic information, military or veteran status, national origin, race, religion, sex, sexual orientation or any other applicable status protected by state or local law.     Pay Details: $73,600 - $120,900 annually Please note, the base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, education, geographic location, internal equity, and other applicable business and organizational needs.    This role is incentive eligible based upon company, business, and/or individual goal achievement and performance.   Team members accrue paid time-off (PTO), receive Holiday (PTO) and are eligible to participate in the bank’s Health and Wellness benefits including Medical, Dental and Vision Plans, Flexible and Health Savings Accounts, and a 401(k) Retirement Plan. In addition, the company provides Disability Insurance, an Employee Assistance Program, and Basic Life Insurance. Company sponsored Tuition Disbursement and Loan Repayment programs are also available. Voluntary benefits include Supplemental Life Insurance, Accident, Critical Illness, Hospital Indemnity and Legal plans.   #LI-Hybrid
Responsibilities
The Credit Analyst III is responsible for detailed research and credit analysis of complex credit requests in the Commercial Credit Underwriting department. This role includes preparing loan approvals, conducting credit analysis, and assisting Commercial Loan Officers on customer calls.
Credit Analyst III - C&I at Provident Bank
Woodbridge Township, New Jersey, United States - Full Time
Skills Needed
Credit Analysis, Risk Analysis, Commercial Lending, Financial Statements, Cash Flow Analysis, Analytical Skills, Communication Skills, Underwriting Guidelines, Mentorship, Accounting Practices, Loan Structuring, Covenant Compliance, Industry Reports, Real Estate Analysis, Customer Interaction, Project Management
Specialization
Candidates must have a bachelor's degree in Finance, Accounting, or Economics and a minimum of 5 years in commercial credit underwriting. Strong analytical skills and thorough knowledge of underwriting and credit analysis are essential.
Experience Required
Minimum 5 year(s)
Lending Specialist at Bank Australia
Mascot, New South Wales, Australia - Full Time
Skills Needed
Good Communication Skills
Qualification
Graduate
Client Services Specialist I at Jefferson Bank
San Antonio, TX 78215, USA - Full Time
Skills Needed
Finance, Communication Skills, Performance Reporting, Accountability, Completion, Utilization, It, Economics
Specialization
The reporting portal (tamarac to track performance
Qualification
Graduate
Tyre Technician at LADYBANK TYRES
Ladybank, , United Kingdom - Full Time
Skills Needed
Good Communication Skills
Qualification
Graduate
Experience Required
Minimum 1 year(s)
Cash Management Officer II/III at Bank of Hawaii
Honolulu, Hawaii, USA - Full Time
Skills Needed
Good Communication Skills
Qualification
Graduate
Analyst IT Service Desk at Bank of Hawaii
Kapolei, Hawaii, USA - Full Time
Skills Needed
Good Communication Skills
Qualification
Graduate
Experience Required
Minimum 2 year(s)
Sr. Financial Specialist - Coral Way Branch at BankUnited N A
Miami, FL 33129, USA - Full Time
Skills Needed
Customer Service, Ged
Qualification
Diploma
Experience Required
Minimum 2 year(s)
Part Time Financial Specialist (Universal Banker/Teller) - Hialeah at BankUnited N A
Hialeah, FL 33012, USA - Full Time
Skills Needed
Customer Service
Qualification
Graduate
Experience Required
Minimum 1 year(s)
National Title Solutions Support Associate (Hybrid) - Rye Brook OR Melville at BankUnited N A
Port Chester, NY 10573, USA - Full Time
Skills Needed
Microsoft Outlook, Real Estate, Powerpoint, Excel
Specialization
Business related field preferred
Qualification
Graduate
Experience Required
Minimum 2 year(s)
Associate System Analyst at Five Star Bank
Warsaw, NY 14569, USA - Full Time
Skills Needed
Good Communication Skills
Qualification
Diploma
Experience Required
Minimum 1 year(s)
Mortgage Business Development Officer at East West Bank
Seattle, WA 98115, USA - Full Time
Skills Needed
Underwriting, Teamwork, Interpersonal Skills, Processing, Regulatory Requirements, Professional Ethics, Customer Service Skills
Qualification
Graduate
Univerzális tanácsadó-Kalocsa at OTP Bank Nyrt.
