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Epidemiologist at Centers for Disease Control and Prevention
Atlanta, GA 30333, USA - Full Time
Skills Needed
Good Communication Skills
Qualification
Graduate
Experience Required
Minimum 1 year(s)
Medical Records Technician (Coder In/Out) at US Veterans Health Administration
Remote, Oregon, USA - Full Time
Skills Needed
Medical Terminology, It, Anatomy, Veterans, Eligibility, Resume, Medical Coding, Cpt Coding, Consideration, Credit, Veterans Affairs, Pathophysiology, Information Management, Physiology
Specialization
Medical terminology anatomy and physiology medical coding and introduction to health records
Qualification
Graduate
Experience Required
Minimum 1 year(s)
Outpatient Coding Team Lead at Methodist Hospital
San Antonio, TX 78229, USA - Full Time
Skills Needed
Scheduling, Revenue Cycle Management, Color, Coding Experience, Rhit, External Clients, Training, Rhia, Payer, Health Information Management, Customer Service, Payroll, Ccs, Account Resolution, Patient Care, Leadership, It, Coding Practices, Quality Reviews, Data Integrity
Specialization
Him/hit strongly preferred
Qualification
Graduate
Experience Required
Minimum 3 year(s)
Geographer at US Geological Survey
Wallops Island, Virginia, USA - Full Time
Skills Needed
Statistics, Political Science, Universities, It, Geology, Urban Studies, Sociology, Credit, Testing, Meteorology, Anthropology, Travel, Masking, Geography, History, Computer Science, Cartography, Economics
Specialization
Geography or related fields
Qualification
Graduate
Experience Required
Minimum 1 year(s)
Health System Specialist - Credentialing and Privileging at US Veterans Health Administration
Phoenix, AZ 85012, USA - Full Time
Skills Needed
Procurement, It, Addition, Completion, Credit, Public Administration, Universities
Specialization
Health care administration
Qualification
Graduate
Public Affairs Specialist at Centers for Disease Control and Prevention
Atlanta, GA 30333, USA - Full Time
Skills Needed
Good Communication Skills
Qualification
Graduate
Experience Required
Minimum 1 year(s)
Senior QA Manager, Release Quality at BLOCK INC
SFBA, California, USA - Full Time
Skills Needed
Good Communication Skills
Qualification
Graduate
Registered Nurse, Nurse Manager, Medical/Surgical Unit at US Veterans Health Administration
Amarillo, TX 79106, USA - Full Time
Skills Needed
Integration, Leadership, Accreditation, Performance Appraisal, Credit, Resume, Nursing Education, Completion, Professional Development, Licensure, Case, English, It, Icd, Online Assessment
Specialization
A state territory or commonwealth (i.e puerto rico of the united states or the district of columbia
Qualification
Graduate
Experience Required
Minimum 2 year(s)
RN - REGISTERED CLINICAL NURSE II - MED/SURG/TELE UNIT (Nights) at BayCare
New Port Richey, Florida, USA - Full Time
Skills Needed
Clinical Skills, Interpersonal Skills
Qualification
Diploma
Experience Required
Minimum 1 year(s)
Biologist at US Geological Survey
San Diego, California, USA - Full Time
Skills Needed
Universities, It, Access, Agriculture, Email, Written Communication, Extensions, Credit, Testing, Travel, Masking, Information Management, Natural Resource Management, Chemistry
Specialization
Agriculture, Chemistry, Management
Qualification
Graduate
