Credit Officer

at  Success Digest Growth Initiative

Lagos, Lagos, Nigeria -

Start DateExpiry DateSalaryPosted OnExperienceSkillsTelecommuteSponsor Visa
Immediate08 Nov, 2024Not Specified09 Aug, 20241 year(s) or aboveInterest Rates,Financial Data,Regulations,Documentation,Communication Skills,Loans,PaymentsNoNo
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Description:

JOB SUMMARY

The Credit Officer is responsible for recovering payments from clients who are delinquent on their loans. The successful candidate will have excellent communication skills, the ability to negotiate, and a thorough understanding of loan agreements and regulations.

  • Minimum Qualification : Diploma
  • Experience Level : Entry level
  • Experience Length : No Experience/Less than 1 year

JOB DESCRIPTION/REQUIREMENTS

Responsibilities:

  • Review loan requests.
  • Assess clients’ financial status.
  • Evaluate creditworthiness and risks.
  • Contact clients to gather financial data and documentation.
  • Analyze risks and approve or reject loan requests.
  • Calculate financial ratios (e.g. credit scores and interest rates)
  • Negotiate payment plans and settlements.
  • Identify and pursue all available avenues for loan recovery.
  • Recovery of loans from clients (also a field role).
  • Meet recovery targets and performance goals.

REQUIREMENTS:

  • 0 - 1 year experience
  • Diploma in any related field
  • Applicant must reside within Lagos State, Ojuelegba, and Badagry precisely.

Responsibilities:

The Credit Officer is responsible for recovering payments from clients who are delinquent on their loans. The successful candidate will have excellent communication skills, the ability to negotiate, and a thorough understanding of loan agreements and regulations.

  • Minimum Qualification : Diploma
  • Experience Level : Entry level
  • Experience Length : No Experience/Less than 1 yea

Responsibilities:

  • Review loan requests.
  • Assess clients’ financial status.
  • Evaluate creditworthiness and risks.
  • Contact clients to gather financial data and documentation.
  • Analyze risks and approve or reject loan requests.
  • Calculate financial ratios (e.g. credit scores and interest rates)
  • Negotiate payment plans and settlements.
  • Identify and pursue all available avenues for loan recovery.
  • Recovery of loans from clients (also a field role).
  • Meet recovery targets and performance goals


REQUIREMENT SUMMARY

Min:1.0Max:6.0 year(s)

Financial Services

Accounts / Finance / Tax / CS / Audit

Finance

Diploma

Proficient

1

Lagos, Nigeria