Commercial Development & Lending Officer - Bossier City

at  Red River Employees Federal Credit Union

QUALIFICATIONS:

• High school diploma or the equivalent, with four-year college degree preferred.
• Three or more years of related financial institution experience required. Commercial lending and/or mortgage lending experience preferred.
• Must be bondable.
• Ability to travel to other branches and participate in events within the community.
• Strong interpersonal skills to communicate effectively and to work in a team environment.
• Proficient computer skills and use of standard office equipment.
• Possess presentation and public speaking skills.
• Ability to meet, speak, and deal effectively with people, being professional always.
• Must maintain a neat and professional appearance.
• While the following list is not exhaustive and may be supplemented, identified physical requirements include ability to operate normal office equipment and some lifting, not to exceed 25 pounds.
• Ability to follow the core values of Team-Focused, Excellence, Authenticity, and Leading in Innovation.

• Pursue Commercial and Mortgage Lending opportunities, including analyzing potential loan markets and developing referral networks to locate prospects for loans.
• Represents and promotes the Credit Union to members, employer groups, organizations, media, and other appropriate groups.
• Responsible for managing existing member relationships and generating new business in the

appropriate market segment.

• Actively manage, monitor, maintain, and reconcile existing accounts, including loan participations.
• Develop strategies for maintaining and further penetrating existing accounts.
• Execute the strategy with calls, visits, needs assessment, member qualification, and meetings.
• Follow-up to maintain, enhance, and expand business relationships.
• Assist members in analyzing problems and propose solutions.
• Resolves complaints from Commercial accounts about operations and decisions.
• Serve as primary contact with Commercial Loan Members throughout lifetime of the loan.
• Prepare loan packages for Commercial and Mortgage Lending with recommendations.
• Analyze financial statements. Make financial proposals. Negotiate terms and conditions for loans, leases, etc.
• Actively cross-sell RRCU products.
• Interact with loan review.
• Maintain community involvement.
• Sponsor loan request through the appropriate credit approval process.
• Demonstrate strong regulatory knowledge applicable to this position and understand and comply with government regulations.
• Adheres to all Red River Employees Federal Credit Union policies and procedures.
• Performs other duties as assigned.