Experience Required
Minimum 1 year(s)
Fire Chief / EMS Director at State of Wisconsin
Madison, WI 53703, USA - Full Time
Skills Needed
Public Administration, Emergency Management
Specialization
Assistant fire chief or equivalent rank or equivalent leadership role
Qualification
Graduate
Police Officer at US Veterans Health Administration
Fresno, CA 93703, USA - Full Time
Skills Needed
Parks, Email, Regulations, Law Enforcement, Credit, It
Qualification
Graduate
Dietitian (Clinical) at US Veterans Health Administration
Lake City, Florida, USA - Full Time
Skills Needed
Addition, Veterans, Dietetics, English, Patient Outcomes, Consideration, Patient Care, Research, It, Universities, Regulatory Requirements, Collaboration, Credit, Resume, Nutrition, Veterans Affairs
Specialization
Part i chapter 4 of this handbook will be followed when applying veteran's preference
Qualification
Graduate
Experience Required
Minimum 1 year(s)
Supervisory Histopathology Technician at US Veterans Health Administration
San Antonio, TX 78229, USA - Full Time
Skills Needed
Heavy Lifting, Conflict Resolution, Continuing Education, Training, Veterans Affairs, Documentation, Veterans, It, Consideration, Accreditation, Histopathology, Interdepartmental Relations, Fixation, State Laws, Assessment, Performance Appraisal, Regulatory Requirements
Specialization
Histopathology or cytotechnology
Qualification
Diploma
Experience Required
Minimum 4 year(s)
Medical Assistant at UCHealth
Colorado Springs, Colorado, USA - Full Time
Skills Needed
Red Cross, Life Support, Credentials
Specialization
60 days of hire unless otherwise noted at position level
Qualification
Diploma
Special Deputy at Franciscan Health
Indianapolis, Indiana, USA - Full Time
Skills Needed
N/A
Qualification
Graduate
Experience Required
Minimum 1 year(s)
Physical Therapy Assistant at US Veterans Health Administration
Gainesville, FL 32608, USA - Full Time
Skills Needed
It, Universities, Citizenship, Consideration, Veterans, Veterans Affairs, Accreditation, English, Credit, Resume
Specialization
Physical therapy education
Qualification
Graduate
Experience Required
Minimum 1 year(s)
Vocational Rehabilitation Counselor at US Veterans Health Administration
Baltimore, MD 21201, USA - Full Time
Skills Needed
Disciplinary Action, It, Barriers, Signs, Ips, Eligibility, Completion, Rehabilitation Psychology, Assistive Technology, Health Care Professionals, Documentation, Counselor Education, English, Step, Credit, Disabilities, Rehabilitation Counseling, Dynamics, Veterans
Qualification
Graduate
Experience Required
Minimum 1 year(s)
HR Liaison at University of California San Francisco
Richmond, California, USA - Full Time
Skills Needed
Communication Skills, Excel, Regulations, Personnel Management, Powerpoint, Critical Thinking, Confidentiality
Qualification
Graduate
Experience Required
Minimum 3 year(s)
Associate Director (Congressional Affairs), MC-0301-3b at US Millennium Challenge Corporation
Washington, DC 20005, USA - Full Time
Skills Needed
Oral Communication, Sme, Research, It, Technical Competence, Foreign Policy, Credit, Legislative Issues, Writing, Legislation, Veterans, Appropriations
Qualification
Graduate
Experience Required
Minimum 1 year(s)
Epidemiologist at Centers for Disease Control and Prevention
Atlanta, GA 30333, USA -
Full Time