Kalocsa, South Great Plain, Hungary - Full Time
Skills Needed
Communication Skills, Problem Solving, Negotiation Skills, Sales Orientation, Flexibility, Dynamic Attitude
Specialization
Candidates should have a secondary education in economics or finance and user-level computer skills. Good communication, problem-solving, and negotiation skills are essential, along with a dynamic and results-oriented approach.
Accounting Specialist I at RNB State Bank
Saratoga, Wyoming, United States - Full Time
Skills Needed
Accounts Payable, Fixed Assets, Wire Transfers, General Ledger, Reconciliation, Reporting, Vendor Management, Tax Forms, Accruals, Eftps, Customer Service, Attention To Detail, Problem Solving, Communication, Time Management, Teamwork
Specialization
Candidates should have a high school diploma or GED and previous experience in accounting or banking. Preference may be given to those with a degree related to accounting.
Teller I at Southside Bank
Longview, Texas, United States - Full Time
Skills Needed
Customer Service, Cash Handling, Communication Skills, Attention To Detail, Problem Solving, Teamwork, Compliance, Sales Skills, Time Management, Professionalism, Technical Skills, Organizational Skills, Confidentiality, Adaptability, Training, Relationship Building
Specialization
A high school diploma or equivalent is required, along with a minimum of 6 months of cash handling or customer service experience preferred. Proficiency in typing, data entry, and excellent communication skills are essential.
Analyst IT Service Desk at Bank of Hawaii
Kapolei, Hawaii, United States - Full Time
Skills Needed
Problem Identification, User Support, Computer Software, Computer Hardware, Disaster Response, Call Handling, Solution Implementation, Alternative Analysis
Specialization
The position requires knowledge of computer software and hardware. Flexibility to work various shifts throughout the week is also necessary.
Commercial Credit Analyst at Bluestone Bank
Raynham, Massachusetts, United States - Full Time
Skills Needed
Credit Analysis, Financial Analysis, Risk Assessment, Data Analysis, Communication Skills, Ms Word, Ms Excel, Detail Oriented
Specialization
A bachelor's degree in business, finance, or accounting is required along with two or more years of credit analysis experience. Candidates should possess good financial analytical abilities, strong communication skills, and proficiency in MS Word and Excel.
Experience Required
Minimum 2 year(s)
Volunteer Center Manager at MANNA FoodBank
Mills River, North Carolina, United States - Full Time
Skills Needed
Volunteer Management, Program Management, Food Safety, Logistics, Public Speaking, Budget Management, Team Leadership, Training, Collaboration, Data Tracking, Communication, Microsoft Office Suite, Warehouse Operations, Event Planning, Diversity And Inclusion, Community Engagement
Specialization
Candidates should have a range of education and experience, from a high school diploma with five years of experience to a four-year degree with three years of experience in relevant fields. Experience working with volunteers and proficiency in Microsoft Office Suite are preferred.
Experience Required
Minimum 2 year(s)
Float Teller at ChoiceOne Bank
Sparta, Michigan, United States - Full Time
Skills Needed
Customer Service, Cash Handling, Communication, Technical Skills, Quality, Adaptability, Attendance, Flexibility, Dependability, Initiative
Specialization
Candidates must have a high school diploma or GED and preferably 6 months of cash handling experience. Effective communication skills and the ability to adapt to changing environments are essential.
VP, Portfolio Manager - Mid Mkt at Berkshire Bank
Worcester, MA 01608, USA - Full Time
Skills Needed
Finance, Plus, Preparation, Consideration, Color, Wealth Management, Cash Management, Product Knowledge, Risk, Retail, Economics, Annual Reviews, Credit, Private Banking, Financial Performance, Computer Skills
Specialization
Business, Economics, Finance
Qualification
BSc
Experience Required
Minimum 10 year(s)
Relationship Manager at East West Bank
Pasadena, CA 91101, USA - Full Time
Skills Needed
Knowledge Base, Finance
Specialization
Banking finance or other related field
Qualification
Graduate
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