Corporate Loan Review Specialist

at  ATB Financial

At ATB, we exist to make it possible for our clients, team members and communities. Our purpose is more than aspirational. It’s a real commitment we live every day through our values (what we call the ATB ID).
Life at ATB is about more than work. In fact, we’re consistently recognized as one of Canada’s top employers thanks to our high-care, high-performance culture, upheld by the three commitments we make to our team members:
Impact in action: No matter where you are in the organization, you’re empowered to make an impact in the lives of our clients and communities.
Thrive together: We want you—the unique, authentic you—to feel safe and celebrated at work. We’re on a continuous journey to build the most flexible and inclusive programs.
Ready for tomorrow: We want to enable your success through interesting and challenging work, performance enablement, and learning and development.
About the role
Please note: While this role is posted as full time, we are happy to adjust the role to part time for the right individual. Similarly, we are happy to make adjustments to the work arrangement from hybrid to fully remote for the right individual.
The Loan Review team is on a journey to increase the value it provides to ATB’s team members by expanding the Business Loan Review team. We are seeking a Corporate Loan Review Specialist who is experienced in lending to mid-market and large corporate businesses via Bilateral and Syndicated credit facilities; ideally in all industries but certainly with a focus on Oil & Gas including production and/or infrastructure and Commercial Real Estate. The successful applicant will be keen to apply that knowledge in assessing the effectiveness of ATB’s credit granting activities and assessing the quality of ATB’s loan portfolios. The Specialist will have a desire to work collaboratively with Risk Management and AoE team members to ensure timely recommendations enable continuous improvement in the effectiveness of credit granting activities.
Reporting to the Director, Business and Corporate Loan Review, the Corporate Loan Review Specialist conducts post reviews of funded loans to ensure the degree of risk has been accurately identified. As a second line of defense accountability, the review of loans is credit quality based, and provides an independent view of the overall quality of the borrower and associated risks.
Accountabilities
The role ensures the control practices within areas of delegated authorities, underwriting, collateral and overall credit quality are being carried out at an acceptable level in accordance with ATB’s credit policies, business rules and sound credit granting principals to ensure ATB credit assets are well managed and protected. The role identifies significant issues, associated impacts and causes which are reported to ATB Business, Risk Management, Internal Control teams and other levels of management throughout the organization. The Corporate Loan Review Specialist is responsible for providing objective assurance via reporting to identify all significant credit risks and ensure they are being well managed and controls are effective and efficient.

You will find success based on your ability to:

• Oversee the assessment of the risk rating of credit deals, ensuring the rating process was done correctly and loan abided by the credit risk appetite.
• Oversee & review portfolio monitoring, including quality assurance activities.
• Prepare reports, which detail findings and recommendations outlining the significant issues, associated risks and impacts, and causes.
• As a second line of defense function, be able to assess a file through the lens of a credit quality, as opposed to an operational approach.
• Display fierce and personal accountability by consistently achieving the targets set for timeliness and accuracy.
• Review and suggest proposed changes to ATB’s Credit Policies, Business Rules and Processes to provide advice on the adequacy and effectiveness of controls.
• Develops loan review methodology, processes and procedures
• Act as a trusted advisor to leaders on how to improve the larger credit approval process
• Driven by performance by identifying process gaps and inefficiencies in Loan Review and recommend/implement changes to address them.
• Capably apply your technical background by working with various software programs, specifically an understanding of the Google suite of products
• Develop, maintain and improve loan review data or information requirements/quality.
• Proactively identify and assist to remediate any data gaps which impact Credit and Risk Management’s ability to accurately and efficiently report on Business Bankings credit portfolio.
• Create a positive impact on the control environment.
• Be an all-in oneATB team member and seen as a go-to for team, and a subset of business units within ATB

Skills, experience & requirements

As an ideal candidate you have either experience in, or a natural ability to:

• Oversee business lending, specifically corporate lending, with a direct lending or adjudication role serving medium to corporate sized business segments, including an understanding of financial statements, loan agreements, and ratio calculations
• Experience in lending to mid-market and large corporate businesses via Bilateral and Syndicated credit facilities; ideally in all industries but certainly with a focus on Oil & Gas including production and/or infrastructure and Commercial Real Estate
• Utilize Google based products, and the capability to potentially work with new software
• Apply superlative verbal and written communication skills with senior audiences
• Apply strong analytical skills, and be diligent with the details
• Work collaboratively
• Self-teach new loan review and credit risk topics
• Discuss opportunities and dig for information with Loan Review leaders
• Effectively and autonomously manage relationships with increasingly senior/important stakeholders

Don’t meet all the requirements on the list?
A resume only goes so far in expressing who you are and the unique perspectives you bring. If you believe your skills and experience align with the role—but you might not check all the boxes—we want to hear from you. We encourage candidates from all work backgrounds, equity-seeking communities and experience levels to apply. If you’re seeking a career where your drive, perspective and growth are celebrated, we want to hear from you.
We’re dedicated to building a workforce reflective of those within our communities, and a culture where our team members are equipped with what they need to succeed—their way. Part of creating an inclusive workplace is recognizing our role in advancing Truth and Reconciliation. We are committed to meeting and exceeding the standards set out in the Progressive Aboriginal Relations program created by the Canadian Council for Aboriginal Business.
What happens next?
If you are shortlisted, you’ll hear from us after the posting closes. Check out our How We Hire page to learn more about our hiring process. If you need any accommodations throughout this process, please let us know at talentteam@atb.com
Stay in touch
We’re excited that you’re interested in a career with ATB. Follow us on LinkedIn, Facebook and Instagram to learn more about what our team is up to

Please refer the Job description for details