Associate Director

at  Virgin Money

Business Unit: Sectors – Health & Social Care
Salary Range: £45,936 - £68,904 per annum DOE + red hot benefits
Location: Leadenhall, London – Office based at least 1 day a week plus customer visits and events.
Live to inspire change. Live a life more Virgin.
Our Team
Exciting opportunities exist within our successful specialist National Sectors team right now. If you’re passionate and ambitious about playing a key role in helping shape and grow our business, alongside working with colleagues and businesses that work exclusively in the delivery of health and social care, then please read on.

What you’ll be doing

• Assist with both portfolio and origination in generating and optimising income and return on equity. The role is focussed on the care sector, with an opportunity to work on a variety of transactions and a skillset transferable to other areas within National Sectors and Strategic Finance.
• Maintain excellent levels of customer service for existing borrowers and provide new to bank customers with a seamless on-boarding experience, working collaboratively with colleagues across the business.
• Assist in the relationship management and sourcing of high-quality customers, strengthening the brand visibility in the local and national marketplace.
• Evaluate and manage opportunities with existing and new customers.
• Assist the team and network effectively with key players in the sector to reinforce Virgin Money’s reputation as one of the foremost banks providing appropriate and innovative funding solutions in this area.
• Generate sustainable and attractive returns in line with the bank’s overall business lending strategy.

We need you to have

• Experience working in corporate banking, understanding networks and stakeholders, systems and work processes.
• Cash flow analytical skills with experience of reviewing a customer’s financial statements including excel and performance. monitoring.
• Knowledge of financial and non-financial appraisal techniques together with exposure to report writing.
• Strong verbal and written communication skills to help and support internal decision making process in getting things done – right first time – for the customer.
• Experience in striving for excellence and creating a best practice service environment that drives positive customer outcomes.

It’s a bonus if you have but not essential

• A relevant industry or vocational financial services qualification e.g. Chartered Accountant, Chartered Banker etc. is beneficial.
• Knowledge of – and ideally passion for – care.

Red Hot Rewards

• Generous holidays - 38.5 days annual leave (including bank holidays and prorated if part-time) plus the option to buy more.
• Up to five extra paid well-being days per year.
• 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt.
• Market-leading pension.
• Free private medical cover, income protection and life assurance.
• Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness.

And there’s no waiting around, you’ll enjoy these benefits from day one.
Feeling insatiably curious about this role? If we’re lucky to receive a lot of interest, we may close the advert early and would hate you to miss out.
We’re all about helping you Live a Life More Virgin, so happy to talk flexible working with you.
Say hello to Virgin Money
We’re making great strides towards achieving our ambition of becoming the UK’s best digital bank. As a full-service digital bank with a heritage stretching back over 180 years, we’re a workforce to be reckoned with, and we’re putting the full power of our experience behind disruptive ideas that reinvent the role a bank plays in people’s lives. We’re customer-obsessed and work tirelessly to deliver on our purpose, ‘Making You Happier About Money.’ This means we’re able to do banking differently, and by innovating and working together we can make a real difference by creating memorable moments and red-hot experiences for our millions of customers. Join us and Live a Life More Virgin that empowers you with choice and flexibility in how you work.
Be yourself at Virgin Money
Our purpose is to make people happier about money, this means seeing and feeling the world as our customers do by creating a workforce that reflects the rich diversity of our customers and communities. We’re committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard.
As a Disability Confident Leader, we’re committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team careers@virginmoney.com
It’s important to note that there may be occasions where it’s not possible to interview all candidates declaring a disability who meet the essential criteria for the job. In certain recruitment situations such as receiving a high-volume of applications, we may need to limit the overall numbers of interviews offered to both disabled and non-disabled applicants.
Now the legal bit
Living A Life More Virgin allows our colleagues to be based anywhere in the UK (if the role allows it), but we’ll need you to confirm you have the right to work in the UK.
If you’re successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years’ worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks – we’ll ask for six years of regulatory references, and once in the role, you’ll be subject to periodic employment checks

• Assist with both portfolio and origination in generating and optimising income and return on equity. The role is focussed on the care sector, with an opportunity to work on a variety of transactions and a skillset transferable to other areas within National Sectors and Strategic Finance.
• Maintain excellent levels of customer service for existing borrowers and provide new to bank customers with a seamless on-boarding experience, working collaboratively with colleagues across the business.
• Assist in the relationship management and sourcing of high-quality customers, strengthening the brand visibility in the local and national marketplace.
• Evaluate and manage opportunities with existing and new customers.
• Assist the team and network effectively with key players in the sector to reinforce Virgin Money’s reputation as one of the foremost banks providing appropriate and innovative funding solutions in this area.
• Generate sustainable and attractive returns in line with the bank’s overall business lending strategy