Start Date

Immediate

Expiry Date

09 Apr, 45

Salary

159776.0

Posted On

10 Apr, 23

Experience

1 year(s) or above

Remote Job

No

Telecommute

No

Sponsor Visa

No

Skills

Good communication skills

Industry

Hospital/Health Care

Description

DatePosted
4/7/2023 11:48:04 AM
FirstLocation
Atlanta, Georgia

33.7483

  • 84.3911

Location
Atlanta, Georgia
Department
Department of Health and Human Services
Agenc
Centers for Disease Control and Prevention
SubAgenc
National Center for Emerging and Zoonotic Infectious Diseases
MajorDuties
As a Epidemiologist, you will: Perform duties such as: write statements of work, serve on technical review panels for contract proposals, and monitor contracts for quality assurance and quality control. Serve as an expert in the field of epidemiology, especially as it relates to the analysis of large healthcare data assets to answer critical public health problems. Identify and analyze public health issues and their impact on public policies or epidemiological studies or surveys. Participate in various aspects of the study or survey design process. Plan work to be accomplished by subordinates, set and adjust short-term priorities, and prepare schedules for completion of work, when necessary.
Education
Education completed in colleges or universities outside the United States may be used to meet the education requirements. You must provide acceptable documentation that the foreign education is comparable to that received in an accredited educational institution in the United States. For more information on how foreign education is evaluated, visit: https://sites.ed.gov/international/recognition-of-foreign-qualifications.
Requirements
US Citizenship is required. Background Investigation is required. E-Verify: If you are selected for this position, the documentation that you present for purposes of completing the Department of Homeland Security (DHS) Form I-9 will be verified through the DHS “E-Verify” System. Federal law requires DHS to use the E-Verify System to verify employment eligibility of all new hires, and as a condition of continued employment obligates the new hire to take affirmative steps to resolve any discrepancies identified by the system. The U.S. Department of Health and Human Services is an E-Verify Participant. Direct Deposit: All Federal employees are required to have Federal salary payments made by direct deposit to a financial institution of their choosing. All qualification requirements must be met by the closing date of the announcement. One-year probationary period may be required. Travel, transportation, and moving expenses may be paid: No Bargaining Unit Position: No Drug Screening Required: No Annual Leave for non-federal service may be authorized. Promotion potential: No Supervisory position: Yes. This position has 20% supervisory duties, candidates must also have demonstrated or shown the potential to develop the necessary knowledge, skills, and abilities. Applicants should describe any previous experience or responsibilities which could be used in relation to the supervisory requirements of this position. Public Trust/Moderate Background Investigation (5) is required
Evaluations
Once the application process is complete, a review of the resume and supporting documentation will be made and compared against your responses to the assessment questionnaire to determine if you are qualified for this job. If, after reviewing your resume and/or supporting documentation, a determination is made that you have inflated your qualifications and/or experience, you may lose consideration for this position. Please follow all instructions carefully. Errors or omissions may affect your eligibility. Category rating procedures will be used to rate and rank candidates. The category assignment is a measure of the degree to which your background matches the competencies required for this position. Qualified candidates will be ranked into one of three categories: Best Qualified, Well Qualified or Qualified. The Category Rating Process does not add veterans’ preference points but protects the rights of veterans by placing them ahead of non-preference eligibles within each category. Preference eligibles who meet the minimum qualification requirements and who have a compensable service-connected disability of at least 10 percent must be listed in the highest quality category (except in the case of scientific or professional positions at the GS-9 level or higher). Your qualifications will be evaluated on the following competencies (knowledge, skills, abilities and other characteristics). Collaboration / Partnering Conflict Management Data Management, Analysis, and Interpretation Epidemiological Knowledge Influencing/Negotiating Oral Communication Organizational Systems Awareness Professional Communications Project Management (2) Public Health Advocacy (1) Public Health Intervention Research Ethics Team Building Technical Credibility Written Communication
HowToAppl
To apply for this position, you must complete the online application and submit the documentation specified in the Required Documents section. A complete application package must be submitted by 11:59 PM (EST) on04/17/2023 of this announcement to receive consideration. To begin, click Apply to access the online application. You will need to be logged into your USAJOBS account to apply. If you do not have a USAJOBS account, you will need to create one before beginning the application. Follow the prompts to select your r�sum� and/or other supporting documents to be included with your application package. You will have the opportunity to upload additional documents to include in your application before it is submitted. Your uploaded documents may take several hours to clear the virus scan process. After acknowledging you have reviewed your application package, complete the Include Personal Information section as you deem appropriate and click to continue with the application process. You will be taken to the online application which you must complete in order to apply for the position. Complete the online application, verify the required documentation is included with your application package, and submit the application. To verify the status of your application, log into your USAJOBS account (https://my.usajobs.gov/Account/Login), all of your applications will appear on the Welcome screen. The Application Status will appear along with the date your application was last updated. For information on what each Application Status means, visit: https://www.usajobs.gov/Help/how-to/application/status/. If you cannot apply online: If you are unable to apply online, please contact the CDC Helpdesk by phone (770) 488-1725 or email HRCS@CDC.GOV. Applicants are strongly encouraged to apply online. Applying online, through your USAJOBS account, will expedite the application process and allow you to check your application. If you utilize the Alternate Application method, your USAJOBS account will not display this application or status updates related to this application. Interagency Career Transition Assistance Program (ICTAP): For information on how to apply as an ICTAP eligible see http://opm.gov/rif/employeeguides/careertransition.asp#ictap. To be well-qualified and exercise selection priority for this vacancy, displaced Federal employees must be rated at 85.0 or above on the rating criteria for this position. To view the questionnaire, click on the following link: https://apply.usastaffing.gov/ViewQuestionnaire/11917584
