At Trane TechnologiesTM and through our businesses including Trane® and Thermo King®, we create innovative climate solutions for buildings, homes, and transportation that challenge what’s possible for a sustainable world. We’re a team that dares to look at the world’s challenges and see impactful possibilities. We believe in a better future when we uplift others and enable our people to thrive at work and at home. We boldly go.
Job Summary：The role of Credit Analyst will involve managing the area of customer credit risk evaluation and escalation. This position will be part of the Corporate Credit Function that has accountability for all Trane Technologies business units within EMEA. Candidates will have experience in customer credit risk assessment and mitigation. Working with other Credit & Collections personnel within the region, the candidate should be open to the adoption of new processes and procedures that contribute to best practices that address the risk mitigation aspect of the Credit & Collections function. Individuals will be expected to be change agents, self-starters, driven for results and able to work effectively with sales and business unit leadership. It is important that the successful candidate follows the standard work practices in place for Credit Analysts.

Responsibilities:

• Source, consolidate and analyse customer credit information and make recommendations of credit limits and conditions that follow credit policy and commercial strategies.
• Evaluate larger and more complex customer credit risk reviews.
• Responsible for credit compliance controls to ensure that credit limits are adhered to.
• Keep record of credit line approvals and make sure that information is available to relevant stakeholders.
• Responsible for managing the customer credit line review process to ensure that the company’s risk is mitigated and at the same time complies with corporate & regional credit policies.
• Ensure portfolio is compliant with credit policies.
• Provide credit risk training when necessary to credit & collection staff.
• Visit customers & sales staff if necessary to build effective business partnerships.
• Negotiate with relevant stakeholders such as sales personnel in situations where there are commercial requirements that may be in conflict with a prudent credit decision and reach mutually acceptable compromises.
• Proficiency in MS Excel and Oracle is a requirement.

Qualifications:

• Ideally have a University Degree in Business, Finance, Accounting or similar field.
• Should have 3+ years of credit risk experience.
• Ability to design, innovate, challenge processes and act as a change agent within the region.
• Effective personal and interpersonal skills (including the ability to influence others, drive new capabilities and thought processes into the organization). Must be at ease interacting with sales & business unit leadership.
• Effective communication skills (both oral and written).
• Fluency in English is essential and strong ability in another European language is advantageous.
• Ability to work with a sense of urgency and flexibility.

We offer competitive compensation and comprehensive benefits and programs. We are an equal opportunity employer; all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, pregnancy, age, marital status, disability, status as a protected veteran, or any legally protected status

• Source, consolidate and analyse customer credit information and make recommendations of credit limits and conditions that follow credit policy and commercial strategies.
• Evaluate larger and more complex customer credit risk reviews.
• Responsible for credit compliance controls to ensure that credit limits are adhered to.
• Keep record of credit line approvals and make sure that information is available to relevant stakeholders.
• Responsible for managing the customer credit line review process to ensure that the company’s risk is mitigated and at the same time complies with corporate & regional credit policies.
• Ensure portfolio is compliant with credit policies.
• Provide credit risk training when necessary to credit & collection staff.
• Visit customers & sales staff if necessary to build effective business partnerships.
• Negotiate with relevant stakeholders such as sales personnel in situations where there are commercial requirements that may be in conflict with a prudent credit decision and reach mutually acceptable compromises.
• Proficiency in MS Excel and Oracle is a requirement