COMPLIANCE - AML ANALYST - DIGITAL BANKING (GERMANY)

at  BBVA

EXCITED TO GROW YOUR CAREER?

BBVA is a global company with more than 160 years of history that operates in more than 25 countries where we serve more than 80 million customers. We are more than 121,000 professionals working in multidisciplinary teams with profiles as diverse as financiers, legal experts, data scientists, developers, engineers and designers.

YOUR SKILLS AND EXPERIENCE:

• 2+ years of experience in Anti-Money Laundering (AML) within retail banking, with significant involvement in investigation and SAR reporting.
• Strong understanding of German AML/CTF regulations and legal requirements.
• Familiarity with standard banking products and MS Office applications.
• Strong analytical and investigative skills with sound decision-making abilities.
• Proven ability to prioritize tasks, manage deadlines, and maintain high levels of integrity, diligence, and reliability.
• Fluency in both German and English (written and spoken). Knowledge of Spanish is a strong advantage.

• Report to the Head of Compliance and AML for the Digital Banking division in Germany.
• Identify, investigate, and evaluate suspicious activities flagged by monitoring systems and other AML/CTF/Fraud intelligence from multiple sources.
• Lead the submission and follow-up of Suspicious Activity Reports (SARs) to Germany’s Financial Intelligence Unit (FIU).
• Serve as the primary contact for national investigative authorities (FIU, LKA, police, public prosecutors) and partner institutions.
• Contribute to the enhancement of operational processes between the first and second lines of defense in compliance.
• Support the Compliance and MLRO teams with AML/CTF-related tasks, including: Designing, implementing, and maintaining process control plans. Optimizing transaction monitoring and reporting. Performing periodic reviews of Customer Due Diligence (CDD) procedures and measures. Providing support and training to various business units. Conducting gap