Credit Risk Analyst - Account Management

at  Discovery Ltd

PERSONAL ATTRIBUTES AND SKILLS

• Resourceful and tenacious
• Self-motivated
• Focused on driving results
• Detail-oriented
• Organised and process oriented; ability to multi-task and manage time effectively
• Ability to convey complex data in a concise understandable manner and distil the key messages
• Strong problem-solving skills
• Ability to work effectively across varying levels of Management and multi-disciplinary teams
• Good and clear written style.
• Strong verbal and written reporting skills.
• Quantitative/qualitative analytical skills

EDUCATION AND EXPERIENCE

• MSc/ BSc (Hons) in Statistics/ Actuarial Science/ Financial Maths/ Applied Maths
• At least 1-2 years of experience in relevant field (e.g. behavioural credit scoring, credit risk management processes across the credit life cycle)
• Programming capabilities in SAS / R / Python / VBA
• Retail banking experience
• Strong track record of professional performance
• Skilled in Microsoft products, particularly PowerPoint, Word, Excel and Access
• System knowledge, preferably system implementation experience

To provide/facilitate data-driven and quantitative analysis that informs credit risk management strategies and processes across the credit life cycle (i.e. Origination, Account Management and Collections) and to work in collaboration with team members that engage in the above analysis. The focus of this role will be on Account Management.