WhatToExpectNext
Once the online questionnaire is received you will receive an acknowledgement email that your submission was successful. The most highly qualified candidates will be referred to the hiring manager for further consideration and possible interview. We expect to make a selection within 45 days of the closing date of this announcement. You will receive notice via email once this process is completed (generally 4-6 weeks). Your position may be eligible for workplace flexibilities which may include remote work or telework options, and/or flexible work scheduling. These flexibilities may be requested in accordance with the HHS Workplace Flexibilities policy. HHS has a critical preparedness and response mission: HHS protects the American people from health threats, researches emerging diseases, and mobilizes public health programs with domestic and international partners. In support of this mission, HHS offers its employees the opportunity to volunteer to become Federal Civilian Detailees and contribute their unique skills through voluntary temporary assignments to humanitarian emergencies or Departmental priorities countering new and emerging health, safety, and security threats.
RequiredDocuments
To apply for this position, you must submit a complete Application Package which includes: 1. Your r�sum� showing name, work schedule, hours worked per week, dates (month/year) of employment and duties performed. Do not include the following types of information in your profile or resume: Classified or government sensitive information Social Security Number (SSN) Photos of yourself Personal information, such as age, gender, religious affiliation, etc. Encrypted and digitally signed documents 2. Other supporting documents: Cover Letter, optional Veterans Preference Documentation, if applicable Transcript(s) Career Transition Assistance Program documentation, if applicable (e.g., Certification of Expected Separation, Reduction-In-Force Separation Notice, or Notice of Proposed Removal; SF-50 that documents the RIF separation action; and most recent performance appraisal). If you are a veteran with preference eligibility and you are claiming 5-points veterans’ preference, you must submit a copy of your DD-214 or other proof of eligibility. If you are claiming 10-point veterans’ preference, you must also submit an SF-15, “Application for 10-Point Veterans’ Preference” plus the proof required by that form. For more information on veterans’ preference see http://www.fedshirevets.gov/job/vetpref/index.aspx. *Note: You may submit an unofficial transcript or a list of college courses completed indicating course titles, credit hours, and grades received. An official transcript from an accredited educational institution is required if you are selected for the position. Failure to submit any of the above mentioned required documents will result in loss of consideration due to an incomplete application package. It is your responsibility to ensure all required documents have been submitted. For R�sum� and Application Tips visit: https://help.usajobs.gov/index.php/Tips.
Benefits
OtherInformation
Positions may be available in multiple locations across the United States, or eligible for telework and remote work opportunities, based on the Center for Disease Control and Prevention’s (CDC’s) Workplace Flexibilities Policy. Additional selections may be made within the same geographical location CDC-wide. The utilization of shared certificates within multiple Centers of the Center of Disease Control and Prevention may be used from this vacancy announcement for specialties to include but not limited to: Applied Epidemiology, Behavioral Epidemiology, Chronic Diseases, Emergency Preparedness and Response, Emerging Infectious Diseases, Environmental Health, HIV/AIDS, Immunization, Infectious Diseases (e.g. Viral, Parasitic, etc.), Influenza, Malaria, Non-communicable Diseases, Outbreak Investigations, Sexually Transmitted Diseases (STDs), Surveillance, Tropical Medicine, Tuberculosis (TB), Viral Hepatitis, and/or Zoonotic Diseases. Recruitment and/or relocation incentives may be authorized. Males born after December 31, 1959 must be registered or exempt from Selective Service (see http://www.sss.gov). For information on “People with Disabilities” please see http://opm.gov/disability/PeopleWithDisabilities.asp and https://www.opm.gov/policy-data-oversight/disability-employment/getting-a-job/sampleschedaletters.pdf. Former and present Peace Corps personnel may be considered to fill vacancies. Peace Corps personnel are eligible for consideration if you have completed at least 36 months of continuous service, without a break in service of 3 days or more. This requirement is consistent with section 7(a) of the Peace Corps Act (22 U.S.C. 2506), which pertains to the appointment of Peace Corps staff (not volunteers) and is applicable within 3 years after separation from qualifying service with the Peace Corps. A copy of your SF-50 is required to support your request. Peace Corps Volunteers may be considered to fill vacancies. Executive Order 11103 provides eligibility for appointment in the competitive service for any person who is certified by the Director of the Peace Corps as having served satisfactorily as a Volunteer or Volunteer Leader under the Peace Corps Act and who passes such examination as the Office of Personnel Management may prescribe.
KeyRequirements
WithinArea
False
CommuteDistance
0
ServiceType
01
AnnouncementClosingType
01
SecurityClearance
Other
DrugTestRequired
False
AdjudicationType
Credentialing,Suitability/Fitness
PositionSensitiviti
Moderate Risk (MR)
HiringPaths

