Commercial Underwriter

at  Aviva

Individually we are people, but together we are Aviva. Individually these are just words, but together they are our Values – Care, Commitment, Community, and Confidence.
Aviva has excellent opportunities in our Ontario Commercial Insurance Underwriting Oakville or Markham Branch. We are recruiting for a Property & Casualty Underwriter to help service our business.
The accountability in this role is to drive retention through quality underwriting of our medium-sized to Mid-market commercial accounts in all business segments.
Come join us!

What You’ll Do:

• Qualify and underwrite accounts deal through understanding needs and risk characteristics of the customer, ensuring benefit from both top-line and profitability perspective.
• Build and maintain relationships cross-functionally and with external collaborators, to deliver outstanding broker and customer service.
• Maintain the quality and profitability of the portfolio, and refer all risks outside established authority level to Specialist.
• Help identify areas of concern regarding loss ratios, risk trends, or other discrepancies, applying remediation strategies as appropriate.
• Build knowledge of all Information Systems/Programs within Commercial Insurance.

What You’ll Bring:

• 3+ years experience in the insurance industry ideally as commercial lines underwriter with property and casualty policies.
• Post-secondary education (Business or related field) or equivalent practical experience
• CIP/FCIP preferred or working towards the designation.
• Solid understanding of underwriting, pricing and product in various segments
• Working knowledge of other functional areas (i.e. Claims, Risk Management, Accounting, etc.).
• Strong level of understanding of underwriting philosophy, policy contracts, rating programs, risk information sources, underwriting/technical manual information, statuary constraints, and computer workflow procedures.
• Proficiency with Microsoft Office Suite, RTM, Commercial systems and other related systems.
• Ability to interact in a professional manner to develop long-term relationships with brokers and customers.
• Ability to work with internal business partners to deliver a great broker and customer experience.
• Ability to be self-motivated and proactively pursue potential business opportunities with brokers and customers.
• Ability to listen to broker and customer needs in order to effectively and efficiently meet them.

What You’ll Get

• The salary band for this position ranges from $ 45,600.00 - $ 101,100.00. Please note that individual salary is determined by factors such as job-related knowledge, skills and experience, as well as internal equity.
• Compelling rewards package including base compensation, eligibility for annual bonus, retirement savings, share plan, health benefits, personal wellness, and volunteer opportunities.
• Outstanding Career Development opportunities.
• We’ll support your professional development education.
• Competitive vacation package with the option to purchase 5 extra days off per year
• Employee driven programs focused on gender, LGBTQ+, origins, diversity and inclusion
• Corporate wellness programs to support our employees’ physical and mental health
• Hybrid flexible work model

Please note that we may use AI tools to help us through the recruitment process. This is a new position which has been posted both internally & externally.
Aviva Canada has an accommodation process in place to provide accommodations for employees with disabilities. If upon commencement of employment you require a specific accommodation because of a disability, please contact your Talent Acquisition Partner so that an appropriate accommodation can be arranged. This process applies throughout your career with Aviva Canada

• Qualify and underwrite accounts deal through understanding needs and risk characteristics of the customer, ensuring benefit from both top-line and profitability perspective.
• Build and maintain relationships cross-functionally and with external collaborators, to deliver outstanding broker and customer service.
• Maintain the quality and profitability of the portfolio, and refer all risks outside established authority level to Specialist.
• Help identify areas of concern regarding loss ratios, risk trends, or other discrepancies, applying remediation strategies as appropriate.
• Build knowledge of all Information Systems/Programs within Commercial Insurance