Credit Analyst

at  Pepper

WHO WE ARE

At Pepper Money, we’re focused on helping people succeed. Whether that be buying a family home, dream car, developing professionally or growing their business. We’ve become one of the largest, most trusted and-award winning non-bank lenders in Australia and New Zealand. Over our 23 years, there’s a lot that we have been proud to achieve, the biggest being that we’ve helped over 409,297 Australians achieve all sorts of goals with the support of our ever-expanding lending options.

Based in our North Sydney office, we are seeking an experienced Credit Analyst – Asset Finance, to focus on assessing consumer and commercial applications for assets including motor vehicles, motorbikes, leisure assets along with various plant and equipment and general business assets.

• Ensure that risk and customer credit worthiness is assessed in accordance with Pepper credit policy
• Approval of activities in accordance with delegated authority;
• Deliver own agreed goals and objectives aligned to Asset Finance strategy;
• Contribute to continuous improvement to credit systems, processes, policies and reporting

THE ROLE

Based in our North Sydney office, we are seeking an experienced Credit Analyst – Asset Finance, to focus on assessing consumer and commercial applications for assets including motor vehicles, motorbikes, leisure assets along with various plant and equipment and general business assets.

• Ensure that risk and customer credit worthiness is assessed in accordance with Pepper credit policy
• Approval of activities in accordance with delegated authority;
• Deliver own agreed goals and objectives aligned to Asset Finance strategy;
• Contribute to continuous improvement to credit systems, processes, policies and reporting.

To succeed in this role, you’ll:

• Have at least 3 years’ experience in consumer and commercial lending.
• Have held a previous Designated Lending Authority of $100K or above and have the ability to understand and appropriately utilise systems and processes for credit and operational risk assessment.
• Demonstrate a sound understanding of Equifax, NCCP, PPSR, AML/CTF & Privacy Act Legislation
• Deliver high quality work whist maintaining turnaround times.
• Work collaboratively with internal and external stakeholders to help customers succeed and make a difference to their lives.
• Be a team player and form part of the existing positive department and company culture