Assistant Manager Credit - Wealth Management

at  Emirates NBD

Emirates NBD is a market leader across the MENAT (Middle East, North Africa and Türkiye) region with a presence in 13 countries, serving over 20 million customers. The Emirates NBD Group has a total of 853 branches and 4,213 ATMs / SDMs. Emirates NBD is the leading financial services brand in the UAE with a Brand value of USD 3.89 billion. At the bank, we serve our customers and help them realise their financial objectives through a range of banking products and services including retail banking, corporate & institutional banking, Islamic banking, investment banking, private banking, asset management, global markets and treasury, and brokerage operations. We are a key participant in the global digital banking industry, with 97% of all financial transactions and requests conducted outside of our branches. We also operate Liv, the lifestyle digital bank by Emirates NBD. With close to half a million users, it continues to be the fastest-growing digital bank in the region.
“In line with the UAE Government’s strategy in empowering and developing nationals, Emirates NBD is committed to welcoming the young generation into an innovative, modern and supportive work environment to contribute to the nation’s success. We are looking to find the best UAEN talent to join our ENBD family”

SKILLS AND EXPERIENCE

• MBA/Batchelor in Finance (CFA/CIMA preferable)
• Relevant qualification from Investment or Finance field.
• Experience & knowledge of Investment Products & basic banking
• Experience and knowledge of Mortgage lending under RE finance
• Proficiency in Excel, PP and Word along with good comprehension skills

KEY RESPONSIBILITIES

• Evaluate credit profile, risk exposure and other risk factors
• Financial report analysis
• Maintaining robust control and administration of credit covenants
• Coordinating with internal units to maintain effective TATs in credit approvals and disbursements

As an Assistant Manager Credit - Wealth Management at Emirates NBD, your role is

• To prepare credit proposals and evaluate the risk associated with the same (both Lombard Lending & RE based lending)
• To ensure timely facility disbursements by coordinating with responsible units in the journey from credit approvals to documentation issuance.
• Covenant monitoring and past due follow up and escalation ensuring robust control and administration of the lending book is maintaine