Credit Risk Analyst with Portuguese

at  Heineken International BV

At HEINEKEN Kraków (HEINEKEN Global Shared Services) our success comes directly from our great people. We are a growing team of business experts in finance, accounting, data and technology ready to „WOW” the world with our expertise, passion and pride to be GREEN.We act on our values of Passion for consumers & customers, Courage to dream & pioneer, Care for people & planet, Enjoyment of Life, always focused on being ourselves: inclusive, diverse, and open for new challenges.

Your responsibilities would include:

• Credit Risk Management and proactiv reviewing and flagging credit risk assessment issues
• using analytical and stakeholder management skills to take ownership, business partnering / advisor role to other teams in OpCo Finance and non-Finance
• interacting with the external agency, OpCo Finance and OpCo non Finance to collect customer credit information
• ensuring Credit standards & rules are delivered
• managing Credit Risk Assessment New and Existing Customers
• managing Bad Debt Provision calculation
• performing credit risk approval processes
• working collaboratively with other teams in (e.g Sales, Collection, OpCo Finance) to ensure effective delivery of the processes
• supporting and contributing to the delivery and implementation of continuous improvement projects in collaboration with OpCo, HGSS and in line with HEINEKEN’s standards
• regularly updating the Team Leader about developments and progress of credit risk opportunities and issues
• driving own personal development in Finance specific skills and business knowledge of implementing his/her development plan
• maintaining complete and up to date process documentation.

You are a good candidate if you have:

• excellent written and verbal Portuguese(C1/C2)
• English B2 or bette
• 2+ years of relevant experience in finance area
• strong analytical skills
• influencing skills
• stakeholder management skills
• ability to identify forces in the macro-environment which affecting the business ( ex. political, economic )
• ability to make a quick decision under pressure
• understanding of end2end Order to Cash process
• business knowledge
• written and verbal communication skills
• experience in multi-national environment (incl. Shared Services Centres)
• mind-set and Behaviours aligned with HEINEKEN Finance Behaviours
• strong demonstrated use of Excel, Word, and PowerPoint.

What we offer

• Credit Risk Management and proactiv reviewing and flagging credit risk assessment issues
• using analytical and stakeholder management skills to take ownership, business partnering / advisor role to other teams in OpCo Finance and non-Finance
• interacting with the external agency, OpCo Finance and OpCo non Finance to collect customer credit information
• ensuring Credit standards & rules are delivered
• managing Credit Risk Assessment New and Existing Customers
• managing Bad Debt Provision calculation
• performing credit risk approval processes
• working collaboratively with other teams in (e.g Sales, Collection, OpCo Finance) to ensure effective delivery of the processes
• supporting and contributing to the delivery and implementation of continuous improvement projects in collaboration with OpCo, HGSS and in line with HEINEKEN’s standards
• regularly updating the Team Leader about developments and progress of credit risk opportunities and issues
• driving own personal development in Finance specific skills and business knowledge of implementing his/her development plan
• maintaining complete and up to date process documentation