Associate Advisor

at  Harbour Trust Investment Management Company

What you will do:• Become acquainted with the functions of each division within the Company.• Gain a hands-on understanding of the Operations Division including trade processing, client deposits and disbursements, transfers, and asset reconciliation.• Work in the Middle Office to learn how to onboard and offboard clients, as well asmaster the DocuSign process.• Learn to navigate the software and systems while shadowing the Client ServiceSpecialists. Run reports and create report packets. Learn the difference betweenadministrative and regulatory reviews. Conduct Reg 9s.• Work with the Compliance Officer to gain an understanding of current regulations and risks. Run OFAC reports. Complete regulatory training requirements.• Gain an understanding of how investment proposals are developed, implemented, and evaluated. Learn how investment plans are developed, trades are made, and portfolios are managed in the Investment Division.• Act as joint administrator to administrate existing accounts under the leadership andmentorship of a Wealth Advisor.• Assist in the preparation, analysis, and distribution of the clients’ financial investment portfolios.• Prepare financial planning documents to educate and inform clients of investmentchoices; prepare sample portfolio reviews.• Provide investment guidance to clients to meet their individual goals and communicate the analysis and performance of current and prospective investments.• Handles the operational functions of the individual clients’ portfolios.• Interpret and implement legal terms of trust instruments, court orders and other trustrelated legal agreements.• Document client interactions and maintain contemporaneous notes.• Draft and present discretionary distribution memos to Trust Administration Review as required.• Review trust documents to determine income/principal distribution.Provides direct client services.• Execute client bill payment, tax payments and any other disbursements for the benefit of beneficiaries or the trust.• Monitor and report excess and overdrawn cash and correct as needed.• Assist with administrative reviews.• Review account documents thoroughly before monthly meeting.• Gain proficiency of Reg 9 Reviews primarily through a mentoring relationship with assigned Wealth Advisor.• Participate in committees to audit, review and manage all current accounts.• Develop a thorough understanding of current related estate, trust and gift tax laws and regulations through independent research and study.• Gain and develop your own client base.• Participate in new business development efforts, such as community involvement.• Observe the care provided to current clients and become aware of its effects togenerate and develop new lifetime and multi-generational clients.

Please refer the Job description for details