Responsibilities

Please refer the Job description for details

Epidemiologist at Centers for Disease Control and Prevention
Atlanta, GA 30333, USA - Full Time
Skills Needed
Good Communication Skills
Qualification
Graduate
Experience Required
Minimum 1 year(s)
Medical Records Technician (Coder In/Out) at US Veterans Health Administration
Remote, Oregon, USA - Full Time
Skills Needed
Medical Terminology, It, Anatomy, Veterans, Eligibility, Resume, Medical Coding, Cpt Coding, Consideration, Credit, Veterans Affairs, Pathophysiology, Information Management, Physiology
Specialization
Medical terminology anatomy and physiology medical coding and introduction to health records
Qualification
Graduate
Experience Required
Minimum 1 year(s)
Outpatient Coding Team Lead at Methodist Hospital
San Antonio, TX 78229, USA - Full Time
Skills Needed
Scheduling, Revenue Cycle Management, Color, Coding Experience, Rhit, External Clients, Training, Rhia, Payer, Health Information Management, Customer Service, Payroll, Ccs, Account Resolution, Patient Care, Leadership, It, Coding Practices, Quality Reviews, Data Integrity
Specialization
Him/hit strongly preferred
Qualification
Graduate
Experience Required
Minimum 3 year(s)
Geographer at US Geological Survey
Wallops Island, Virginia, USA - Full Time
Skills Needed
Statistics, Political Science, Universities, It, Geology, Urban Studies, Sociology, Credit, Testing, Meteorology, Anthropology, Travel, Masking, Geography, History, Computer Science, Cartography, Economics
Specialization
Geography or related fields
Qualification
Graduate
Experience Required
Minimum 1 year(s)
Health System Specialist - Credentialing and Privileging at US Veterans Health Administration
Phoenix, AZ 85012, USA - Full Time
Skills Needed
Procurement, It, Addition, Completion, Credit, Public Administration, Universities
Specialization
Health care administration
Qualification
Graduate
Public Affairs Specialist at Centers for Disease Control and Prevention
Atlanta, GA 30333, USA - Full Time
Skills Needed
Good Communication Skills
Qualification
Graduate
Experience Required
Minimum 1 year(s)
Senior QA Manager, Release Quality at BLOCK INC
SFBA, California, USA - Full Time
Skills Needed
Good Communication Skills
Qualification
Graduate
Registered Nurse, Nurse Manager, Medical/Surgical Unit at US Veterans Health Administration
Amarillo, TX 79106, USA - Full Time
Skills Needed
Integration, Leadership, Accreditation, Performance Appraisal, Credit, Resume, Nursing Education, Completion, Professional Development, Licensure, Case, English, It, Icd, Online Assessment
Specialization
A state territory or commonwealth (i.e puerto rico of the united states or the district of columbia
Qualification
Graduate
Experience Required
Minimum 2 year(s)
RN - REGISTERED CLINICAL NURSE II - MED/SURG/TELE UNIT (Nights) at BayCare
New Port Richey, Florida, USA - Full Time
Skills Needed
Clinical Skills, Interpersonal Skills
Qualification
Diploma
Experience Required
Minimum 1 year(s)
Biologist at US Geological Survey
San Diego, California, USA - Full Time
Skills Needed
Universities, It, Access, Agriculture, Email, Written Communication, Extensions, Credit, Testing, Travel, Masking, Information Management, Natural Resource Management, Chemistry
Specialization
Agriculture, Chemistry, Management
Qualification
Graduate
Experience Required
Minimum 1 year(s)
Fire Chief / EMS Director at State of Wisconsin
Madison, WI 53703, USA - Full Time
Skills Needed
Public Administration, Emergency Management
Specialization
Assistant fire chief or equivalent rank or equivalent leadership role
Qualification
Graduate
Police Officer at US Veterans Health Administration
Fresno, CA 93703, USA - Full Time
Skills Needed
Parks, Email, Regulations, Law Enforcement, Credit, It
Qualification
Graduate
Dietitian (Clinical) at US Veterans Health Administration
Lake City, Florida, USA - Full Time
Skills Needed
Addition, Veterans, Dietetics, English, Patient Outcomes, Consideration, Patient Care, Research, It, Universities, Regulatory Requirements, Collaboration, Credit, Resume, Nutrition, Veterans Affairs
Specialization
Part i chapter 4 of this handbook will be followed when applying veteran's preference
Qualification
Graduate
Experience Required
Minimum 1 year(s)
Supervisory Histopathology Technician at US Veterans Health Administration
San Antonio, TX 78229, USA - Full Time
Skills Needed
Heavy Lifting, Conflict Resolution, Continuing Education, Training, Veterans Affairs, Documentation, Veterans, It, Consideration, Accreditation, Histopathology, Interdepartmental Relations, Fixation, State Laws, Assessment, Performance Appraisal, Regulatory Requirements
Specialization
Histopathology or cytotechnology
Qualification
Diploma
Experience Required
Minimum 4 year(s)
Medical Assistant at UCHealth
Colorado Springs, Colorado, USA - Full Time
Skills Needed
Red Cross, Life Support, Credentials
Specialization
60 days of hire unless otherwise noted at position level
Qualification
Diploma
Special Deputy at Franciscan Health
Indianapolis, Indiana, USA - Full Time
Skills Needed
N/A
Qualification
Graduate
Experience Required
Minimum 1 year(s)
Physical Therapy Assistant at US Veterans Health Administration
Gainesville, FL 32608, USA - Full Time
Skills Needed
It, Universities, Citizenship, Consideration, Veterans, Veterans Affairs, Accreditation, English, Credit, Resume
Specialization
Physical therapy education
Qualification
Graduate
Experience Required
Minimum 1 year(s)
Vocational Rehabilitation Counselor at US Veterans Health Administration
Baltimore, MD 21201, USA - Full Time
Skills Needed
Disciplinary Action, It, Barriers, Signs, Ips, Eligibility, Completion, Rehabilitation Psychology, Assistive Technology, Health Care Professionals, Documentation, Counselor Education, English, Step, Credit, Disabilities, Rehabilitation Counseling, Dynamics, Veterans
Qualification
Graduate
Experience Required
Minimum 1 year(s)
HR Liaison at University of California San Francisco
Richmond, California, USA - Full Time
Skills Needed
Communication Skills, Excel, Regulations, Personnel Management, Powerpoint, Critical Thinking, Confidentiality
Qualification
Graduate
Experience Required
Minimum 3 year(s)
Associate Director (Congressional Affairs), MC-0301-3b at US Millennium Challenge Corporation
Washington, DC 20005, USA - Full Time
Skills Needed
Oral Communication, Sme, Research, It, Technical Competence, Foreign Policy, Credit, Legislative Issues, Writing, Legislation, Veterans, Appropriations
Qualification
Graduate
Experience Required
Minimum 1 year(s)

