CRM ASEAN CREDIT UNDERWRITER

Citi continues to enhance its business control and governance framework by building
out Institutional Credit Management (ICM), a new function in the 1st Line of Defense, to house and consistently manage credit risk activities performed across its Institutional Client Group organization. ICM’s objective is to provide integrated “end-to-end” credit underwriting, identification, measurement, management, and monitoring for wholesale credit risk across the enterprise. Within ICM, the Credit Underwriting function (ICM-UW) provides analysis, greenlight, underwriting, first-line-of-defense credit approval and subsequent credit monitoring across all ICG wholesale credit businesses including Banking, Capital Markets, and Advisory (BCMA), Global Structured Products, Financings, and Securitizations (GSP-F&S), Treasury & Trade Services (TTS), Markets, and Securities Services (MSS).
The Underwriter covers large and complex relationships within ASEAN (Thailand, Singapore, Malaysia, Vietnam, Philippines and Indonesia) being responsible for all underwriting activities, in partnership with Banking and Risk. This role reports directly to Asia Head for CRM Underwriting

SPECIFIC RISK EXPERIENCE:

• Senior credit approval authority covering large and complex underwritings, capital commitments, derivatives with multi-industry experience
• Experience in and exposure to global credit risk management standards
• Ability to understand capital markets products and complex financing and product structures
• Ability to provide strategic insights and strong sensitivity to macro and regulatory issues
• Able to discuss and address issues associated with the allocation of risk assets and risk capital in partnership with banking and product organization

QUALIFICATIONS:

• 10+ years risk/risk-related credit work experience in banking/financial institutions
• Proven ability to effectively engage with regulators and internal control functions including Internal Audit and Fundamental Credit Risk as well as with external audit
• Demonstrates strong ethics and integrity
• Ability to see the ‘big picture’ in a complex environment
• Can make decisions under pressure and short timeline
• Excellent verbal & written communication skills. Active listening skills.
• Excellent presentation skills – adept at presenting effectively to audiences of various sizes and various constituencies

EDUCATION:

• Degree/Master’s degree preferred
  This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.
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  Job Family Group:
  Risk Management
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Executes, aligned with global and regional strategies, all responsibilities regarding

underwriting, including, but not limited to:

• Adoption of leading practices in credit analysis, underwriting, and monitoring, including the end-toend underwriting process, from early origination discussions, to development of credit approval memos, and senior approval forums
• Detailed review of financial analysis, due diligence, projection modeling, stress testing, risk ratings and other in-depth analysis performed by junior resources
• Review and approval of Credit Approval Memos (CAM) packages
• Partnering with Front Office on structuring and production of term sheet for new transactions
• Facilitate relationships with key clients in Banking and Risk and with key Regulators, Internal Audit, and control functions
• Support ICM Underwriting organization on strategic initiatives/projects as required