Compliance Manager Germany

at  swanio

ABOUT

Swan is the leading European fintech specialized in embedded banking. A laureate of the French government’s selective year list of tech champions, “French Tech Next 120,” we are quickly expanding across Europe.
Over 100 European companies have already seamlessly integrated banking services such as accounts, cards, and payments into their products through our Banking-as-a-Service platform. This approach, known as “embedded finance”, empowers businesses to elevate their offerings and create new revenue streams — often times tripling their revenue!
Our founders’ vision from the beginning was Simplicity: that anyone with a fintech idea at 2 am can visit our website, start building, and buy themselves a coffee with a self-issued card the very next day. That vision has taken us far.
Following a 38M€ Series B round last September, we have been doubling our headcount and already have over 230 Swanees across offices in Paris, Bordeaux, Berlin, Barcelona, Amsterdam, and Milan! If you’re excited about joining a European fintech adventure, Swan is the way!
To learn more about us: About Swan ; Our story.

JOB DESCRIPTION

Swan’s compliance team keep our banking features safe and secure, and always have to think about the best way to combine multiple areas: business, legal, regulatory, customer support, and more. Swan is both a technology company and a financial services company, and our Compliance team makes these pieces fit together!
As an Electronic Money Institution, Swan faces many legal and regulatory challenges when conducting its business and operations : Fighting money laundering, protecting clients’ funds, working with legitimate partners, etc.
Swan is looking for a Compliance Manager Germany to be the Compliance face of Swan for our partners.
Your mission

Here is a snapshot of the responsibilities you’d be trusted with :

• Conduct Comprehensive Compliance Checks:
• Evaluate and review the legal, risk, and regulatory aspects of our partners’ business models.
• Play a crucial role in identifying and assessing compliance risks within Swan’s business and operations.
• Point of Contact for Partners:
• Serve as the primary contact for our partners on all compliance-related matters.
• Foster effective communication and collaboration to ensure mutual understanding and compliance.
• Document Management:
• Contribute to the maintenance of our internal documentation, ensuring accuracy and compliance with industry standards.
• Enhanced Due Diligence:
• Execute enhanced reviews as part of our due diligence program, focusing on clients and transactions deemed high-risk.
• Contribute to the ongoing enhancement of our due diligence processes.
• Suspicious Activity Monitoring:
• Conduct rigorous controls to identify potential suspicious transactions.
• Draft and submit suspicious activity reports, ensuring compliance with relevant regulations.

PREFERRED EXPERIENCE

You’re a great match if:

• You have significant experience (+5 years) in a Compliance position in a financial institution, ideally in a Fintech or another fast-paced work environment.
• You have an excellent knowledge of German banking regulations and payment ecosystem
• You have a good knowledge of European AML regulations.
• You possess the mindset of a “problem solver": You need to be a creative and resourceful thinker, maintaining a positive and can-do attitude towards challenges and obstacles.
• Flexibility to adapt to changing requirements in an evolving and fast-paced environment.
• You are fluent in English and German.
• Our ideal teammate: Empathetic. Skilled. Frank. We love to challenge each other, and we leave our egos at the door.

It’s okay if you don’t tick all the boxes — don’t let imposter syndrome prevent you from applying!
Swan is committed to providing a caring work environment for all employees, regardless of age, sex, disability, sexual orientation, race, religion, or belief.
When it comes to recruitment, we’re interested in your work experience, skills, and overall personality. Because diversity makes the workplace stronger and is necessary for Swan’s success, we are intensifying efforts to incorporate concrete actions to help us improve in this area.

• Conduct Comprehensive Compliance Checks:
• Evaluate and review the legal, risk, and regulatory aspects of our partners’ business models.
• Play a crucial role in identifying and assessing compliance risks within Swan’s business and operations.
• Point of Contact for Partners:
• Serve as the primary contact for our partners on all compliance-related matters.
• Foster effective communication and collaboration to ensure mutual understanding and compliance.
• Document Management:
• Contribute to the maintenance of our internal documentation, ensuring accuracy and compliance with industry standards.
• Enhanced Due Diligence:
• Execute enhanced reviews as part of our due diligence program, focusing on clients and transactions deemed high-risk.
• Contribute to the ongoing enhancement of our due diligence processes.
• Suspicious Activity Monitoring:
• Conduct rigorous controls to identify potential suspicious transactions.
• Draft and submit suspicious activity reports, ensuring compliance with relevant regulations