Frequently Asked Questions

Generally, most of the countries look for applicants, who are skilled in their occupation with at least 3+ years of experience, possessing a bachelor’s degree or higher qualification, who can also prove their proficiency in the English language through various internationally recognized tests. Further for a few countries where applicants have blood relatives already residing or applicants having an offer of employment from an employer in the migrating country will be preferred.

Countries like Canada, Australia, and New Zealand offer relatively easier PR pathways for Indians due to their immigrant-friendly policies. Canada provides options like Express Entry and Provincial Nominee Programs for skilled workers, while Australia uses a points-based system with visas such as Subclass 189 and 190.

The best country to migrate from India depends on your priorities and qualifications. Canada is ideal for its immigrant-friendly policies, excellent healthcare, and job opportunities through programs like Express Entry. Australia offers a high standard of living, beautiful landscapes, and a points-based PR system for skilled workers. New Zealand is perfect for those seeking a peaceful lifestyle and career opportunities in in-demand fields. Each country has its own advantages, so choose based on your goals and skills.

The easiest country to immigrate to depends on your profile, but Canada is widely considered the top choice due to its straightforward Express Entry system and Provincial Nominee Programs. Australia is also a great option with its points-based system favoring skilled workers. New Zealand is ideal for those with in-demand skills, offering a peaceful lifestyle and simplified residency processes. Portugal provides an easy path through its D7 Visa for individuals with sufficient income or savings.
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