AML Financial Crime Risk Investigator II

at  TD Bank

JOB DESCRIPTION:

• This position evaluates ML/TF risk, by conducting investigations on cases as part of the controls of TD’s AML and ATF program.
• This position will support the management team and conduct second level reviews including, but not exclusive to, reviews of Investigator cases, Suspicious Transaction Reports (STR) and Request to Close approval(s).
• Contribute to the success of the team by willingly assisting others in the completion and performance of work activities; provide training, coaching on case files and/or guidance as appropriate. This position will support the PEP Investigation team
• Ability to complete 2nd level reviews on investigator cases through our case management systems while ensuring compliance to our process and procedures.
• Perform a broad range of money laundering investigation related activities in support of Anti-Money Laundering (AML) and Anti-Terrorist Financing (ATF) regulations designed to detect and report on financial-related crimes.
• Ability to lead and positively influence others.
• Provide trend analysis and reporting of AML/TF findings to Management for review.
• Assist the operational function with developing/drafting and maintaining written policies, procedures and/or programs/frameworks to minimize compliance breaches and monitor adherence to applicable regulations/ requirement.
• Prioritize and manage own workload to meet SLA requirements for service and productivity.
• Serve as a subject matter expert in an operational function and serve as knowledge and process expert to others.
• Comply with applicable internal and external audit and regulatory requirements and actively participate in Audit Reviews, providing recommendations and guidance as required.
• Keep abreast of emerging issues, trends, and evolving regulatory requirements and assess potential impacts.
• Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite.
• Evaluate potentially suspicious account activity. Recognize and evaluate accounts and activity and effectively document recommendations regarding account retention and/or regulatory reporting obligations.
• Effectively work independently with minimal supervision within a team environment to complete a common goal and prioritize daily workload to meet department objectives.
• Adhere to the team policy and procedures to ensure that work is properly documented.
• Perform additional duties and participate in special projects as required.

JOB REQUIREMENTS:

• 2.5 years of industry related experience with 1 year experience in another FIU Investigative Team.
• Understanding of related regulations, such as the Proceeds of Crime (Money Laundering) and Terrorist Financing Act (PCMLTFA).
• Experience with a wide variety of ML/TF risks for multiple customer/product types and a solid ability to articulate the risks and your findings in a recommendation summary.
• Excellent communication skills, including the ability to professionally manage questions and/or concerns escalated by partners.
• Excellent organization skills with the ability handle multiple complex cases simultaneously, while meeting deadlines.
• Excellent team player who is versatile and adaptable to new situations/opportunities within the business needs.
• Strong attention to detail and accuracy.
• Excellent technical and computing skills: including the ability to use various searchable databases and Microsoft Office software. Knowledge of current and emerging trends
• Skill in mentoring, and performance management
• Skill in using analytical software tools, data analysis methods and reporting techniques
• Skill in using computer applications including MS Office
• Skill in mentoring, coaching and performance management
• Ability to exercise sound judgment in making decisions
• Ability to analyze, research, organize and prioritize work while meeting multiple deadlines
• Ability to process and handle confidential information with discretion

CUSTOMER

• Conduct investigative analysis by collecting, assessing, and collating case file information for AML, Sanctions/ABAC & Financial Crime investigations
• Conduct data analysis, manipulation and interpretation looking for patterns and anomalies
• Initiate investigations and/or responds to emerging AML and Sanctions/ABAC risks.
• Assist with reviewing and investigating court orders (subpoenas) related to criminal actions.
• Assist and coordinate investigations with various law enforcement agencies as delegated.
• Prepare and deliver AML, Sanctions/ABAC & Financial Crime and/or fraud detection/loss prevention training or updates to Bank Employees or other agencies as assigned

Please refer the Job description for details