Commercial Loan Officer

at  Chesapeake Bank

CHESAPEAKE BANK-

Award winning community bank is seeking a commercial loan officer for its Williamsburg, Virginia market.
Would you like to be a true advocate and partner for your commercial clients?
Are you tired of the big bank politics and not having your voice heard?
We are looking for a customer focused commercial lender to manage and grow an existing commercial portfolio. Portfolio consists of both real estate and commercial/industrial loans.
Come see why bigger is not always better.
Talk to us about a career that makes you want to get up and come to work, have fun and make a difference.
Summary: Manages the real estate lending process for loan applicants, ensuring that interviews are conducted appropriately and that necessary financial information is on hand for efficient loan processing.

Responsibilities:

• Reviews, analyzes and processes commercial real estate loan requests and packages loans as necessary, in keeping with financial institution policies and procedures.
• Recommends conditions and terms of commercial real estate loans.
• Provides input to management in order to streamline and improve loan services for the benefit of the customer and the financial institution.
• Provides loan status reports to management and departmental statistics on financial institution loan products. Offers recommendations and actions to improve loan strategies when necessary.
• Interviews loan applicants, as well as obtains and compiles necessary financial information to process loans.

Requirements:

• Bachelor’s degree in business, finance or related area.
• Five years of experience in a financial institution, loan department or similar area.
• Extensive knowledge of financial institution policies and procedures.
• Extensive knowledge of commercial real estate lending practices and related areas.
• Good managerial, communication and public relations skills.

• Reviews, analyzes and processes commercial real estate loan requests and packages loans as necessary, in keeping with financial institution policies and procedures.
• Recommends conditions and terms of commercial real estate loans.
• Provides input to management in order to streamline and improve loan services for the benefit of the customer and the financial institution.
• Provides loan status reports to management and departmental statistics on financial institution loan products. Offers recommendations and actions to improve loan strategies when necessary.
• Interviews loan applicants, as well as obtains and compiles necessary financial information to process loans