ICICI Bank Canada is a wholly-owned subsidiary of ICICI Bank Limited (NYSE:IBN) which has its headquarters in Mumbai, India. ICICI Bank Limited is a leading private sector bank in India. ICICI Bank Limited’s consolidated total assets stood at US$ 309.1 billion as on March 31, 2025.
Established in December 2003, ICICI Bank Canada is a full-service direct bank with an asset base of about C$5.2 billion as at March 31, 2025 and it is a member of the Canada Deposit Insurance Corporation. ICICI Bank Canada offers a wide range of financial solutions to cater to personal, commercial, corporate, investment, treasury and trade requirement.

The incumbent will be responsible for ensuring the implementation and compliance of the credit and risk policies of the Bank with focus on the corporate and commercial lending proposals. The incumbent will be working closely with the assigned teams in the Commercial and Corporate Lending Department to ensure the portfolio management is in line with the business and risk objectives of the Bank. The incumbent will be responsible for:

• Credit risk management
• Adherence to Corporate & Commercial Credit & Recovery Policy
• Enhanced risk measures and control

Area of Responsibility
1. Constantly review the assigned portfolio to monitor the credit quality and report on a regular basis.
2. Carry out credit analysis of lending proposals including commercial and syndication loans.
3. Provide research support on external developments (industry, sector trends, etc.) and their potential effects on the assigned portfolio.
4. Liaise with internal audit, external audit and regulatory body as a point of contact on risk related matters.
5. Manage all of the elements stipulated in the Corporate & Commercial Credit and Recovery Policy. Provide assessments on the credit risk of local and cross border loans.
6. Vet and analyze credit and investment proposals thoroughly before presenting to the Management Credit Committee (“MCC”), evaluate quality of credit applications by providing constructive feedback to the “line” managers and ensure application of guidelines as set by the MCC, the Board and regulators.
7. Ensure periodic reviews, credit control and loan administration functions are performed efficiently and as when due, supported by effective monitoring and controls, including credit scoring models for various segments. Foster an environment of focused and proactive management of credit exposures. Stay current with financial analysis and risk profile of sectors with large concentration (e.g. real estate), borrowers and counter parties.
8. Coach, mentor and develop a strong credit culture among commercial and corporate lenders.
9. Monitor and ensure compliance with organizational, business, strategic, operational, legal, reputation and market risks where applicable.
10. Coordinate within the department to prepare presentations for senior management, Board & regulators.
11. Implement OSFI’s guidelines B-15 on climate risk management for the Bank.
12. Other duties as assigned.
If you require accommodation measures during any phase of the hiring process, please notify us as soon as possible. All information received in relation to accommodation requests will be kept confidential
Job Type: Full-time
Work Location: In perso

• Credit risk management
• Adherence to Corporate & Commercial Credit & Recovery Policy
• Enhanced risk measures and contro