Chief Credit Risk Officer - Business Banking

at  US Bank National Association

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

JOB DESCRIPTION

U.S. Bank Business Banking provides a range of products and services to clients throughout the country, generally focusing on clients with annual sales up to $25 Million.
Business Banking Credit Services, led by the Chief Credit Officer of Business Banking, collaborates with various stakeholders across the Small Business and Business Banking segments to achieve operational excellence in key areas such as underwriting, approvals, bookings, servicing, and portfolio risk management.
The Chief Credit Officer oversees credit functions that enhance the client experience by leveraging the human and digital connection. They provide strategic guidance to senior management and the business line, develop and strengthen an effective management structure, and manage multiple credit delivery channels, including Conventional, SBA, Healthcare, Agriculture, and Small Business. Additionally, they implement and maintain cost-effective programs to optimize operational efficiency and serve as a liaison to various internal and external groups, including other Business Lines, Credit Risk Management, Credit Risk Review, the OCC, and others.

MINIMUM QUALIFICATIONS

• Bachelor’s or Master’s degree, or equivalent work experience
• 15 or more years of relevant experience
• 10 or more years of management experience

PREFERRED QUALIFICATIONS

• Proactive thought leadership that responds to changing business needs and objectives
• Thorough knowledge of organization structures, business practices, and business products and services
• Demonstrated strategic management and leadership skills, coupled with extensive experience in managing transformation initiatives, including strategic and operational changes
• Comprehensive understanding of U.S. Bank Risk Framework and institutional lending philosophy
• Positive approach to people leadership, with a proven track record of developing, investing in, and elevating talent across teams
• Experience in Wholesale Credit relationships, spanning clientele ranging from small businesses to commercial entities
  If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by la