CDDO International Analyst

at  US Bank National Association

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

JOB DESCRIPTION

Partners with their assigned Line of Business, other Risk/Compliance/Audit (RCA) professionals, and RCA Managers to, depending on their function, create, implement, maintain, review or oversee an effective risk management framework. Participates in projects and/or activities that ensure compliance with applicable federal, state, and local laws and regulations. Identifies gaps and inform solutions that minimize losses resulting from inadequate internal processes, systems or human errors. Identifies, responds and/or escalates risks as appropriate. Serves as a functional liaison between the Line of Business and the Lines of Defense.

Key Responsibilities:

• Conduct comprehensive enhanced due diligence (EDD) and periodic (PR) reviews for high-risk international clients and transactions to identify potential financial crime risks.
• Analyze complex data sets and gather information from various sources to assess clients’ risk profiles.
• Prepare detailed narratives summarizing findings and present recommendations to our business line partners for approval.
• Monitor and maintain accurate records of all due diligence activities to ensure compliance with regulatory and internal procedures/processes.
• Collaborate with cross-functional teams, including Risk, Business Line and Operations, to support compliance and risk management strategies.
• Stay updated on international AML regulations, Guidelines and trends to adapt due diligence processes accordingly.
• Assist in the development and enhancement of due diligence policies and procedures to improve efficiency and effectiveness within our department.
• Provide training and guidance to other team members regarding due diligence best practices.
• Respond promptly to any inquiries related to EDD processes from internal and external stakeholders.

BASIC QUALIFICATIONS

• Bachelor’s degree, or equivalent work experience
• Typically more than two years of experience in enhanced due diligence, AML/EDD compliance, or a related field within financial services.

PREFERRED SKILLS/EXPERIENCE

• Strong understanding of international regulatory requirements related to AML/EDD.
• Excellent research, analytical, and problem-solving skills.
• International space is a plus.
• Ability to manage multiple tasks and prioritize in a fast-paced environment.
• Strong written and verbal communication skills with the ability to convey complex information clearly.
• Proficiency in using due diligence and compliance management software (CCP Actimize, WEBKYC, DASH, Hogan).
• Attention to detail and a high degree of accuracy in work.
• Ability to work independently and as part of a collaborative team.
  The role offers a hybrid/flexible schedule, which means there’s an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days.

Key Responsibilities:

• Conduct comprehensive enhanced due diligence (EDD) and periodic (PR) reviews for high-risk international clients and transactions to identify potential financial crime risks.
• Analyze complex data sets and gather information from various sources to assess clients’ risk profiles.
• Prepare detailed narratives summarizing findings and present recommendations to our business line partners for approval.
• Monitor and maintain accurate records of all due diligence activities to ensure compliance with regulatory and internal procedures/processes.
• Collaborate with cross-functional teams, including Risk, Business Line and Operations, to support compliance and risk management strategies.
• Stay updated on international AML regulations, Guidelines and trends to adapt due diligence processes accordingly.
• Assist in the development and enhancement of due diligence policies and procedures to improve efficiency and effectiveness within our department.
• Provide training and guidance to other team members regarding due diligence best practices.
• Respond promptly to any inquiries related to EDD processes from internal and external stakeholders

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That’s why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by la