AML Financial Crime Risk Investigator II (Production Orders, BCPIF, Grid Alerts)

at  TD Bank

JOB DESCRIPTION:

High Risk Investigation (HRI) conducts investigation of complex and sensitive cases to determine potential suspicious activities. Within the HRI, there is a specialized unit consisting of subject matter experts and investigators with accountabilities for conducting investigation of Production Orders, Grid Alerts, referrals from Bank Crime Prevention and Investigation Framework (BCPIF) and other referrals relating to financial crime including money laundering, terrorist financing, sanctions, fraud, anti-bribery, and anti-corruption.

CUSTOMER

• Conduct investigative analysis by collecting, assessing, and collating case file information for AML, Sanctions/ABAC & Financial Crime investigations relating to Production Orders, Grid Alerts, referrals from Bank Crime Prevention and Investigation Framework (BCPIF) and other referrals relating followed by determination of unusual and/or suspicious activities for regulatory reporting as well as risk mitigation such as demarketing of relationships and accounts.
• Conduct investigative analysis by collecting, assessing, and collating case file information for AML, Sanctions/ABAC & Financial Crime investigations.
• Assist with reviewing and investigating Production Orders and Grid alerts issued by law enforcement agencies related to criminal actions.
• Assist with reviewing and investigating court orders (subpoenas) related to criminal actions.
• Assist and coordinate investigations with various law enforcement agencies as delegated.
• Ensure the regulatory reporting is conducted in a timely manner and/or without delay while adhering to regulatory requirements and internal controls.
• Conduct data analysis, manipulation and interpretation looking for patterns and anomalies.
• Conduct investigations in a professional and timely manner.
• Apply sound methodologies to collect, preserve, and analyze evidence while staying current on global emerging risks and technology threats.
• Assess and prioritize files and investigate assigned cases ensuring proper protocols are in place and effectively applied.
• Prepare and deliver AML, Sanctions/ABAC & Financial Crime and/or fraud detection/loss prevention training or updates to Bank Employees or other agencies as assigned.

EXPERIENCE AND / OR EDUCATION

• Undergraduate degree or relevant professional certifications, designations, or equivalent required
• 3+ years relevant experience
• Strong knowledge of Canadian AML legislation, requirements and guidance including by not limiting to Financial Transactions Report Analysis Centre of Canada (FINTRAC), Officer of the Superintendent of Financial Institutions (OSFI), Proceeds of Crime (Money Laundering) and Terrorist Financing Act (PCMLTFA), and the Criminal Code of Canada
• Knowledge of Production Orders, Grid Alerts, referrals from Bank Crime Prevention and Investigation Framework (BCPIF) and other referrals
• Knowledge and experience with investigating complex and sensitive ML/TF and sanctions investigations.
• Knowledge and experience interacting with law enforcement, corporate security, and other investigative groups.
• Knowledge of current and emerging trends, risk and typologies of money laundering, terrorist financing and sanctions.
• Excellent oral and written communication skills
• Ability to work well independently and ability to collaborate and build positive relationships.
• Strong decision-making, critical thinking, follow-through ability, analytical skills.
• Ability to respond to shifting priorities quickly and managing competing priorities.
• Proficiency in using computer applications including MS Office
• Ability to exercise sound judgement in making decisions.

THE AML FINANCIAL CRIME RISK INVESTIGATOR II (PRODUCTION ORDERS, BCPIF, GRID ALERTS) IS ACCOUNTABLE PRIMARY FOR:

• Conducting AML investigations of moderate complexity specifically relating to Production Orders, BCPIF, Grid alerts, and other and other referrals while applying reasonable grounds to suspect money laundering, terrorist financing and other financial crimes.
• Recommending for demarket and/or freezing accounts by the appropriate investigative unit.
• May at times provide quality control/review and mentorship of a team.
• Additionally, the AML Financial Crime Risk Investigator II (Production Orders, BCPIF, Grid Alerts) is responsible for the mitigation of risk such as recommendation to demarket/ exit relationships, timely and/or without delay regulatory reporting of potential money laundering and terrorist financing activities.
• Job Description