Job Location: First Farmers and Merchants Bank, The work location for this position is flexible. We have branches in Maury, Lawrence, Giles, Hickman, Marshall, Williamson, and Davidson Counties in Tennessee. The work location for this position can be based out of a branch within an area we serve.

KNOWLEDGE AND SKILLS:

Experience
Minimum of 5 years of banking B2B sales experience.
Education
Bachelor’s Degree
Interpersonal Skills
Treats people with respect; keeps commitments; inspires the trust of others; works ethically and with knowledge, skill and/or ability required to perform the position in an exceptional manner. Ability to deal with difficult problems involving multiple facets and variables in non-standardized situations.

Other Skills

• Underwriting

Strong financial analysis skills including the ability to read, analyze and interpret financial statements and tax returns.
Comfortable authoring credit memos and actively participating in the underwriting and credit approval process.

Respectfully and effectively collaborate with all internal partners and stakeholders to ensure an exceptional client experience

• Portfolio Management

Accountable for overall portfolio management, compliance and risk.
Completes accurate and timely credit actions, including periodic reviews, renewals, modifications.
Ensures that borrower reporting requirements and financial covenants are met.

Works in close partnership with credit administration.

• Other

Effective organizational and time management skills.
Ability to effectively utilize computer technology. Proficiency in Microsoft Office Suite programs.
Physical Requirements
The person in this position needs to frequently move about inside the office to interact with associates or clients and access office machinery and file cabinets. The person in the position constantly operates a computer and other office productivity machinery, such as a calculator, photocopier, and printer.
Work Environment
This job operates in a professional office environment and includes frequent and ongoing travel within the Middle Tennessee market having in-person visits with prospects, existing clients, partners, and COIs. This role routinely uses standard office equipment such as calculators, computers, phones, photocopier, filing cabinets and fax machines.
Job Type: Full-time

Benefits:

• Dental insurance
• Employee assistance program
• Flexible spending account
• Health insurance
• Life insurance
• Paid time off
• Tuition reimbursement
• Vision insurance

Ability to Commute:

• Franklin, TN 37064 (Required)

Ability to Relocate:

• Franklin, TN 37064: Relocate before starting work (Required)

Work Location: In perso

ROLE:

The Business Banking Relationship Manager (BBRM) is responsible for the acquisition of new business banking clients in addition to the expansion/retention of existing relationships. The BBRM must be able to source, analyze, structure, negotiate and close new business with a primary focus on C&I lending, deposits and treasury management for businesses with annual revenues up to $30 million. They are responsible for developing and executing an effective new business development plan to build the client portfolio they will manage and grow. The BBRM must be knowledgeable and effective in determining the financial needs of prospective clients and in proposing client centric solutions that leverage the Bank’s suite of products. The BBRM will act in compliance with all Bank policies and procedures, as well as all applicable state and federal banking regulations. This role is crucial to the growth strategy of the bank. It carries a competitive base salary and an uncapped, non-discretionary performance-based incentive plan.

ESSENTIAL FUNCTIONS & RESPONSIBILITIES:

E 65%
Develop new business opportunities by actively prospecting SME’s in the Middle Tennessee market.
Build, maintain and grow a portfolio of C&I clients utilizing the Bank’s comprehensive suite of lending and banking solutions.
Engage in community events and networking activities to increase awareness of FF&M in the markets we serve.
E 15%
Author credit memos, participate in preflight calls, utilize strong financial analysis skills in cash flow modeling, identifying key metrics, articulating and mitigating risk in proposing credit solutions.
E 10%
Collaborate openly and joint call with multiple business lines and product partners.
E 5%
Develop an in-depth knowledge of bank products and capabilities to effectively recommend appropriate product and service solutions to meet client needs.
N 5%
Performs other duties as assigned.