Consumer Credit Review Specialist

at  GM Financial

Bogotá, Cundinamarca, Colombia -

Start DateExpiry DateSalaryPosted OnExperienceSkillsTelecommuteSponsor Visa
Immediate17 Nov, 2024Not Specified18 Aug, 2024N/AGood communication skillsNoNo
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Description:

Why GMF?:
GM Financial International Operations conducts business in Latin America and China. International Operations offers a wide range of wholesale and retail automotive financing products to dealers and their customers. The strength of the international business lies in its ability to tailor its products to meet unique dealer needs, consumer preferences and national requirements in local markets. Latin American country operations include Brazil, Chile, Colombia, Mexico, and Peru.
About the role:
The Consumer Credit Review Specialist is responsible for Conducting monthly sample reviews and targeted reviews for Chile and Colombia of the entire origination of underwriting, purchase and credit risk process to identify improvement opportunities and trends related to Fraud control, credit risk policy, portfolio, originations and can communicate them. The Credit Review Specialist will work with the Credit Review Manager to strengthen the oversee ecosystem that drives strong credit risk management at GMF.

What you need:

  • Competency with credit system (e.g., CRT, SRS, Neurotech, ELS, total Check etc)
  • Strong analytical and problem solving skills
  • Ability to proactively identify improvement opportunities
  • Ability to provide recommendations based on findings
  • Detailed oriented
  • Ability to design and execute quality control plans.
  • Ability to document clearly and accurately.
  • Ability to work in a team and effective communication.
  • Leadership and high planning skills
  • Strong organizational and time management skills, with the ability to prioritize and manage multiple tasks simultaneously.
  • English Required
  • Knowledge in Power BI, SAS (Desirable), Microsoft Office

What you will be doing:

  • Communicate and analyze significant issues or findings, trends or concerns immediately to the Credit Review Manager and AVP.
  • Conduct specific reviews on a set cadence and follow up with local credit reviews in each country and support all ad hoc initiatives.
  • Focus on quality of credit decision and support consumer risk activities (e.g., policy review process) through independent evaluation and feedback
  • Perform targeted reviews based on interviews with stakeholders or insights from monitoring reports and policy changes
  • Build effective working relationships with diverse stakeholders
  • Design and Perform according to your technological expertise, technical tools to simplify the audit
  • Perform other duties as assigned
  • Conform with all company policies and Procedures for Chile and Colombia

What we offer:
At GM Financial, we want you to be the most authentic version of yourself. We care about your work-life balance by scheduling wellness and integration activities, where you will strengthen your relationships with your colleagues and contribute to the development and well-being of your community, while offering you a competitive salary and benefits.
Some of our global benefits include extended maternity and paternity leave, personal days and community investment hours.
Colombia: Additional benefits include health care, life insurance, employee fund and funeral services, among others.

LI-LF1

Disclaimer: Colombia - GM Financial is an Equal Opportunity Employer and is committed to diversity and inclusion at every level of our organization. We do not discriminate against any applicant or employee based on race, color, age, gender, marital status, national origin, religion, sexual orientation, gender identity, disability, or any other that undermines human dignity and aims to nullify or impair people´s rights and freedoms

Responsibilities:

  • Communicate and analyze significant issues or findings, trends or concerns immediately to the Credit Review Manager and AVP.
  • Conduct specific reviews on a set cadence and follow up with local credit reviews in each country and support all ad hoc initiatives.
  • Focus on quality of credit decision and support consumer risk activities (e.g., policy review process) through independent evaluation and feedback
  • Perform targeted reviews based on interviews with stakeholders or insights from monitoring reports and policy changes
  • Build effective working relationships with diverse stakeholders
  • Design and Perform according to your technological expertise, technical tools to simplify the audit
  • Perform other duties as assigned
  • Conform with all company policies and Procedures for Chile and Colombi


REQUIREMENT SUMMARY

Min:N/AMax:5.0 year(s)

Financial Services

Accounts / Finance / Tax / CS / Audit

Finance

Graduate

Proficient

1

Bogotá, Cundinamarca, Colombia