Chief Risk Officer (CRO)

at  CAPITEX

JOB TITLE: CHIEF RISK OFFICER (CRO)

Department: Risk Management
Location: Dubai
Reports to: Chief Executive Officer (CEO) / Board of Directors
Employment Type: Full-time

KEY SKILLS & COMPETENCIES:

• Strategic Leadership: Strong leadership skills with the ability to design and implement risk management strategies that align with the bank’s growth and regulatory requirements.
• Regulatory Expertise: In-depth knowledge of UAE banking regulations, as well as global risk management frameworks such as Basel III, AML/CTF standards, and IFRS 9.
• Financial & Credit Risk Management: Expertise in managing market, credit, and liquidity risks, with the ability to perform stress testing and capital planning.
• Operational & Enterprise Risk: Strong experience in managing operational risk, including cyber-security, business continuity, and fraud prevention.
• Analytical & Decision-Making: Strong analytical skills to assess risk exposures and develop mitigation strategies, with the ability to make informed decisions under pressure.
• Stakeholder Engagement: Excellent communication and stakeholder management skills, with the ability to engage with regulators, board members, and senior leadership.

QUALIFICATIONS & EXPERIENCE:

• Bachelor’s or Master’s degree in Finance, Risk Management, Economics, or a related field. Professional certifications such as CFA, FRM, or PRM are highly desirable.
• 10+ years of experience in risk management, with a minimum of 5 years in a senior leadership position within the banking or financial services sector.
• Strong experience in managing financial, operational, and regulatory risks in the UAE, with a solid understanding of local banking regulations.
• Proven track record of working closely with regulators, auditors, and senior management on complex risk management issues.
• Experience with risk management tools and software, including enterprise risk management systems.