ABOUT WORKING AT COMMERCE

Building a career here is more than just steps on a ladder. It’s about helping people find financial safety and success, helping businesses thrive, and making sure people and their money are taken care of. And our commitment doesn’t stop there. Our culture is about our people, the ones in our communities and the ones that work with us.
Here, you’ll find opportunities to grow and learn, to connect with others, and build relationships with the people around you. You’ll have the space and resources to grow into the best version of yourself. Because our number one investment is you.
Creating an award-winning culture doesn’t come easy. And after 160 years, we know Commerce Bank is only at its best when our people are. If this sounds interesting to you, keep reading and let’s talk.

KNOWLEDGE, SKILLS & ABILITIES REQUIRED

• Intermediate knowledge of commercial banking field
• Intermediate knowledge of commercial products, credit policies, procedures and terminology
• Ability to maintain a valid driver’s license and meet Commerce Bank’s driving record criteria; ongoing employment may be contingent upon meeting all driving requirements
• Strong analytical and problem-solving skills
• Strong negotiation skills
• Ability to use a high degree of critical thinking skills in managing a large portfolio of diverse and complex commercial relationships
• Motivated and organized self-starter with strong attention to detail and the ability to manage multiple priorities
• Inquisitive, agile and strong team player with excellent written, verbal and interpersonal communication skills
• Ability to remain adaptable and resilient to all situations with an optimistic outlook and cast a positive shadow that is aligned with our culture and Core Values
• Intermediate proficiency with Microsoft Word, Excel and Outlook

EDUCATION & EXPERIENCE

• Bachelor’s degree in Business Administration, or equivalent combination of education and experience required
• 3+ years of commercial banking experience required

• Assist Regional Managers in customer prospect calling, including customers with active and new credit opportunities
• Serve as the primary advisor for commercial relationships while ensuring a high level of customer satisfaction and retention
• Assist the Team Leader on a semi-annual basis to assure that the cross selling of appropriate products and services
• Evaluate customer service requests for existing relationships, including loan renewals and modifications
• Assist the Reginal Managers on credit requests, including: general underwriting, loan structuring, negotiating/pricing, collateral, and analyzing industry/credit risk
• Prepare loan booking requirements, including: negotiating terms, the review of loan documentation and assisting in the closing process
• Manage annual credit review schedule for team of Relationship Managers
• Prepare loan presentations and credit reviews as necessary
• Maintain loan reporting, including: past dues, documentation and collateral exceptions, financial performance updates, portfolio profitability, etc
• Assist Regional Managers in the credit management of all watch list credits
• Ensure compliance with all Bank policies, procedures, regulations, and laws
• Perform other duties as assigned