Credit Risk Analyst

at  CIBC

We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients.
At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute.
To learn more about CIBC, please visit
CIBC.com
As a member Credit Processing Services Independent Business Operations, you will work in a fast-paced back-office operational environment where you’ll make a meaningful difference in our clients’ lives. As a Credit Risk Analyst you will be responsible for managing all aspects of administration and monitoring of credit facilities, maintaining independent responsibility for the input, monitoring and escalation of risk elements on complex credit portfolios. You would also be required to ensure productivity standards are achieved and Service Level Agreements are met or exceeded.
At CIBC we enable the work environment most optimal for you to thrive in your role. To successfully perform the work, you’ll be on-site as needed. Hours of work are 10am-6pm EST*

How You’ll Succeed

• Relationship Building- Required to respond to client’s inquires and requests, providing professional high quality customer service for the assigned portfolio to ensure client satisfaction. You will liase and interact with relationship managers as part of the daily management of your portfolio.
• Client experience - Ensure the consistent delivery of high quality service through service excellence principles to meet or exceed the expectations of internal business partners, and ultimately go above and beyond service standards in order to exceed the expectations of our clients.
• Administration & Analytical Thinking- Review draft credit agreements and prepare all security documentation in accordance with client’s articles of incorporation. You will also be required to review executed credit agreements and security documentation and escalate all errors/ omissions for correction prior to funding.
• Business Acumen- You will be responsible for managing the credit fulfillment function by providing specialized operational expertise. You will also be required to act independently of the business to ensure ongoing compliance of the terms and conditions of the authorized credit and exercise delegated authority to make decisions as required.

Who You Are

• You’re passionate about people. You find meaning in relationships, and surround yourself with a diverse network of partners. You build trust through respect and authenticity.
• You put our clients first. You engage with purpose to find the right solutions. You go the extra mile, because it’s the right thing to do.
• You understand that success is in the details. You notice things that others don’t. Your critical thinking skills help to inform your decision making.
• You embrace and champion change. You’ll continuously evolve your thinking and the way you work in order to deliver your best.
• You give meaning to data. You enjoy investigating complex problems, and making sense of information. You’re confident in your ability to communicate detailed information in an impactful way.
• Values matter to you. You bring your real self to work and you live our values - trust, teamwork, and accountability.

What CIBC Offers

At CIBC, your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential. We aspire to give you a career, rather than just a paycheck.

• We work to recognize you in meaningful, personalized ways including a competitive salary, incentive pay, banking benefits, a benefits program, defined benefit pension plan, an employee share purchase plan, a vacation offering, wellbeing support, and MomentMakers, our social, points-based recognition program.
• Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients.
• We cultivate a culture where you can express your ambition through initiatives like Purpose Day; a paid day off dedicated for you to use to invest in your growth and development.
• Subject to plan and program terms and conditions

What you need to know

• CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation, please contact

Mailbox.careers-carrieres@cibc.com

• You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit.
• We may ask you to complete an attribute-based assessment and other skills tests (such as simulation, coding, French proficiency, MS Office). Our goal for the application process is to get to know more about you, all that you have to offer, and give you the opportunity to learn more about us.

Job Location
Scarborough-305 Milner Ave, 8th Floor
Employment Type
Regular
Weekly Hours
37.5
Skills
Analytical Thinking, Business Operations, Customer Service, Operations Management, Prioritization, Quality Assurance (QA), Technical Knowledg

Please refer the Job description for details