Credit Operations Specialist

at  US Bank National Association

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

JOB DESCRIPTION

Performs a variety of administrative tasks to support the credit department. This includes application setup, processing credit submissions, and submitting financial spreads. Manages various requests received via email including change orders, takedowns, and payee approvals. Ensures compliance with federal regulations pertaining to KYC including review of Beneficial Owner Certification. Verifies, processes, and documents customer data accurately in multiple systems of record. Accomplishes tasks within designated time frame and provides high quality customer service by responding to internal inquiries, requests, and problems.

Basic Qualifications

• High school diploma or equivalent
• Two to four years of experience in leasing or other financial operations activities

Preferred Skills/Experience

• Thorough knowledge of products, terminology, closing policies and procedures, funding policies, underwriting requirements, legal documents, and systems related to assigned area of leasing operations
• Thorough knowledge of applicable credit policies and approval processes for assigned product(s), as well as applicable laws and regulatory requirements
• Ability to work with multiple functional areas to solve complex documentation needs
• Ability to apply critical thinking for all elements of lease/loan documentation construction
• Ability to master multiple software applications; strong PC skills
• Strong mathematical skills and general knowledge of basic accounting procedures used within the assigned area
• Proven commitment to quality customer service and ability to work well with customers
• Strong general office skills
• Excellent verbal and written communication skills

THE ROLE OFFERS A HYBRID/FLEXIBLE SCHEDULE, WHICH MEANS THERE’S AN IN-OFFICE EXPECTATION OF 3 OR MORE DAYS PER WEEK AND THE FLEXIBILITY TO WORK OUTSIDE THE OFFICE LOCATION FOR THE OTHER DAYS.

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That’s why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by la