Business Banking Senior Expert

at  ING BANK NV

JOB DESCRIPTION:

The resource must have a highly experienced banking professional, with extensive and advanced Credit Risk knowledge, applied to business banking.
The resource Ing Italy is looking for supports the launch of the Business Banking proposition from scratch, deals, within the credit risk department, with underwriting and in-life-management (ILM) practices and the adherence to regulatory requirements and global strategy.

REQUIREMENTS:

Degree in Finance or Statistics or Economics
7+ years of relevant and thorough experience in the credit risk function of Business Banking (can include credit risk policies, portfolio analysis, implementation activities, etc)
Experience in LLP and capital calculations and processes in line with regulation and global policy.
Experience with Credit Risk regulation, i.e. interpretation of the regulation, implementation of the regulation
Program and process management skills with regular reporting to senior stakeholders
Decision Engine credit strategy management expertise is a plus
Fluent in English

The Credit Risk BB senior expert will be responsible for providing the skills and competencies required for:
Set up the underwriting and in-life-management (ILM) criteria to support the launch of the new BB proposition.
Set up credit risk appetite, monitor limit utilization and the actions to ensure the adherent to the appetite defined.
Monitoring the Credit Risk performance of the portfolio through the available tools
Efficient implementation and monitoring of the relevant Credit Risk regulations through ensuring local policy compliance with Group and BB Credit Risk policies
Support for the cRWA and LLP provision implementation based on regulation and Global policy.
Stakeholder management at the local level and interaction with Global Retail Credit Risk
Coordination and facilitation of key credit risk activities among the credit risk department.
Collaborate for the Top Management information pack preparation