Credit Analyst

at  Core Group

iStore is the home of everything Apple, and Africa’s largest Apple Premium Reseller. With a retail footprint of more than 33 physical and online stores across Africa that provide expert advice, Apple Authorised Repairs, Business, Education, training and technical support for anything and everything Apple.
Purpose: To provide credit analysis of the current and forecast financial strength of a portfolio of Business to Customer and Business to Business clients with the aim to identify portfolio related credit risks

RESPONSIBILITIES:

• Analyse credit data to assess the creditworthiness of borrowers
• Conduct credit reviews and credit approvals
• Remain objective and present both arguments and pros and cons
• Manage customer databases and lending limits
• Prepare reports and presentations for senior management
• Develop and implement credit risk strategies and policies
• Collaborate with internal teams to ensure compliance with credit risk policies and procedures
• Suggest risk mitigating measures for our consumer finance products in line with the risk philosophy of the Company